NOT LISTED FOR SALE

430 Garfield St San Francisco, CA 94132

Merced Heights Neighborhood

Estimated Value: $1,610,000 - $1,797,000

3 Beds
2 Baths
1,555 Sq Ft
$1,086/Sq Ft Est. Value

Sale Details

Date Sold: June 9, 2025

Last sale price $1,500,000 $965 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $10,583 / mo

27 Days on Market

Highlights

  • Ocean View
  • Deck
  • Main Floor Bedroom
  • Commodore Sloat Elementary School Rated A
  • Wood Flooring
  • 4-minute walk to Brooks Park

About This Home

As of June 2025

Panoramic, unobstructed views captivate from the main living areas of this beautifully updated 1937 single-family home. Spanning 1,555 SF (per graphic artist), this 3BD/2BA home features thoughtful updates including a new roof and skylights (2022), updated electrical, and renovated kitchen and bathrooms. The main level welcomes you with generous skylights, stunning views through large windows in the living room, and seamless flow to the dining area connecting to both the kitchen and outdoor deck. The modern kitchen boasts newer stainless steel appliances, clever storage solutions including a retractable island, while two light-filled bedrooms and an updated bathroom with an oversized tub complete this floor. Downstairs, find a private primary suite with updated bathroom, convenient laundry area, and direct access to both the spacious 1-car garage (with additional driveway parking) and tiered backyard ideal for gardening or entertaining. Located in a charming Merced Heights with easy access to parks, libraries, Stonestown Galleria, and shops along Ocean Ave. Easy commute: ~1 mi from Balboa Park and Daly City BART stations, walking distance to MUNI bus and light-rail lines, easy freeway access.

Last Agent to Sell the Property

Ruth Krishnan

Compass License #01862279 Listed on: 04/24/2025

Compass

Co-Listed By

Yesenia Rogers

Compass License #02057277

Last Buyer's Agent

Cheryl Bower

Compass License #01505551

Compass

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1937

Lot Details

  • 2,495 Sq Ft Lot
  • Wood Fence

Parking

  • 1 Car Attached Garage
  • 1 Carport Space
  • Front Facing Garage
  • Garage Door Opener
  • Open Parking

Property Views

  • Ocean
  • San Francisco
  • Sutro Tower
  • Panoramic
  • City

Home Design

  • Stucco

Interior Spaces

  • 1,555 Sq Ft Home
  • Skylights
  • Formal Dining Room
  • Security Gate

Kitchen

  • Free-Standing Gas Oven
  • Free-Standing Gas Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Main Floor Bedroom
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Utilities

  • Central Heating

Listing and Financial Details

  • Assessor Parcel Number 6993-025

Home Details

Home Type

Single Family

Year Built

Built in 1937

Lot Details

2,495 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Subtype Description: Attached
  • Year Built: 1937
  • Special Features: None
  • Stories: 0

Interior Features

  • Master Bathroom Features: Shower Stall(s), Tile
  • Master Bedroom Features: Closet
  • Bathrooms: 2
  • Full Bathrooms: 2
  • Dining Room Features: Formal Area
  • Living Room Features: View
  • Appliances: Dishwasher, Disposal, Free Standing Gas Oven, Free Standing Gas Range, Free Standing Refrigerator, Microwave
  • Bathroom Features: Tile, Tub w/Shower Over
  • Flooring: Carpet, Tile, Wood
  • Interior Amenities: Skylight(s)
  • Kitchen Features: Stone Counter
  • Laundry Features: Dryer Included, Inside Area, Washer Included
  • Lower Level: Full Bath(s), Garage, Primary Bedroom
  • Main Level: Bedroom(s), Dining Room, Full Bath(s), Kitchen, Living Room
  • Price Per Square Foot: 964.63
  • Square Footage: 1555.00

Exterior Features

  • Construction Materials: Stucco
  • Driveway Sidewalks: Paved Driveway, Paved Sidewalk
  • Fencing: Wood
  • Patio And Porch Features: Uncovered Deck, Uncovered Patio
  • Road Surface Type: Paved
  • View: City, Ocean, Panoramic, San Francisco, Sutro Tower

