NOT LISTED FOR SALE

431 Cardinal Ave Loveland, CO 80537

Estimated Value: $503,155 - $555,000

5 Beds
3 Baths
2,895 Sq Ft
$181/Sq Ft Est. Value

Last Sold May 26, 2017

Last sale price $335,000 $116 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $3,000/month

8 Days on Market

Highlights

  • Open Floorplan
  • Cathedral Ceiling
  • 2 Car Attached Garage
  • Contemporary Architecture
  • Corner Lot
  • 4-minute walk to Osborn Park

About This Home

As of May 2017

Wonderfully cared for 5 bedroom, 3 bath ranch style home on a corner lot! Large kitchen opens to dining area and family room w/ vaulted ceilings. Large master bedroom with full bathroom. Recently finished basement with rec room ideal for entertaining. 2 basement bedrooms with full bath. New back yard wood fence and stamped concrete patio offer outdoor relaxation. Back yard swing set included. New microwave oven, hot water heater added 3 years ago and washer and dryer are 4 yrs. old. Great house!

Last Agent to Sell the Property

Ron Maulsby

RE/MAX Alliance-FTC South Listed on: 03/15/2017

RE/MAX Alliance-FTC South

Last Buyer's Agent

Yiqian Kate Wang

Resident Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,351

Year Built

  • Built in 2003

Lot Details

  • 5,499 Sq Ft Lot
  • East Facing Home
  • Partially Fenced Property
  • Wood Fence
  • Corner Lot
  • Level Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 2,895 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Double Pane Windows
  • Window Treatments
  • Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Doors
  • Low Pile Carpeting

Eco-Friendly Details

  • Energy-Efficient HVAC
  • Energy-Efficient Thermostat

Outdoor Features

  • Patio

Schools

  • Winona Elementary School
  • Ball Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • Hot Water Heating System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R1601008

Community Details

Overview

  • Association fees include common amenities
  • Winona First Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,351

Year Built

Built in 2003

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Year Built: 2003
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Winona First
  • Architectural Style: Contemporary/Modern, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Efficiency: HVAC, Thermostat
  • Building Stories: 1
  • Structure Type: Legal Conforming
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2895
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
  • Accessibility Features: Level Lot, Low Carpet, Accessible Doors, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: Full, 90%+ Finished Basement
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Interior Amenities: Satellite Avail, High Speed Internet, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Walk-In Closet(s)
  • Window Features: Window Coverings, Double Pane Windows
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Carpet
  • IRESDS_HasFamilyRoom: No
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Main
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Bedroom5 Level: Basement
  • Room Bedroom5 Features: Carpet
  • Room Kitchen Features: Vinyl Floor
  • Living Room Features: Carpet
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: Full Primary Bath
  • ResoLivingAreaSource: Other

Exterior Features

  • Roof: Composition
  • Fencing: Partial, Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Corner Lot, Level, Within City Limits
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Direction Faces: East
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, City
  • Heating: Forced Air, Hot Water
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities
  • Community Features: Park
  • Senior Community: No
  • Association Fee: 125
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Winona
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Ball (Conrad)

Lot Info

  • Zoning: RES
  • Lot Size Sq Ft: 5499
  • Parcel #: R1601008
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2015
  • Tax Annual Amount: 1351

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2017
Closed on
May 26, 2017
Sold by
Hodgson Chad J and Hodgson Amy L
Bought by
Lu Ying and Huang Chun Yun
Seller's Agent
Ron Maulsby
RE/MAX Alliance-FTC South
Buyer's Agent
Yiqian Kate Wang
Resident Realty
List Price
$340,000
Sold Price
$335,000
Premium/Discount to List
-$5,000
-1.47%
Current Estimated Value
$523,789

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$188,789
Avg. Annual Appreciation
5.45%
Original Mortgage
$251,250
Outstanding Balance
$208,701
Interest Rate
3.97%
Mortgage Type
New Conventional
Estimated Equity
$315,088

Purchase Details

Listed on
Mar 13, 2013
Closed on
Apr 19, 2013
Sold by
Warner Jarrod H and Warner Lori A
Bought by
Hodgson Chad J and Hodgson Amy L
Seller's Agent
Andrea Schaefer
Group Harmony
Buyer's Agent
Ron Maulsby
RE/MAX Alliance-FTC South
List Price
$222,900
Sold Price
$223,000
Premium/Discount to List
$100
0.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.44%

Purchase Details

Closed on
Aug 6, 2004
Sold by
Keirns Construction Co
Bought by
Warner Jarrod H and Warner Lori A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,664
Interest Rate
6.26%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 25, 2004
Sold by
K & K Development Llc
Bought by
Keirns Construction Co

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,980
Interest Rate
5.67%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lu Ying $335,000 First American
Hodgson Chad J $223,000 Heritage Title
Warner Jarrod H $196,400 --
Keirns Construction Co $47,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lu Ying $251,250
Previous Owner Warner Jarrod H $193,664
Previous Owner Keirns Construction Co $148,980
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/28/2019 01/28/19 Off Market $335,000 -- --
01/28/2019 01/28/19 Off Market $223,000 -- --
05/26/2017 05/26/17 Sold $335,000 -1.5% $116 / Sq Ft
03/23/2017 03/23/17 Pending -- -- --
03/15/2017 03/15/17 For Sale $340,000 +52.5% $117 / Sq Ft
04/19/2013 04/19/13 Sold $223,000 0.0% $77 / Sq Ft View Prior Sale
03/20/2013 03/20/13 Pending -- -- --
03/13/2013 03/13/13 For Sale $222,900 -- $77 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,432 $34,163 $3,283 $30,880
2024 $2,346 $34,163 $3,283 $30,880
2022 $2,074 $26,063 $3,406 $22,657
2021 $2,131 $26,813 $3,504 $23,309
2020 $2,028 $25,505 $3,504 $22,001
2019 $1,994 $25,505 $3,504 $22,001
2018 $1,779 $21,622 $3,528 $18,094
2017 $1,532 $21,622 $3,528 $18,094
2016 $1,363 $18,578 $3,900 $14,678
2015 $1,351 $18,580 $3,900 $14,680
2014 $1,134 $15,080 $3,900 $11,180
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 813751

IRES MLS

APN: 85192-40-010