NOT LISTED FOR SALE

43050 Swiftwater Point Clayton, NY 13624

Estimated Value: $457,000 - $567,754

1 Bed
1 Bath
1,092 Sq Ft
$474/Sq Ft Est. Value

Last Sold August 10, 2023

Last sale price $522,000 $478 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,501/month

328 Days on Market

Highlights

  • Waterfront
  • 12.5 Acre Lot
  • Wooded Lot
  • Beach Access
  • Deck
  • 5-minute walk to New York State - Canoe Point State Park

About This Home

As of August 2023

Paradise found in the heart of the 1000 Islands. This private cottage is nestled on 12 acres on the majestic St Lawrence River. The cottage features 1 BR/ 1BA , loft for addt bedroom, open floor plan. pine flooring, cathedral wood ceilings, remodeled kitchen & bathroom and sliding glass door that leads to the spacious decks. Also includes 2 deep water docks for boating & swimming. This parcel is large enough to sub divide or build another cottage. You will love the views and privacy as you enjoy your summer living. Call now to preview, this is truely a special place to enjoy.

Last Listed By

Cathy Garlock

Listing by Garlock Realty License #40GA0888002 Listed on: 08/12/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,983

Year Built

  • Built in 1980

Lot Details

  • 12.5 Acre Lot
  • Lot Dimensions are 200 x 200
  • Waterfront
  • River Front
  • Irregular Lot
  • Wooded Lot

Parking

  • No Garage

Home Design

  • Cottage
  • Block Foundation
  • Asphalt Roof

Interior Spaces

  • 1,092 Sq Ft Home
  • 1.5-Story Property
  • Cathedral Ceiling
  • Open Floorplan
  • Wood Flooring
  • Partial Basement
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Outdoor Features

  • Beach Access
  • Deck
  • Shed
  • Porch

Schools

  • Guardino Elementary School
  • Thousand Islands Middle School
  • Thousand Islands High School

Utilities

  • Baseboard Heating
  • The lake is a source of water for the property
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 16
  • Assessor Parcel Number 223289-012-000-0001-016-420

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,983

Year Built

Built in 1980

Lot Details

0

Listing Details

  • Additional Structures: Shed/Storage
  • NY Swis Code: Clayton-223289
  • Total Assessed Value: 290000
  • Foundation Description: Block
  • Island Name: Grindstone Island
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 200
  • Lot Dimension Front: 200
  • Lot Information: Beach/Water Access - See Remarks, Wooded Lot
  • Lot Number: 16
  • Lot Shape: Irregular
  • Nearest Cross Street: River
  • Number of Stories: 1.5000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 41760.00
  • Ratio Close Price By Sq Ft: 478.02
  • Ratio List Price By Acres: 59920.00
  • Ratio List Price By Sq Ft: 685.90
  • Regional Board Code: Syracuse
  • Roof Description: Asphalt
  • School Tax: 3099
  • Styles of Residence: Cottage
  • Sub Board Code: Jefferson-Lewis Board
  • Type of Sale: Normal
  • Year Built Description: Existing
  • Lot Sq Ft: 544500
  • Age of Building: 43
  • Year Built: 1980
  • Above Grade Finished Sq Ft: 1092
  • Directions To Property: On the Front side of Grindstone Island at Swiftwater Point.
  • Sq Ft Total Pub: 1092
  • Attribution Contact: 315-482-6000
  • WaterRelatedFeatures: Beach/Water Access
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1980

Interior Features

  • Full Bathrooms: 1
  • Additional Interior Features: Cathedral Ceiling
  • Additional Rooms: 1st Floor Bedroom, Laundry-1st Floor, Porch - Open
  • Basement Description: Partial
  • Floor Description: Wood-Some
  • Kitchen Appliances Included: Oven/Range Electric, Refrigerator
  • Kitchen Dining Description: Eat-In, Island, Kitchen/Family Room Combo, Living/Dining Combo
  • Number of Bedrooms 1st Floor: 1
  • Number of 1st Floor Full Bathrooms: 1
  • Number of Rooms: 4
  • Total Bathrooms: 1.00
  • Total Bedrooms: 1
  • Total Sq Ft: 1092