Garage/Parking

  • Carport Spaces: 1.00
  • Garage Spaces: 1.00
  • Parking Access: Independent
  • Parking Features: Attached, Covered, Garage Door Opener, Garage Facing Front, Interior Access
  • Parking Fees: No
  • Parking Type: On Site (Single Family Only)
  • Total Parking Spaces: 2.00

Utilities

  • Heating: Central
  • Security Features: Security Gate
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public

Lot Info

  • Assessor Parcel Number: 6993-025
  • Land Use: Residential
  • Lot Size Acres: 0.0573
  • Lot Size Sq Ft: 2495.00
  • Lot Size Units: SqFt
  • Price Per Acre: 26178010.47

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2025
Closed on
Jun 2, 2025
Sold by
Bought by
Seller's Agent
Ruth Krishnan
Compass
Buyer's Agent
Cheryl Bower
Compass
List Price
$1,449,000
Sold Price
$1,500,000
Premium/Discount to List
$51,000
3.52%
Views
79
Current Estimated Value
$1,689,295

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$189,295
Avg. Annual Appreciation
11.52%
Original Mortgage
$850,000
Interest Rate
0.0681%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 10, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,168,000
Interest Rate
0.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 7, 2013
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,500
Interest Rate
0.0341%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 17, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$595,200
Interest Rate
0.06%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2007
Sold by
Bought by

Purchase Details

Closed on
Mar 8, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
0.0608%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 5, 2004
Sold by
Bought by

Purchase Details

Closed on
May 10, 2002
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Interest Rate
0.09%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- First American Title
$1,460,000 First American Title Company
$850,000 Fidelity National Title Co
$744,000 Fidelity National Title Co
-- None Available
-- Old Republic Title Company
-- --
$430,000 Fidelity National Title Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $850,000
Previous Owner $1,168,000
Previous Owner $54,500
Previous Owner $625,500
Previous Owner $595,200
Previous Owner $125,000
Previous Owner $344,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/09/2025 06/09/25 Sold $1,500,000 +50.2% $965 / Sq Ft
05/21/2025 05/21/25 Pending -- -- --
05/08/2025 05/08/25 Price Changed $999,000 -31.1% $642 / Sq Ft
04/24/2025 04/24/25 For Sale $1,449,000 -- $932 / Sq Ft
Source: San Francisco Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $19,415 $1,580,348 $1,106,244 $474,104
2024 $18,857 $1,549,361 $1,084,553 $464,808
2023 $18,572 $1,518,983 $1,063,288 $455,695
2022 $18,219 $1,489,200 $1,042,440 $446,760
2021 $17,895 $1,460,000 $1,022,000 $438,000
2020 $12,127 $957,081 $669,958 $287,123
2019 $11,711 $938,316 $656,822 $281,494
2018 $11,316 $919,919 $643,944 $275,975
2017 $10,883 $901,882 $631,318 $270,564
2016 $10,696 $884,199 $618,940 $265,259
2015 $10,562 $870,918 $609,643 $261,275
2014 $10,283 $853,858 $597,701 $256,157
Source: Public Records

Agents Affiliated with this Home

  • Ruth Krishnan

    Seller's Agent in 2025

    Ruth Krishnan

    Compass

    (415) 735-5867

    2 in this area

    368 Total Sales

    Ruth Krishnan
    Section Image
  • Yesenia Rogers

    Seller Co-Listing Agent in 2025

    Yesenia Rogers

    Compass

    (650) 888-0149

    1 in this area

    127 Total Sales

    Yesenia Rogers
    Section Image
  • Cheryl Bower

    Buyer's Agent in 2025

    Cheryl Bower

    Compass

    (415) 999-3450

    1 in this area

    61 Total Sales

    Cheryl Bower
    Section Image
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Map

Source: San Francisco Association of REALTORS®

MLS Number: 425030979

San Francisco Association of REALTORS®

APN: 6993-025

California San Francisco County San Francisco 94132 Merced Heights

430 Garfield St, San Francisco, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

San Francisco Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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