428 Whitewater Way NW Concord, NC 28027
4
Beds
2.5
Baths
2,443
Sq Ft
7,405
Sq Ft Lot
Highlights
- Transitional Architecture
- Attached Garage
- Garden Bath
- Engineered Wood Flooring
- Walk-In Closet
- Gas Log Fireplace
About This Home
As of June 2025Don't miss this great 4 bedroom home in desirable Riverwalk with no HOA and close to everything! Minutes from shopping, entertainment, Concord Mills Mall! Hardwood floors in dining room and kitchen! Cooks will love this upgraded kitchen w/new appliances, granite counters, decorative tile backsplash, island, and pantry. Relax and enjoy the spacious great room w/gas fireplace! Private master bedroom w/walk in closet includes ensuite with sep. tub and shower. Huge bonus room on 2nd floor can be used as a bedroom, office, play room or den. New carpeting throughout the home. Also, home also features a screen porch and large fenced yard! Make your appt. today to come see this great home!
Last Agent to Sell the Property
NorthGroup Real Estate LLC License #257290 Listed on: 01/10/2018
Last Buyer's Agent
Melinda Richardson
ERA Live Moore License #237368
Home Details
Home Type
- Single Family
Year Built
- Built in 2008
Parking
- Attached Garage
Home Design
- Transitional Architecture
- Vinyl Siding
Interior Spaces
- Gas Log Fireplace
- Crawl Space
- Pull Down Stairs to Attic
Flooring
- Engineered Wood
- Tile
- Vinyl
Bedrooms and Bathrooms
- Walk-In Closet
- Garden Bath
Listing and Financial Details
- Assessor Parcel Number 4599-75-5083-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 12, 2025
Closed on
Jun 30, 2025
Sold by
Wherry Justin and Wherry Amy
Bought by
Downer Juvani and Jordan Ashanae
Seller's Agent
Chavita Matthews
Keller Williams South Park
Buyer's Agent
Savannah Lueck
DASH Carolina
List Price
$395,000
Sold Price
$402,700
Premium/Discount to List
$7,700
1.95%
Views
21
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-27.26%
Original Mortgage
$382,565
Outstanding Balance
$382,565
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$12,518
Purchase Details
Listed on
Jan 10, 2018
Closed on
Feb 14, 2018
Sold by
Mccoy William Joseph and Mccoy William Joseph
Bought by
Wherry Justin and Wherry Amy
Seller's Agent
Gabrielle Carneglia
NorthGroup Real Estate LLC
Buyer's Agent
Melinda Richardson
ERA Live Moore
List Price
$244,900
Sold Price
$243,000
Premium/Discount to List
-$1,900
-0.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.10%
Original Mortgage
$238,598
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 19, 2008
Sold by
Gold Medallion Homes Llc
Bought by
Mccoy Billy Joe
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,900
Interest Rate
6.32%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 26, 2007
Sold by
Bost Realty Co Inc
Bought by
Gold Medallion Homes Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$446,025
Interest Rate
6.32%
Mortgage Type
Unknown
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $403,000 | None Listed On Document | |
| Warranty Deed | $243,000 | None Available | |
| Warranty Deed | $188,000 | None Available | |
| Warranty Deed | $120,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $382,565 | New Conventional | |
| Previous Owner | $324,786 | FHA | |
| Previous Owner | $238,598 | FHA | |
| Previous Owner | $92,275 | New Conventional | |
| Previous Owner | $93,675 | New Conventional | |
| Previous Owner | $103,900 | Purchase Money Mortgage | |
| Previous Owner | $446,025 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $402,700 | +1.9% | $164 / Sq Ft |
| 04/12/2025 04/12/25 | For Sale | $395,000 | +62.6% | $161 / Sq Ft |
| 02/20/2018 02/20/18 | Sold | $243,000 | -0.8% | $99 / Sq Ft |
| 01/15/2018 01/15/18 | Pending | -- | -- | -- |
| 01/10/2018 01/10/18 | For Sale | $244,900 | -- | $100 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,617 | $363,180 | $70,000 | $293,180 |
| 2023 | $2,865 | $234,870 | $50,000 | $184,870 |
| 2022 | $2,865 | $234,870 | $50,000 | $184,870 |
| 2021 | $2,865 | $234,870 | $50,000 | $184,870 |
| 2020 | $2,865 | $234,870 | $50,000 | $184,870 |
| 2019 | $2,455 | $201,220 | $30,000 | $171,220 |
| 2018 | $2,415 | $201,220 | $30,000 | $171,220 |
| 2017 | $2,374 | $201,220 | $30,000 | $171,220 |
| 2016 | $1,409 | $161,760 | $25,000 | $136,760 |
| 2015 | $1,909 | $161,760 | $25,000 | $136,760 |
| 2014 | $1,909 | $161,760 | $25,000 | $136,760 |
Source: Public Records
Agents Affiliated with this Home
-
Chavita Matthews
C
Seller's Agent in 2025
Chavita Matthews
Keller Williams South Park
(757) 776-7642
49 Total Sales
-
Trent Corbin
Seller Co-Listing Agent in 2025
Trent Corbin
Keller Williams South Park
(704) 459-1238
1,114 Total Sales
-
Savannah Lueck
S
Buyer's Agent in 2025
Savannah Lueck
DASH Carolina
(704) 698-7949
17 Total Sales
-
Gabrielle Carneglia
Seller's Agent in 2018
Gabrielle Carneglia
NorthGroup Real Estate LLC
(704) 962-6155
75 Total Sales
-
M
Buyer's Agent in 2018
Melinda Richardson
ERA Live Moore
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: CAR3350499
APN: 4599-75-5083-0000
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