NOT LISTED FOR SALE

43 Ryan St Gardner, MA 01440

Estimated Value: $402,000 - $429,000

3 Beds
1.5 Baths
1,614 Sq Ft
$258/Sq Ft Est. Value

Last Sold December 16, 2022

Last sale price $380,000 $235 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,347/month

6 Days on Market

Highlights

  • Medical Services
  • Property is near public transit
  • Cathedral Ceiling
  • Deck
  • Wooded Lot
  • Wood Flooring

About This Home

As of December 2022

**OFFERS DUE BY THURSDAY OCTOBER 27 AT 6:00PM** Welcome to 43 Ryan St. located in a nice, well-established neighborhood. This well-maintained 3 BR split level is just waiting for you to move in. The property sits on a meticulously landscaped half-acre lot. Eat-in kitchen boasts a peninsula/breakfast bar with sliders out to the large deck overlooking the private backyard. Living room has a nice bow window plus newer hardwood flooring. On the lower level, you will find a beautiful, large, and inviting family room for additional entertaining, along with a pellet stove for those cold winter nights. A half bath, laundry area and a handyman's workshop finish out the lower level. Both bathrooms have been nicely updated. Close to shopping and other amenities and approximately 2 miles to Rt 2. Showings begin on Saturday, Oct. 22. Seller requests an hour's notice on all showings.

Last Agent to Sell the Property

Gail Frigoletto

Baldarelli Realty Group LLC Listed on: 10/21/2022

Last Buyer's Agent

Michelle Fermin

Century 21 North East

Century 21 North East

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,796

Year Built

  • Built in 1989

Lot Details

  • 0.5 Acre Lot
  • Level Lot
  • Wooded Lot

Home Design

  • Split Level Home
  • Brick Exterior Construction
  • Frame Construction
  • Shingle Roof
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 1,614 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Insulated Windows
  • Bay Window
  • Sliding Doors
  • Storm Doors
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Laundry in Basement

Parking

  • 6 Car Parking Spaces
  • Driveway
  • Paved Parking
  • Open Parking
  • Off-Street Parking

Outdoor Features

  • Deck
  • Outdoor Storage
  • Rain Gutters

Location

  • Property is near public transit
  • Property is near schools

Schools

  • Gardner High School

Utilities

  • Window Unit Cooling System
  • Central Heating
  • 2 Heating Zones
  • Heating System Uses Oil
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • 200+ Amp Service
  • Tankless Water Heater
  • Oil Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number M:H32 B:25 L:2,3533748

Community Details

Overview

  • No Home Owners Association

Amenities

  • Medical Services
  • Shops
  • Coin Laundry

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,796

Year Built

Built in 1989

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1989
  • Levels: Split Entry
  • Buyer Agency: 2%
  • Buyer Agency Type: %
  • Transaction Broker: 0
  • Year Built Details: Actual
  • SUB AGENCY OFFERED: No
  • Compensation Based On: Gross/Full Sale Price
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Flooring: Tile, Vinyl, Carpet, Hardwood
  • Door Features: Storm Door(s)
  • Fireplace YN: No
  • Appliances: Range,Dishwasher,Disposal,Refrigerator, Oil Water Heater,Tankless Water Heater, Utility Connections for Electric Range, Utility Connections for Electric Dryer
  • Total Bedrooms: 3
  • Room Bedroom2 Level: First
  • Room Bedroom2 Features: Closet, Flooring - Vinyl
  • Room Bedroom2 Area: 90
  • Room Bedroom3 Features: Closet, Flooring - Vinyl
  • Room Bedroom3 Area: 140
  • Room Bedroom3 Level: First
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Main Level Bedrooms: 1
  • Total Bathrooms: 1.5
  • Room Master Bedroom Features: Ceiling Fan(s), Closet, Flooring - Vinyl
  • Room Master Bedroom Level: Main
  • Room Master Bedroom Area: 154
  • Master Bathroom Features: No
  • Bathroom 1 Area: 77
  • Bathroom 1 Features: Bathroom - Full, Flooring - Vinyl
  • Bathroom 1 Level: First
  • Bathroom 2 Level: Basement
  • Bathroom 2 Area: 35
  • Bathroom 2 Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Room Family Room Level: Basement
  • Room Family Room Features: Bathroom - Half, Wood / Coal / Pellet Stove, Flooring - Wall to Wall Carpet, Cable Hookup, High Speed Internet Hookup, Recessed Lighting
  • Room Family Room Area: 484
  • Room Kitchen Level: First
  • Room Kitchen Features: Flooring - Stone/Ceramic Tile, Breakfast Bar / Nook, Slider
  • Room Kitchen Area: 231
  • Laundry Features: In Basement, Washer Hookup
  • Room Living Room Level: First
  • Room Living Room Area: 196
  • Room Living Room Features: Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Hardwood, Window(s) - Bay/Bow/Box
  • Basement: Full, Partially Finished, Interior Entry
  • Living Area: 1614
  • Window Features: Insulated Windows
  • MAIN LO: AN7471
  • LIST PRICE PER Sq Ft: 222.99
  • PRICE PER Sq Ft: 235.44
  • MAIN SO: AN4339

