NOT LISTED FOR SALE

432 E Reader St Elburn, IL 60119

Estimated Value: $253,872 - $272,000

2 Beds
2 Baths
1,302 Sq Ft
$204/Sq Ft Est. Value

Last Sold December 03, 2020

Last sale price $190,000 $146 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $1,963/month

60 Days on Market

Highlights

  • Deck
  • Corner Lot
  • Attached Garage
  • Vaulted Ceiling
  • Skylights
  • Central Air

About This Home

As of December 2020

Very well maintained and cared for end unit townhome in Elburn's North East side. Home has new light fixtures throughout. Upstairs bathroom remodeled 2 years ago. Kitchen counters and paint new in 2018! New flooring in Kitchen, dining room, living room and basement in 2018. New paint throughout the house in August 2020. Basement has closet and escape windows, could be used as a third bedroom if wanted. Short walk to library or downtown Elburn. Close to shopping and dining. Avoid parking hassles by leaving the car at home and walking to downtown festivals! Hurry and take a look at this beauty before some one else buys your next home!

Last Agent to Sell the Property

Chad Scott

eXp Realty License #475188586 Listed on: 08/29/2020

eXp Realty

Last Buyer's Agent

Stephanie Hawkinson

eXp Realty - Geneva License #475181679

eXp Realty - Geneva

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,249

Year Built

  • 1994

Lot Details

  • 1,481

HOA Fees

  • $125 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Skylights
  • Laminate Flooring

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating System Uses Gas

Community Details

  • Pets Allowed

Listing and Financial Details

  • $2,500 Seller Concession

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,249

Year Built

1994

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Attached Single
  • General Information: School Bus Service
  • Unit Floor Level: 1
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple
  • Square Footage Comments: Square footage not verified by selling agent or broker.
  • Total Full or Half Bathrooms: 2
  • Estimated Year Built: 1994
  • Type Attached: Townhouse-2 Story
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2
  • Year Built: 1994

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Skylight(s), Wood Laminate Floors
  • Number Of Rooms: 5
  • Living Room: Dimensions: 20X15, On Level: Main Level, Flooring: Carpet
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 2
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 10X10, On Level: Basement
  • Dining Room: Dimensions: 10X12, On Level: Main Level, Flooring: Vinyl
  • Kitchen Type: Dimensions: 10X12, On Level: Main Level, Flooring: Vinyl
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X14, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1302

Exterior Features

  • Foundation: Concrete
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Max Pet Weight: 999
  • Pets Allowed: Yes
  • Fee Frequency: Monthly
  • Pet Information: Cats OK, Dogs OK
  • Assessment Includes: Parking, Common Insurance, Exterior Maintenance, Lawn Care, Snow Removal
  • Assessment Association Fees: 125

Schools

  • School District: 302
  • Junior High Dist: 302

Lot Info

  • Lot Dimensions: 20X180
  • Lot Description: Corner
  • Parcel Identification Number: 1105126070

Multi Family

  • Total Number Unitsin Building: 5
  • Number Stories: 2

Tax Info

  • Taxes: 4035.56

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2020
Closed on
Dec 3, 2020
Sold by
Scott Barbara A
Bought by
Oestreicher Samantha M
Seller's Agent
Chad Scott
eXp Realty
Buyer's Agent
Stephanie Hawkinson
eXp Realty - Geneva
List Price
$195,000
Sold Price
$190,000
Premium/Discount to List
-$5,000
-2.56%
Current Estimated Value
$265,718

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,718
Avg. Annual Appreciation
7.67%
Original Mortgage
$184,300
Outstanding Balance
$165,744
Interest Rate
2.62%
Mortgage Type
New Conventional
Estimated Equity
$99,974

Purchase Details

Closed on
Mar 11, 2004
Sold by
Troc Kristine A and Evans Kristine A
Bought by
Scott Barbara A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,200
Interest Rate
5.66%
Mortgage Type
FHA

Purchase Details

Closed on
May 27, 1999
Sold by
Olesen Theodore H
Bought by
Troc Kristine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
6.92%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Oestreicher Samantha M $190,000 None Available
Scott Barbara A $177,000 Pntn
Troc Kristine A $125,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Oestreicher Samantha M $184,300
Previous Owner Scott Barbara A $168,000
Previous Owner Scott Barbara A $31,500
Previous Owner Scott Barbara A $174,200
Previous Owner Troc Kristine A $9,500
Previous Owner Troc Kristine A $133,450
Previous Owner Troc Kristine A $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/03/2020 12/03/20 Sold $190,000 -2.6% $146 / Sq Ft
10/28/2020 10/28/20 Pending -- -- --
10/15/2020 10/15/20 For Sale $195,000 0.0% $150 / Sq Ft
10/15/2020 10/15/20 Price Changed $195,000 -1.3% $150 / Sq Ft
10/13/2020 10/13/20 For Sale $197,500 0.0% $152 / Sq Ft
10/08/2020 10/08/20 Pending -- -- --
10/06/2020 10/06/20 Pending -- -- --
09/27/2020 09/27/20 Price Changed $197,500 -0.7% $152 / Sq Ft
09/08/2020 09/08/20 Price Changed $198,900 -3.2% $153 / Sq Ft
09/03/2020 09/03/20 Price Changed $205,500 -1.7% $158 / Sq Ft
08/29/2020 08/29/20 For Sale $209,000 -- $161 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,249 $54,828 $1,541 $53,287
2022 $3,713 $45,665 $1,414 $44,251
2021 $3,524 $43,139 $1,353 $41,786
2020 $4,029 $42,128 $1,321 $40,807
2019 $4,036 $41,510 $1,302 $40,208
2018 $3,279 $33,040 $1,302 $31,738
2017 $3,283 $32,664 $1,287 $31,377
2016 $3,905 $37,719 $1,253 $36,466
2015 -- $36,702 $1,204 $35,498
2014 -- $42,667 $6,408 $36,259
2013 -- $42,667 $6,408 $36,259
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10839255

Midwest Real Estate Data (MRED)

APN: 11-05-126-070