4305 Bay Point Rd Unit 468 Panama City Beach, FL 32408
Upper Grand Lagoon Neighborhood
2
Beds
2
Baths
1,350
Sq Ft
$535/mo
HOA Fee
Highlights
- Marina
- Boat Dock
- 24-Hour Security
- Patronis Elementary School Rated A-
- On Golf Course
- Fishing
About This Home
As of July 2024Back on market! Come check out this ground floor 2 bedroom, 2 bathroom Golf Villas II condo within the gates of Bay Point community! Located on the 18th hole with beautiful water and expansive fairway views. Unit was remodeled in 2019 with upgrades that include: vinyl plank flooring, shaker cabinets, stainless appliances, granite countertops, recessed lighting and sliding glass door and windows, HVAC. Bay Point community has new board personnel with exciting things in the works, beautification projects, new marina, new developments with commercial opportunities and more!
Co-Listed By
Cindy Seltzer
Seltzer Real Estate, LLC License #BK184007
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $1,772
Year Built
- Built in 1980 | Remodeled
Lot Details
- Property fronts a private road
- On Golf Course
- Sprinkler System
HOA Fees
- $535 Monthly HOA Fees
Home Design
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 1,350 Sq Ft Home
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Storage
- Stacked Washer and Dryer
- Pond Views
Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Home Security
Parking
- Guest Parking
- Parking Lot
Outdoor Features
- Deck
- Patio
- Rain Gutters
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Air
- Electric Water Heater
- High Speed Internet
Community Details
Overview
- Association fees include cable TV, insurance, legal/accounting, ground maintenance, maintenance structure, sewer, security, trash, water
- Low-Rise Condominium
- Bay Point Golf Villas Ii Subdivision
Recreation
- Boat Dock
- Marina
- Beach
- Golf Course Community
- Tennis Courts
- Fishing
Security
- 24-Hour Security
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 21, 2024
Closed on
Jul 26, 2024
Sold by
Clark Steve
Bought by
Kjb Investments Llc
Seller's Agent
Tammie Charbono
Epique Realty Inc
Buyer's Agent
Jo Cochran
Anchor Realty Florida
List Price
$285,000
Sold Price
$265,000
Premium/Discount to List
-$20,000
-7.02%
Views
32
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.12%
Purchase Details
Listed on
Feb 1, 2023
Closed on
Jul 6, 2023
Sold by
Sherer Brenda
Bought by
Clark Steve
Seller's Agent
Gracie Politz
Sunspot Realty
Buyer's Agent
Mandy Jenkins
ERA Neubauer Real Estate Inc
List Price
$315,000
Sold Price
$275,000
Premium/Discount to List
-$40,000
-12.7%
Views
64
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.47%
Purchase Details
Listed on
Feb 18, 2022
Closed on
Apr 14, 2022
Sold by
Tres Palms Properties Pcb Llc
Bought by
Leighty Brian James
Seller's Agent
Zack Seltzer
Seltzer Real Estate, LLC
Buyer's Agent
Gracie Politz
Sunspot Realty
List Price
$319,500
Sold Price
$305,000
Premium/Discount to List
-$14,500
-4.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.07%
Original Mortgage
$200,000
Interest Rate
3.76%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 4, 2014
Closed on
Apr 28, 2017
Sold by
817 Washington Ave Llc
Bought by
Tierney Tyler J
Seller's Agent
Ray Young
Bay Point Real Estate Co
Buyer's Agent
Tracie Tierney
Coldwell Banker Carroll Realty
List Price
$124,900
Sold Price
$105,000
Premium/Discount to List
-$19,900
-15.93%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.98%
Original Mortgage
$84,000
Interest Rate
4.3%
Mortgage Type
Commercial
Purchase Details
Closed on
Jul 30, 2007
Sold by
Vdts Llc
Bought by
817 Washington Avenue Llc
Purchase Details
Closed on
Jun 22, 2006
Sold by
Seibert William F and Seibert Velma D
Bought by
Vdts Llc
Purchase Details
Closed on
Sep 14, 2005
Sold by
Thompson Olin and Thompson Jennifer
Bought by
Seibert William F and Seibert Velma Diana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,000
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Aug 6, 2004
