Seller's Agent in 2025
Richard Wolnik
Riklin Realty
(847) 338-8452
2 in this area
56 Total Sales
428 Windsor Dr Oswego, IL 60543
South Oswego Neighborhood
3
Beds
3
Baths
2,515
Sq Ft
0.26
Acres
Highlights
- Open Floorplan
- Wood Flooring
- Whirlpool Bathtub
- Prairie Point Elementary School Rated A-
- Main Floor Bedroom
- Loft
About This Home
As of March 2025House in Charming Deerpath Creek Subdivision This inviting 11-room house is located at 428 Windsor Dr in the sought-after Deerpath Creek subdivision in Oswego, IL. Spanning approximately 2,518 square feet, this property offers a comfortable and practical living space with thoughtful design and updates throughout. Upon entering, you are greeted by a 2-story foyer featuring an open staircase that sets a welcoming tone for the home. The kitchen is cleverly designed with a spacious layout, providing an eat-in area that is perfect for casual meals or morning coffee. Adjacent to the kitchen, the living room flows seamlessly into the family room, centered around a cozy fireplace, creating a warm and inviting atmosphere for gatherings or relaxation. The master bedroom is generously sized and includes a spa-like master bath. This bathroom is equipped with a jacuzzi, designed for unwinding after a long day. Other bathrooms in the house have been nicely updated, offering a fresh and clean aesthetic. Situated in a quiet neighborhood, the Deerpath Creek subdivision is known for its pleasant community feel. Oswego, IL, offers convenient access to local amenities and transportation options. The area is served by several well-regarded schools, shops, and dining venues. Public transportation and major highways are easily accessible, making commuting straightforward. Overall, this property is a realistic representation of comfortable, suburban living. With its practical layout and charming community surroundings, it stands as an excellent opportunity for those seeking a home in Oswego. So much room, almost forgot the 3 Car garage. You'll love entertaining in your new home! Outside area has Walking paths, Bike paths, park, close to school.
Last Agent to Sell the Property
Riklin Realty License #471008471 Listed on: 12/04/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,709
Year Built
- Built in 2000 | Remodeled in 2019
Lot Details
- Lot Dimensions are 82x152x80x135
Parking
- 3 Car Garage
- Driveway
Home Design
- Bi-Level Home
- Brick Exterior Construction
Interior Spaces
- 2,515 Sq Ft Home
- Open Floorplan
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Attached Fireplace Door
- Window Treatments
- Entrance Foyer
- Great Room with Fireplace
- Family Room Downstairs
- Living Room
- Breakfast Room
- Formal Dining Room
- Loft
- Game Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Sink Near Laundry
- Gas Dryer Hookup
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Deerpath Creek Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 13, 2021
Closed on
Dec 14, 2021
Sold by
Messer Kurt W
Bought by
Sfr Acquisitions I Llc
Seller's Agent
David Witek
Charles Rutenberg Realty of IL
Buyer's Agent
H Allan
H Allan
List Price
$379,900
Sold Price
$400,000
Premium/Discount to List
$20,100
5.29%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,444
Avg. Annual Appreciation
1.66%
Purchase Details
Listed on
Aug 4, 2015
Closed on
Nov 30, 2015
Sold by
Speciale Patrick L and Mccree Nancy A
Bought by
Messer Kurt
Seller's Agent
Sheryl Lucka
Charles Rutenberg Realty of IL
Buyer's Agent
Robin Stoecklin
Baird & Warner Fox Valley - Geneva
List Price
$279,900
Sold Price
$260,000
Premium/Discount to List
-$19,900
-7.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.41%
Original Mortgage
$208,000
Interest Rate
3.75%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 9, 2009
Sold by
The Nysen Group Llc
Bought by
Speciale Patrick L and Mccree Nancy A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 7, 2009
Sold by
Dubson Charlotte L
Bought by
The Nysen Group Llc and Kendall Partners
