431 Gloria Ln Unit 431 Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $303,000 - $346,000
3
Beds
3
Baths
2,036
Sq Ft
$160/Sq Ft
Est. Value
Highlights
- Deck
- Loft
- Fenced Yard
- Oswego High School Rated A-
- Walk-In Pantry
- Attached Garage
About This Home
As of July 2016Two great levels of living space in this 1/2 Duplex in Victoria Meadows. Family Room with Ceramic floors, Office/Bedroom and Full Bath in Lower Level. Living/Dining Combo, Kitchen, 2 Bedrooms and Loft all on Upper Level. Laminate flooring in the Living/Dining Room and Kitchen. New Paint, Carpet and Appliances. Neutral decor. Kitchen has SGD to a huge deck. Great for entertaining. Fenced yard, dog run, and 3-car garage. Lots of room here! This is a Fannie Mae Homepath property.
Last Listed By
WEICHERT, REALTORS - Your Place Realty License #471000221 Listed on: 05/11/2016
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,441
Year Built
- 1996
Lot Details
- 5,532
HOA Fees
- $27 per month
Parking
- Attached Garage
- Parking Included in Price
Home Design
- Vinyl Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Entrance Foyer
- Loft
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
Finished Basement
- Walk-Out Basement
- Finished Basement Bathroom
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Additional Features
- Deck
- Fenced Yard
Community Details
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Feb 17, 2020
Sold by
Festa Michael J and Festa Carmella M
Bought by
Ahmad Mubarak and Mubarak Fouzia
Total Days on Market
30
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,517
Outstanding Balance
$190,223
Interest Rate
3.5%
Mortgage Type
FHA
Estimated Equity
$136,446
Purchase Details
Closed on
Jul 25, 2017
Sold by
Festa Michael J
Bought by
Festa Michael J and Festa Carmella M
Purchase Details
Listed on
May 11, 2016
Closed on
Jul 19, 2016
Sold by
Fannie Mae
Bought by
Festa Michael J
Seller's Agent
Craig Caffarello
WEICHERT, REALTORS - Your Place Realty
Buyer's Agent
Kaylin Jeffries
eXp Realty, LLC
List Price
$204,900
Sold Price
$200,000
Premium/Discount to List
-$4,900
-2.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.70%
Original Mortgage
$80,000
Interest Rate
3.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 5, 2016
Sold by
Keseika Kenneth E
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Aug 15, 2003
Sold by
Eimer Michael E and Eimer Patricia L
Bought by
Kiselka Kenneth E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,900
Interest Rate
4.62%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 24, 2001
Sold by
Rodrigues Mark A and Rodrigues Jenna O
Bought by
Eimer Michael E and Eimer Patricia L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,200
Interest Rate
6.45%
Purchase Details
Closed on
Mar 28, 1997
Sold by
Terrestris Development Company
Bought by
Rodrigues Mark A and Rodrigues Jenna O
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,000
Interest Rate
7.65%
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Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ahmad Mubarak | $217,000 | Greater Illinois Title Co | |
| Festa Michael J | -- | Attorney | |
| Festa Michael J | -- | Chicago Title Insurance Co | |
| Federal National Mortgage Association | -- | Attorney | |
| Kiselka Kenneth E | $178,000 | -- | |
| Eimer Michael E | $154,000 | -- | |
| Rodrigues Mark A | $136,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ahmad Mubarak | $212,517 | |
| Previous Owner | Festa Michael J | $80,000 | |
| Previous Owner | Kiselka Kenneth E | $216,000 | |
| Previous Owner | Kiselka Kenneth E | $189,000 | |
| Previous Owner | Kiselka Kenneth E | $177,900 | |
| Previous Owner | Eimer Michael E | $119,000 | |
| Previous Owner | Eimer Michael E | $123,200 | |
| Previous Owner | Rodrigues Mark A | $109,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/22/2016 07/22/16 | Sold | $200,000 | -2.4% | $98 / Sq Ft |
| 06/10/2016 06/10/16 | Pending | -- | -- | -- |
| 05/11/2016 05/11/16 | For Sale | $204,900 | -- | $101 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,441 | $84,283 | $13,471 | $70,812 |
| 2022 | $6,441 | $77,324 | $12,359 | $64,965 |
| 2021 | $6,329 | $73,641 | $11,770 | $61,871 |
| 2020 | $6,503 | $68,823 | $11,000 | $57,823 |
| 2019 | $6,606 | $68,823 | $11,000 | $57,823 |
| 2018 | $6,060 | $65,498 | $15,869 | $49,629 |
| 2017 | $5,573 | $60,367 | $14,626 | $45,741 |
| 2016 | $5,084 | $54,879 | $13,296 | $41,583 |
| 2015 | $4,788 | $49,890 | $12,087 | $37,803 |
| 2014 | $4,855 | $47,066 | $11,403 | $35,663 |
| 2013 | $4,855 | $48,522 | $11,756 | $36,766 |
Source: Public Records
Agents Affiliated with this Home
-
Craig Caffarello
Seller's Agent in 2016
Craig Caffarello
WEICHERT, REALTORS - Your Place Realty
(630) 898-8500
11 in this area
115 Total Sales
-
Seller Co-Listing Agent in 2016
Barbara Craft-Thorn
WEICHERT, REALTORS - Your Place Realty
-
Kaylin Jeffries
K
Buyer's Agent in 2016
Kaylin Jeffries
eXp Realty, LLC
1 Total Sale
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09222762
APN: 03-10-154-045
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