429 E Chicago St Unit M Elgin, IL 60120
Gifford Park NeighborhoodEstimated Value: $106,000 - $208,000
3
Beds
1
Bath
1,000
Sq Ft
$186/mo
HOA Fee
Highlights
- The property is located in a historic district
- Porch
- Electric Fireplace
- Wood Flooring
- Storage Room
- 4-minute walk to Channing Park
About This Home
As of February 2021Completely rehabbed 3 bedroom Condo in the Heart of Elgin! Solid brick high rise condo building in Historical Elgin district close to Elgin Downtown shopping, Victoria Casino, Elgin Library, Community College and walking distance to National Street Metra station. This unit features 3 bedrooms, and 1 bath with tall ceilings and lots of natural sunlight in every room. Brand new kitchen cabinets, granite counter tops and stainless steel appliances, bathroom was completely gutted and redone. New flooring throughout, ceiling fans, and freshly painted. Spacious personal corner section in the back deck. Central forced air heating in unit. Basement has lockable large storage unit. Assigned parking space included.
Last Agent to Sell the Property
Coldwell Banker Realty License #475181594 Listed on: 10/18/2020
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,251
Year Renovated
- 2020
HOA Fees
- $186 per month
Home Design
- Brick Exterior Construction
Interior Spaces
- Electric Fireplace
- Storage Room
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Flooring
- Wood
- Laminate
Parking
- Parking Available
- Driveway
- Parking Included in Price
- Assigned Parking
Utilities
- One Cooling System Mounted To A Wall/Window
- Heating System Uses Gas
Additional Features
- Porch
- The property is located in a historic district
Community Details
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 8, 2021
Sold by
Navarro Juan and Olvera Adrian
Bought by
Olvera Adrian and Olvera Kimberly
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Outstanding Balance
$65,942
Interest Rate
3.25%
Mortgage Type
New Conventional
Estimated Equity
$69,036
Purchase Details
Listed on
Oct 18, 2020
Closed on
Feb 2, 2021
Sold by
Ec Prestige Enterprises Llc
Bought by
Navarro Juan and Olvera Adrian
Seller's Agent
Elizabeth Cikowski
Coldwell Banker Realty
Buyer's Agent
Juan Navarro
American International Realty Corp.
List Price
$112,500
Sold Price
$96,000
Premium/Discount to List
-$16,500
-14.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.11%
Purchase Details
Listed on
May 9, 2019
Closed on
Oct 9, 2019
Sold by
Eurcka Diamond Vistas Llc
Bought by
Ec Prestiage Enterprises Llc
Seller's Agent
Denis Sharkey
Sharkfin, Inc.
Buyer's Agent
Elizabeth Cikowski
Coldwell Banker Realty
List Price
$89,750
Sold Price
$85,000
Premium/Discount to List
-$4,750
-5.29%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%
Original Mortgage
$55,250
Interest Rate
3.5%
Mortgage Type
Commercial
Purchase Details
Closed on
Jan 25, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Eureka Diamond Vistas Llc
Purchase Details
Closed on
Nov 9, 2009
Sold by
Larocco Conroy Debra
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Mar 9, 2005
Sold by
Wp Condominiums Inc
Bought by
Larocco Conroy Debra A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,400
Interest Rate
6.07%
Mortgage Type
Fannie Mae Freddie Mac
Similar Homes in Elgin, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Olvera Adrian | -- | Fidelity National Title | |
| Navarro Juan | $96,000 | Attorney | |
| Ec Prestiage Enterprises Llc | $85,000 | Greater Illinois Title Co | |
| Eureka Diamond Vistas Llc | $26,000 | First American | |
| Federal Home Loan Mortgage Corp | -- | None Available | |
| Larocco Conroy Debra A | $116,000 | Alliance Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Olvera Adrian | $72,000 | |
| Previous Owner | Ec Prestiage Enterprises Llc | $55,250 | |
| Previous Owner | Larocco Conroy Debra A | $104,400 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/04/2021 02/04/21 | Sold | $96,000 | -9.3% | $96 / Sq Ft |
| 01/21/2021 01/21/21 | Pending | -- | -- | -- |
| 11/20/2020 11/20/20 | Price Changed | $105,900 | -5.9% | $106 / Sq Ft |
| 10/18/2020 10/18/20 | For Sale | $112,500 | +25.3% | $113 / Sq Ft |
| 11/13/2019 11/13/19 | For Sale | $89,750 | +5.6% | -- |
| 10/16/2019 10/16/19 | Off Market | $85,000 | -- | -- |
| 10/09/2019 10/09/19 | Sold | $85,000 | -5.3% | -- |
| 07/12/2019 07/12/19 | Pending | -- | -- | -- |
| 05/09/2019 05/09/19 | For Sale | $89,750 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $1,251 | $22,681 | $6,044 | $16,637 |
| 2022 | $1,273 | $20,681 | $5,511 | $15,170 |
| 2021 | $1,725 | $19,335 | $5,152 | $14,183 |
| 2020 | $1,683 | $18,458 | $4,918 | $13,540 |
| 2019 | $1,642 | $17,583 | $4,685 | $12,898 |
| 2018 | $1,638 | $16,565 | $4,414 | $12,151 |
| 2017 | $1,611 | $15,660 | $4,173 | $11,487 |
| 2016 | $1,549 | $14,528 | $3,871 | $10,657 |
| 2015 | -- | $13,316 | $3,548 | $9,768 |
| 2014 | -- | $13,151 | $3,504 | $9,647 |
| 2013 | -- | $13,497 | $3,596 | $9,901 |
Source: Public Records
Agents Affiliated with this Home
-
Elizabeth Cikowski
Seller's Agent in 2021
Elizabeth Cikowski
Coldwell Banker Realty
(847) 802-8420
1 in this area
64 Total Sales
-
Juan Navarro
J
Buyer's Agent in 2021
Juan Navarro
American International Realty Corp.
2 in this area
49 Total Sales
-
Seller's Agent in 2019
Denis Sharkey
Sharkfin, Inc.
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10910313
APN: 06-13-327-032
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