Sold by
Howard India H
Bought by
Thompson Olin and Thompson Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$157,500
Interest Rate
6.19%
Mortgage Type
Balloon
Purchase Details
Closed on
Apr 21, 2004
Sold by
Marsh Dennis and Marsh Doris
Bought by
Howard India H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,313
Interest Rate
5.38%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
Dec 13, 2002
Sold by
Gordon Vera Mae
Bought by
Marsh Dennis and Marsh Doris
Similar Homes in Panama City Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $265,000 | Clear Title | |
| Warranty Deed | $275,000 | Florida Coastal Closing & Escr | |
| Warranty Deed | $305,000 | None Listed On Document | |
| Warranty Deed | $105,000 | Diamond Title Co Agency Inc | |
| Warranty Deed | $100,700 | None Available | |
| Warranty Deed | $179,000 | None Available | |
| Warranty Deed | $287,500 | Diamond Title Agency Inc | |
| Warranty Deed | $210,000 | Lawyers Title Agency Of Nort | |
| Warranty Deed | $158,000 | Lawyers Title Agency Of Nort | |
| Warranty Deed | $80,000 | Lawyers Title Agency Of Nort |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $84,000 | Commercial | |
| Previous Owner | $179,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $161,000 | New Conventional | |
| Previous Owner | $157,500 | Balloon | |
| Previous Owner | $129,313 | Stand Alone First | |
| Previous Owner | $85,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 05/11/2025 05/11/25 | For Sale | $275,000 | +3.8% | $212 / Sq Ft |
| 07/26/2024 07/26/24 | Sold | $265,000 | -7.0% | $187 / Sq Ft |
| 06/21/2024 06/21/24 | For Sale | $285,000 | +3.6% | $201 / Sq Ft |
| 07/07/2023 07/07/23 | Sold | $275,000 | -8.0% | $212 / Sq Ft |
| 05/27/2023 05/27/23 | Price Changed | $299,000 | -2.8% | $230 / Sq Ft |
| 05/08/2023 05/08/23 | Price Changed | $307,500 | -0.8% | $237 / Sq Ft |
| 03/24/2023 03/24/23 | Price Changed | $310,000 | -1.6% | $238 / Sq Ft |
| 02/03/2023 02/03/23 | For Sale | $315,000 | +3.3% | $242 / Sq Ft |
| 07/17/2022 07/17/22 | Off Market | $305,000 | -- | -- |
| 07/05/2022 07/05/22 | Off Market | $1,300 | -- | -- |
| 06/20/2022 06/20/22 | Off Market | $105,000 | -- | -- |
| 04/14/2022 04/14/22 | Sold | $305,000 | -4.5% | $226 / Sq Ft |
| 02/18/2022 02/18/22 | For Sale | $319,500 | +204.3% | $237 / Sq Ft |
| 04/28/2017 04/28/17 | Sold | $105,000 | -15.9% | $78 / Sq Ft |
| 05/02/2016 05/02/16 | Pending | -- | -- | -- |
| 08/04/2014 08/04/14 | For Sale | $124,900 | 0.0% | $93 / Sq Ft |
| 11/19/2012 11/19/12 | Rented | $1,300 | -7.1% | -- |
| 11/16/2012 11/16/12 | Under Contract | -- | -- | -- |
| 11/01/2012 11/01/12 | For Rent | $1,399 | -- | -- |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,388 | $252,025 | -- | $252,025 |
| 2023 | $3,388 | $267,750 | $0 | $267,750 |
| 2022 | $1,853 | $140,905 | $0 | $0 |
| 2021 | $1,772 | $128,095 | $0 | $0 |
| 2020 | $1,457 | $116,450 | $0 | $116,450 |
| 2019 | $1,016 | $79,194 | $0 | $79,194 |
| 2018 | $1,456 | $113,135 | $0 | $0 |
| 2017 | $1,196 | $80,526 | $0 | $0 |
| 2016 | $1,188 | $73,205 | $0 | $0 |
| 2015 | $1,134 | $66,550 | $0 | $0 |
| 2014 | $1,036 | $60,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jo Cochran
J
Seller's Agent in 2025
Jo Cochran
Anchor Realty Florida
(706) 983-9370
2 in this area
45 Total Sales
-
Zack Seltzer
Buyer's Agent in 2025
Zack Seltzer
Seltzer Real Estate, LLC
(850) 787-2035
72 in this area
154 Total Sales
-
Tammie Charbono
Seller's Agent in 2024
Tammie Charbono
Epique Realty Inc
(607) 351-0969
3 in this area
39 Total Sales
-
Gracie Politz
Seller's Agent in 2023
Gracie Politz
Sunspot Realty
(225) 245-2951
2 in this area
11 Total Sales
-
M
Buyer's Agent in 2023
Mandy Jenkins
ERA Neubauer Real Estate Inc
-
C
Seller Co-Listing Agent in 2022
Cindy Seltzer
Seltzer Real Estate, LLC
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 722553
APN: 31259-269-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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