Exterior Features

  • Exterior Features: Rain Gutters, Storage
  • Construction Materials: Frame, Brick, Stone
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Deck - Wood
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 6

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: Window Unit(s)
  • Heating: Central, Baseboard, Oil, Pellet Stove
  • Cooling Y N: Yes
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating YN: Yes
  • Water Source: Public
  • HEAT ZONES: 2
  • COOLING ZONES: 0

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Highway Access, House of Worship, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:H32 B:25 L:2,3533748
  • Zoning: R
  • Farm Land Area Units: Square Feet
  • Lot Features: Wooded, Gentle Sloping, Level
  • Lot Size Acres: 0.5
  • Lot Size Area: 0.5
  • Lot Size Sq Ft: 21792
  • Lot Size Units: Acres
  • Property Attached YN: No
  • PAGE: 8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 4796
  • Tax Book Number: 53493

Multi Family

  • Basement Included Sq Ft: Yes

MLS Schools

  • High School: Gardner High

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 20, 2015
Sold by
Cyganiewicz Scott P and Cyganiewicz Kelley J
Bought by
Cyganiewicz Scott P
Total Days on Market
6
Current Estimated Value
$417,213

Purchase Details

Closed on
Mar 16, 2009
Sold by
Cyganiewicz Scott P
Bought by
Cyganiewicz Scott P and Cyganiewicz Kelley Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
5.18%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 6, 2004
Sold by
Cyganiewicz Kimberly M and Cyganiewicz Scott P
Bought by
Cyganiewicz Scott P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 23, 1999
Sold by
Sasseville Alan P
Bought by
Cyganiewicz Scott P and Cyganiewicz Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,600
Interest Rate
7.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 25, 1989
Sold by
Dymek Mark
Bought by
Sasseville Alan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,650
Interest Rate
9.67%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cyganiewicz Scott P -- --
Cyganiewicz Scott P -- --
Cyganiewicz Scott P $43,657 --
Cyganiewicz Scott P $128,000 --
Sasseville Alan $124,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Quiros Gustavo A $361,000
Previous Owner Cyganiewicz Scott P $20,000
Previous Owner Cyganiewicz Scott P $129,500
Previous Owner Cyganiewicz Scott P $148,000
Previous Owner Cyganiewicz Scott P $17,750
Previous Owner Cyganiewicz Scott P $20,000
Previous Owner Cyganiewicz Scott P $155,000
Previous Owner Sasseville Alan $120,000
Previous Owner Sasseville Alan $121,600
Previous Owner Sasseville Alan $118,650
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/16/2022 12/16/22 Sold $380,000 +5.6% $235 / Sq Ft
10/28/2022 10/28/22 Pending -- -- --
10/21/2022 10/21/22 For Sale $359,900 -- $223 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $54 $374,900 $75,600 $299,300
2024 $5,185 $345,900 $68,700 $277,200
2023 $4,912 $304,500 $67,700 $236,800
2022 $4,796 $258,000 $51,300 $206,700
2021 $4,629 $231,000 $44,600 $186,400
2020 $4,157 $210,600 $44,600 $166,000
2019 $4,241 $210,600 $44,600 $166,000
2018 $4,005 $197,600 $44,600 $153,000
2017 $3,891 $190,000 $44,600 $145,400
2016 $3,738 $182,600 $44,600 $138,000
2015 $3,498 $175,100 $44,600 $130,500
2014 $3,327 $176,300 $49,600 $126,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73050937

MLS Property Information Network (MLS PIN)

APN: GARD-000032H-000025-000002