NOT LISTED FOR SALE

431 Oak Terrace Reading, PA 19611

Estimated Value: $268,106 - $291,000

4 Beds
1.5 Baths
1,380 Sq Ft
$200/Sq Ft Est. Value

Last Sold October 20, 2017

Last sale price $137,500 $100 Per Sq Ft

Est. 101% increase in value since last sale

Current estimated payment $1,603/month

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Porch
  • West Reading Elementary Center Rated A-
  • No HOA
  • Living Room

About This Home

As of June 2022

Beautiful West Reading property located within steps of the Reading Hospital, Wyomissing Park system, Museum, and all of the restaurants/entertainment that West Reading has to offer. Wyomissing Schools, off street parking and thoughtful updates throughout…Schedule your showing today!

Last Agent to Rent the Property

Justin Horst

(610) 223-7664 justinchorst@gmail.com Pagoda Realty License #RS314105 Listed on: 06/08/2022

Pagoda Realty

Last Renter's Agent

Michael Coleman

(484) 942-6266 mikecolemanrealestate@gmail.com Keller Williams Realty Devon-Wayne

Keller Williams Realty Devon-Wayne

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $1,664

Year Built

  • Built in 1925

Lot Details

  • 3,049 Sq Ft Lot
  • Partially Fenced Property
  • Back Yard
  • Property is in excellent condition

Home Design

  • Semi-Detached or Twin Home
  • Traditional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof

Interior Spaces

  • 1,380 Sq Ft Home
  • Property has 2.5 Levels
  • Family Room
  • Living Room
  • Dining Room

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Tile or Brick

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 1 Parking Space
  • On-Street Parking

Outdoor Features

  • Porch

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Window Unit Cooling System
  • Forced Air Heating System
  • 150 Amp Service
  • 100 Amp Service
  • Natural Gas Water Heater
  • Private Sewer

Listing and Financial Details

  • Residential Lease
  • Security Deposit $1,900
  • Tenant pays for cable TV, cooking fuel, electricity, gas, heat, hot water, pest control, sewer, snow removal, all utilities, water
  • The owner pays for real estate taxes
  • 12-Month Min and 24-Month Max Lease Term
  • Available 6/8/22
  • Assessor Parcel Number 93-5306-05-28-4729

Community Details

Overview

  • No Home Owners Association

Pet Policy

  • Pets allowed on a case-by-case basis

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$1,664

Year Built

Built in 1925

Lot Details

0

Rental Info

  • Date Available: 2022-06-08
  • Owner Pays: Taxes - Real Estate
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Security Deposit: 1900.00
  • Tenant Pays: Cable Tv, Cooking Fuel, Electricity, Gas, Heat, Hot Water, Pest Control, Sewer, Snow Removal, Utilities - All, Water
  • Vacation Rental: No
  • Max Lease in Months: 24
  • Min Lease in Months: 12
  • Lease Link U R L: https://apply.link/3aGYkcH
  • Rent Spree Online Application: Yes

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Traditional
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Federal Flood Zone: No
  • Year Built: 1925
  • Automatically Close On Close Date: Yes
  • Remarks Public: Beautiful West Reading property located within steps of the Reading Hospital, Wyomissing Park system, Museum, and all of the restaurants/entertainment that West Reading has to offer. Wyomissing Schools, off street parking and thoughtful updates throughout…Schedule your showing today!
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Flooring Type: Wood, Fully Carpeted, Tile/Brick, Laminated
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 2.5
  • Room Count: 7
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Family Room, Bedroom 1
  • Basement: Yes
  • Basement Type: Full, Unfinished
  • Laundry Type: Basement, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1380
  • Living Area Sq Ft: 1380
  • Price Per Sq Ft: 1.38
  • Above Grade Finished Sq Ft: 1380
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 431

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Street Lights
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Site, On Street
  • Off Site Number Of Spaces: 1

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Wall Unit, Window Unit(s)
  • Electric Service: 100 Amp Service, 150 Amps
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Private Sewer, Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: WYOMISSING AREA
  • School District Key: 300200397308
  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially
  • Lot Features: Level, Rear Yard
  • Lot Size Acres: 0.07
  • Lot Dimensions: IRREG.
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3049.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Excellent
  • Zoning: RES

Tax Info

  • Assessor Parcel Number: 1587465
  • Assessor Parcel Number: 93-5306-05-28-4729
  • Close Date: 06/22/2022

MLS Schools

  • School District Name: WYOMISSING AREA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 25, 2023
Sold by
Lamanna Realty Llc
Bought by
Baker Scott B
Current Estimated Value
$276,027

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,770
Outstanding Balance
$229,645
Interest Rate
7.18%
Mortgage Type
New Conventional
Estimated Equity
$57,746

Purchase Details

Listed on
Sep 12, 2017
Closed on
Oct 20, 2017
Sold by
Wiski Properties Llc
Bought by
Lamanna Realty Llc
Seller's Agent
Mark Chaknos
Keller Williams Platinum Realty - Wyomissing
Buyer's Agent
Justin Horst
Pagoda Realty
List Price
$137,500
Sold Price
$137,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.72%
Original Mortgage
$103,125
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2017
Sold by
Moyer Violet M
Bought by
Wiski Properties Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baker Scott B $241,000 None Listed On Document
Lamanna Realty Llc $137,500 --
Wiski Properties Llc $75,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baker Scott B $233,770
Previous Owner Lamanna Realty Llc $103,125
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/22/2022 06/22/22 Rented $1,900 0.0% --
06/17/2022 06/17/22 Off Market $1,900 -- --
06/15/2022 06/15/22 Under Contract -- -- --
06/08/2022 06/08/22 For Rent $1,900 +31.0% --
01/15/2018 01/15/18 Rented $1,450 0.0% --
12/11/2017 12/11/17 Under Contract -- -- --
10/30/2017 10/30/17 For Rent $1,450 0.0% --
10/20/2017 10/20/17 Sold $137,500 0.0% $100 / Sq Ft
09/13/2017 09/13/17 Pending -- -- --
09/12/2017 09/12/17 For Sale $137,500 -- $100 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,664 $73,600 $18,800 $54,800
2024 $4,068 $73,600 $18,800 $54,800
2023 $2,700 $73,600 $18,800 $54,800
2022 $3,776 $73,600 $18,800 $54,800
2021 $3,710 $73,600 $18,800 $54,800
2020 $3,602 $73,600 $18,800 $54,800
2019 $3,527 $73,600 $18,800 $54,800
2018 $3,428 $73,600 $18,800 $54,800
2017 $3,352 $73,600 $18,800 $54,800
2016 $1,080 $73,600 $18,800 $54,800
2015 $1,080 $73,600 $18,800 $54,800
2014 $1,044 $73,600 $18,800 $54,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: PABK2017126

Bright MLS

APN: 93-5306-05-28-4729