PENDING
$35K PRICE DROP
432 Bay Ln Willsboro, NY 12996
Estimated payment $1,249/month
Total Views
10,559
3
Beds
1
Bath
896
Sq Ft
$229
Price per Sq Ft
Highlights
- Deeded Waterfront Access Rights
- Wood Flooring
- No HOA
- Lake View
- Loft
- Wrap Around Porch
About This Home
Welcome to your dream lakeside retreat! This charming 3-bedroom camp perfectly blends rustic character with modern comforts, nestled in a serene community on beautiful Willsboro Bay. Enjoy full access to the lake just steps from your door—without the burden of lakefront property taxes. Spend your days swimming, kayaking, or mooring your boat just offshore from the private beach area shared by the community. Unwind on the expansive wrap-around porch with lake views or gather with friends around the stone patio fire pit under the stars. Inside, you'll find a beautifully updated kitchen and bathroom, cozy bedrooms, and an open-plan kitchen and living area perfect for entertaining or relaxing after a day on the water. The camp also includes a new washer/dryer combo for convenience.
Listing Agent
TopNetRealty.com Inc Brokerage Email: dan@topnetrealty.com License #10401296122 Listed on: 05/22/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,677
Year Built
- Built in 1900
Lot Details
- 0.5 Acre Lot
- Landscaped
- Level Lot
- Cleared Lot
- Property is zoned Single Residence
Home Design
- Camp Architecture
- Cabin
- Pillar, Post or Pier Foundation
- Wood Siding
- Asphalt
Interior Spaces
- 896 Sq Ft Home
- 2-Story Property
- Paddle Fans
- Insulated Windows
- Family Room
- Dining Room
- Loft
- Lake Views
Kitchen
- Electric Oven
- Microwave
- Wine Cooler
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Parking
- 4 Parking Spaces
- Driveway
- Off-Street Parking
Outdoor Features
- Deeded Waterfront Access Rights
- Shared Waterfront
- Wrap Around Porch
- Exterior Lighting
- Shed
Schools
- Willsboro Central Elementary School
- Willsboro Central High School
Utilities
- Window Unit Cooling System
- Baseboard Heating
- Electric Baseboard Heater
- 200+ Amp Service
- Seasonal Water
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 75 / 1
- Assessor Parcel Number 20.20-1-75.000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,605 | $112,000 | $49,400 | $62,600 |
| 2023 | $1,606 | $102,000 | $49,400 | $52,600 |
| 2022 | $1,530 | $96,000 | $49,000 | $47,000 |
| 2021 | $1,325 | $66,000 | $34,000 | $32,000 |
| 2020 | $1,268 | $66,000 | $34,000 | $32,000 |
| 2019 | $1,183 | $59,000 | $36,000 | $23,000 |
| 2018 | $1,924 | $59,000 | $36,000 | $23,000 |
| 2017 | $1,138 | $59,000 | $36,000 | $23,000 |
| 2016 | $1,038 | $53,000 | $27,000 | $26,000 |
| 2015 | -- | $53,000 | $27,000 | $26,000 |
| 2014 | -- | $53,000 | $27,000 | $26,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/17/2025 08/17/25 | Pending | -- | -- | -- |
| 06/18/2025 06/18/25 | Price Changed | $205,000 | 0.0% | $229 / Sq Ft |
| 06/18/2025 06/18/25 | Price Changed | $205,000 | -14.5% | $229 / Sq Ft |
| 05/27/2025 05/27/25 | For Sale | $239,900 | 0.0% | $268 / Sq Ft |
| 05/26/2025 05/26/25 | Pending | -- | -- | -- |
| 05/22/2025 05/22/25 | For Sale | $239,900 | -- | $268 / Sq Ft |
Source: Global MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Available | |
| Warranty Deed | $90,000 | None Available | |
| Warranty Deed | -- | -- | |
| Land Contract | $52,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $72,000 | Purchase Money Mortgage |
Source: Public Records
Similar Homes in Willsboro, NY
Source: Global MLS
MLS Number: 202517918
APN: 155200-020-020-0001-075-000-0000
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