Exterior Features

  • Construction: Wood
  • Waterfront Name: Saint Lawrence Seaway
  • Additional Exterior Features: Cable TV Available, Deck, High Speed Internet
  • Number of Acres: 12.5000
  • Waterfront Description: River/Stream/Creek
  • Waterfront Frontage: 1

Garage/Parking

  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Electric
  • Hvac Type: Baseboard
  • Sewer Description: Septic
  • Water Heater Fuel: Electric

Condo/Co-op/Association

  • HOA Payment Frequency: None

Schools

  • School District: Thousand Islands
  • Elementary School: Guardino Elementary
  • Middle School: Thousand Islands Middle
  • High School: Thousand Islands High

Lot Info

  • Parcel Number: 223289-012-000-0001-016-420

Tax Info

  • Total Taxes: 5983

MLS Schools

  • Elementary School Name: Guardino Elementary
  • High School Name: Thousand Islands High
  • Middle School Name: Thousand Islands Middle
  • School District Name: Thousand Islands

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 12, 2022
Closed on
Aug 10, 2023
Sold by
Ramseier William F
Bought by
Dillenback Mary F and Dillenback Thomas J
Seller's Agent
Cathy Garlock
Garlock Realty
Buyer's Agent
Jefferson Lewis Board of Realtors
Jefferson Lewis Board of REALTORS
List Price
$749,000
Sold Price
$522,000
Premium/Discount to List
-$227,000
-30.31%
Total Days on Market
328
Views
24
Current Estimated Value
$517,689

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,311
Avg. Annual Appreciation
5.17%
Original Mortgage
$247,000
Outstanding Balance
$243,006
Interest Rate
6.78%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$328,588

Purchase Details

Listed on
Aug 12, 2022
Closed on
Aug 4, 2023
Sold by
Ramseier William F
Bought by
Dillenback Mary Frances and Dillenback Thomas J
Seller's Agent
Cathy Garlock
Garlock Realty
Buyer's Agent
Jefferson Lewis Board of Realtors
Jefferson Lewis Board of REALTORS
List Price
$749,000
Sold Price
$522,000
Premium/Discount to List
-$227,000
-30.31%
Views
24

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$247,000
Outstanding Balance
$243,006
Interest Rate
6.78%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$328,588

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dillenback Mary F $522,000 None Available
Dillenback Mary Frances $522,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dillenback Mary F $247,000
Closed Dillenback Mary Frances $247,000
Previous Owner Ramseier William F $22,000
Previous Owner Ramseier William F $155,000
Previous Owner Ramseier William F $35,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2023 08/10/23 Sold $522,000 -30.3% $478 / Sq Ft
07/06/2023 07/06/23 Pending -- -- --
08/12/2022 08/12/22 For Sale $749,000 -- $686 / Sq Ft
Source: Jefferson-Lewis Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,231 $475,000 $352,000 $123,000
2023 $7,309 $475,000 $352,000 $123,000
2022 $6,042 $290,000 $173,400 $116,600
2021 $5,984 $290,000 $173,400 $116,600
2020 $5,928 $290,000 $173,400 $116,600
2019 $5,921 $290,000 $173,400 $116,600
2018 $5,921 $290,000 $173,400 $116,600
2017 $5,874 $290,000 $173,400 $116,600
2016 $5,798 $290,000 $173,400 $116,600
2015 -- $290,000 $173,400 $116,600
2014 -- $290,000 $173,400 $116,600
Source: Public Records

Agents Affiliated with this Home

  • Cathy Garlock

    Seller's Agent in 2023

    Cathy Garlock

    Garlock Realty

    (315) 486-4944

    251 Total Sales

    Cathy Garlock
    Section Image

  • J

    Buyer's Agent in 2023

    Jefferson Lewis Board of Realtors

    Jefferson Lewis Board of REALTORS

See All Agents

Map

Source: Jefferson-Lewis Board of REALTORS®

MLS Number: S1427346

Jefferson-Lewis Board of REALTORS®

APN: 223289-012-000-0001-016-420

New York Jefferson County Clayton 13624

43050 Swiftwater Point, Clayton, NY

Homes for Sale in Clayton, NY

This home is located at 43050 Swiftwater Point, Clayton, NY 13624 since 12 August 2022 and is currently estimated at $517,689, approximately $474 per square foot. This property was built in 1980. 43050 Swiftwater Point is a home located in Jefferson County with nearby schools including Thousand Islands High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Jefferson-Lewis Board of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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