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,000
Interest Rate
5.05%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 22, 2006
Sold by
Primacy Closing Corp
Bought by
Dubson Charlotte L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,095
Interest Rate
6.82%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 9, 2006
Sold by
Jarman Jeffrey J and Jarman Michelle A
Bought by
Primacy Closing Corp
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,095
Interest Rate
6.82%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 25, 2005
Sold by
James Timothy and James Lynn
Bought by
Jarman Jeffrey J and Jarman Michelle A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$261,000
Interest Rate
5.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 19, 1999
Sold by
First National Bank Of Joliet
Bought by
James Timothy and James Lynn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
7.2%
Purchase Details
Closed on
Apr 5, 1996
Bought by
First Natl Bk Joliet Tr 4696
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $400,000 | None Available | |
| Warranty Deed | $260,000 | First American Title | |
| Warranty Deed | $245,000 | First American Title | |
| Warranty Deed | $230,000 | First American Title | |
| Warranty Deed | $320,500 | First American Title | |
| Warranty Deed | $320,500 | First American Title | |
| Warranty Deed | $290,000 | First American Title | |
| Deed | $34,000 | First American Title Ins Co | |
| Deed | $128,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $952,810,518 | New Conventional | |
| Previous Owner | $208,000 | New Conventional | |
| Previous Owner | $147,000 | Purchase Money Mortgage | |
| Previous Owner | $304,095 | Purchase Money Mortgage | |
| Previous Owner | $261,000 | Purchase Money Mortgage | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $140,600 | Unknown | |
| Previous Owner | $105,500 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/31/2025 03/31/25 | Sold | $405,000 | +1.9% | $161 / Sq Ft | |
| 02/09/2025 02/09/25 | Pending | -- | -- | -- | |
| 01/02/2025 01/02/25 | Price Changed | $397,500 | -1.9% | $158 / Sq Ft | |
| 12/04/2024 12/04/24 | For Sale | $405,000 | +1.3% | $161 / Sq Ft | |
| 12/15/2021 12/15/21 | Sold | $400,000 | +5.3% | $159 / Sq Ft | View Prior Sale |
| 11/15/2021 11/15/21 | Pending | -- | -- | -- | |
| 11/13/2021 11/13/21 | For Sale | $379,900 | +46.1% | $151 / Sq Ft | |
| 12/07/2015 12/07/15 | Sold | $260,000 | -3.7% | $103 / Sq Ft | View Prior Sale |
| 10/17/2015 10/17/15 | Pending | -- | -- | -- | |
| 09/11/2015 09/11/15 | Price Changed | $269,900 | -3.6% | $107 / Sq Ft | |
| 08/04/2015 08/04/15 | For Sale | $279,900 | -- | $111 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,754 | $133,635 | $24,416 | $109,219 |
| 2023 | $9,709 | $118,261 | $21,607 | $96,654 |
| 2022 | $9,709 | $107,510 | $19,643 | $87,867 |
| 2021 | $8,841 | $100,477 | $18,358 | $82,119 |
| 2020 | $8,742 | $98,507 | $17,998 | $80,509 |
| 2019 | $8,656 | $96,162 | $17,998 | $78,164 |
| 2018 | $9,252 | $100,710 | $18,948 | $81,762 |
| 2017 | $9,035 | $94,121 | $17,708 | $76,413 |
| 2016 | $8,880 | $91,379 | $17,192 | $74,187 |
| 2015 | $9,118 | $89,587 | $16,855 | $72,732 |
| 2014 | -- | $86,978 | $16,364 | $70,614 |
| 2013 | -- | $86,978 | $16,364 | $70,614 |
Source: Public Records
Agents Affiliated with this Home
-
Richard Wolnik
-
Reggie Eaton
Buyer's Agent in 2025
Reggie Eaton
Park Place Realty Group LLC
(312) 324-4436
1 in this area
42 Total Sales
-
D
Seller's Agent in 2021
David Witek
Charles Rutenberg Realty of IL
-
H Allan
Buyer's Agent in 2021
H Allan
H Allan
(708) 200-4544
2 in this area
24 Total Sales
-
Sheryl Lucka
S
Seller's Agent in 2015
Sheryl Lucka
Charles Rutenberg Realty of IL
(630) 302-5786
10 Total Sales
-
Robin Stoecklin
Buyer's Agent in 2015
Robin Stoecklin
Baird Warner
(630) 802-7275
61 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12203274
APN: 03-29-121-011
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