NOT LISTED FOR SALE

Estimated Value: $436,000 - $451,600

4 Beds
3 Baths
2,206 Sq Ft
$201/Sq Ft Est. Value

Last Sold January 15, 2025

Last sale price $440,000 $199 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,639/month

26 Days on Market

Highlights

  • Panoramic View
  • Cape Cod Architecture
  • Main Floor Primary Bedroom
  • Open Floorplan
  • Cathedral Ceiling
  • Corner Lot

About This Home

As of January 2025

BEAUTIFUL, like NEW, meticulously maintained home in Waterstone Ridge! This welcoming and WARM home offers 4 bedrooms, 3 full baths and is situated on a CORNER LOT with wonderful SCENIC views. SPACIOUS and OPEN dream kitchen, with TONS of cabinetry, feature walls, GRANITE COUNTERTOPS, GAS STOVE, STAINLESS STEEL appliances and REFRIGERATOR, which will remain. LIGHT AND BRIGHT filled dining area is open to the GREAT room. A GAS FIREPLACE with shiplap detail and whitewash STONE surround to cozy up to this winter. SCREENED porch overlooking flat backyard is perfect for entertaining and OUTDOOR LIVING AREA. Natural border in rear offers privacy while still allowing for scenic views on this CORNER LOT with firepit. OVERSIZED Master suite with feature wall and trey ceiling has INCREDIBLE en-suite bathroom with OVERSIZED SOAKING TUB, large custom TILED WALK-IN SHOWER, double vanities and HUGE WALK-IN CLOSET. Remote controlled ROMAN SHADES are an added plus in this suite oasis. LVT flooring throughout main rooms, carpet in bedrooms and GORGEOUS TILE in baths. PERFECT floor plan with the GUEST ROOM or office and FULL BATH with granite sink and tile floor also located on main level. HUGE MUDROOM with custom built-ins and WASHER/DRYER (which remain) has storage and adds a great ''DROP-ZONE'' on your way in from the 2 car oversized garage. Retreat to the 2nd level and find the 3rd bedroom and BONUS ROOM (or 4th bedroom) and floored WALK-IN ATTIC with storage area. 3rd FULL BATH upstairs as well with granite sink and tile floor. Waterstone Ridge is a vibrant community with sidewalks and charming lampposts known for its CONVENIENT LOCATION close to CHICKAMAUGA LAKE. For OUTDOOR and WATER enthusiasts, two state PARKS and MARINAS, and a NATURE PARK are 10 minutes away! DOWNTOWN CHATTANOOGA, the 20 + mile RIVERWALK, shopping, LOCAL DINING, sports and entertainment venues along with multiple HOSPITALS are all within 15 minutes of 4285 Inlet Loop. The ALLURE of this special ONE-OWNER gorgeous home is calling you home. MOVE-IN READY, you can have your NEW HOME just in time for the holidays! CALL for your PRIVATE tour today! Purchaser to verify square footage and is responsible to do all of their due diligence to verify that all information is correct, accurate, and to obtain any and all restrictions for the property for their review.

Last Listed By

Melissa Dorn

Keller Williams Realty License #00287025 Listed on: 11/22/2024

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,516

Year Built

  • Built in 2019

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 60x104x77x111
  • Property fronts a county road
  • Landscaped
  • Corner Lot
  • Level Lot
  • Back and Front Yard

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Property Views

  • Panoramic
  • Hills
  • Valley

Home Design

  • Cape Cod Architecture
  • Contemporary Architecture
  • Block Foundation
  • Shingle Roof
  • Shingle Siding
  • HardiePlank Type

Interior Spaces

  • 2,206 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entrance Foyer
  • Living Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Screened Porch
  • Storage
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Free-Standing Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Dryer

Attic

  • Storage In Attic
  • Walk-In Attic

Outdoor Features

  • Screened Patio
  • Fire Pit
  • Rain Gutters

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Available
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Waterstone Subdivision

Listing and Financial Details

  • Assessor Parcel Number 120j M 021

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,516

Year Built

Built in 2019

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Lot Size: 60x104x77x111
  • Road Frontage Type: City Street, County Road
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Waterstone
  • Directions: From Chatt: Hwy 153 North - Exit Hwy 58 North - Left on Webb Road - Veer Right on Webb Road- Right on Waterstone Drive - House on corner of Waterstone Inlet Loop.
  • Above Grade Finished Sq Ft: 2206.0
  • Architectural Style: Cape Cod, Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2206.0
  • New Construction: No
  • Building Stories: 2
  • Structure Type: House
  • Year Built: 2019
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 120j M 021
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 3515.8
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2206.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.14
  • General Property Information Lot Size Square Feet2: 6098.4
  • General Property Information Lot Size Dimensions: 60x104x77x111
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: Second
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Architectural Style:Contemporary: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • General Property Information Stories2: 2
  • Appliances WasherDryer5: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Utilities Natural Gas Available: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Parking Features Kitchen Level2: Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • Interior Features Breakfast Room: Yes
  • Architectural Style Cape Cod: Yes
  • View:Valley: Yes
  • View Hills: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Washer/Dryer, Stainless Steel Appliance(s), Refrigerator, Oven, Microwave, Ice Maker, Gas Water Heater, Gas Oven, Free-Standing Gas Range, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Interior Amenities: Breakfast Room, Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Primary Downstairs, Separate Shower, Soaking Tub, Storage, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • ResoLivingAreaSource: Appraiser
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Appliances:Icemaker: Yes
  • Attic Features:Walk-In Attic: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Gas Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Built-in Features: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes
  • Appliances:Oven: Yes
  • Community Features:Street Lights: Yes
  • Community Features:Curbs: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Corner Lot, Front Yard, Landscaped, Level, Subdivided, Views
  • Pool Features: None
  • View: Hills, Panoramic, Valley
  • View: Yes
  • Waterfront: No
  • Disclosures: None
  • Home Warranty: No
  • Construction Type: Fiber Cement, HardiPlank Type, Shingle Siding
  • Exterior Features: Fire Pit, Rain Gutters
  • Foundation Details: Block
  • Other Structures: None
  • Patio And Porch Features: Front Porch, Patio, Porch, Porch - Covered, Porch - Screened, Rear Porch, Screened
  • Roof: Shingle
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Corner Lot: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Subdivided: Yes
  • Exterior Features:Fire Pit: Yes
  • Construction Materials:Shingle Siding: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Patio And Porch Features:Screened: Yes
  • View:Panoramic: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Curbs, Sidewalks, Street Lights
  • Senior Community: No
  • Association Fee: 20.83
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 20.83
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 6098.4
  • Additional Parcels: No
  • Parcel #: 120j M 021
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3515.8

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2019
Closed on
Apr 9, 2020
Sold by
K & M Builder & Developer Inc
Bought by
Wilson Douglas C and Wilson Sarah E
Seller's Agent
Kelly Jooma
Keller Williams Realty
Buyer's Agent
Mark Landers
Real Estate Partners Chattanooga LLC
List Price
$319,900
Sold Price
$315,000
Premium/Discount to List
-$4,900
-1.53%
Total Days on Market
26
Current Estimated Value
$443,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$128,900
Avg. Annual Appreciation
7.00%
Original Mortgage
$309,294
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 10, 2019
Sold by
Brown Bernard H and Brown Britt H
Bought by
K & M Builder & Development Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,000
Interest Rate
4.3%
Mortgage Type
Construction

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wilson Douglas C $315,000 Warranty Title Llc
K & M Builder & Development Inc $55,000 Warranty Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wilson Douglas C $307,813
Closed Wilson Douglas C $309,294
Previous Owner K & M Builder & Development Inc $248,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/15/2025 01/15/25 Sold $440,000 -2.2% $199 / Sq Ft
12/18/2024 12/18/24 Pending -- -- --
12/07/2024 12/07/24 Price Changed $450,000 -2.2% $204 / Sq Ft
11/22/2024 11/22/24 For Sale $460,000 +46.0% $209 / Sq Ft
04/09/2020 04/09/20 Sold $315,000 -1.5% $145 / Sq Ft
02/23/2020 02/23/20 Pending -- -- --
08/02/2019 08/02/19 For Sale $319,900 -- $147 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,753 $78,350 $0 $0
2023 $1,753 $78,350 $0 $0
2022 $1,753 $78,350 $0 $0
2021 $1,753 $78,350 $0 $0
2020 $2,073 $12,500 $0 $0
2019 $346 $12,500 $0 $0
2018 $285 $12,500 $0 $0
2017 $346 $12,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Source: Greater Chattanooga REALTORS®

MLS Number: 1503596

Greater Chattanooga REALTORS®

APN: 120J-M-021