NOT LISTED FOR SALE

432 Oak St Ludlow, KY 41016

Estimated Value: $246,000 - $297,000

2 Beds
2 Baths
1,738 Sq Ft
$156/Sq Ft Est. Value

Last Sold September 25, 2023

Last sale price $195,000 $112 Per Sq Ft

Est. 39% increase in value since last sale

Current estimated payment $1,617/month

2 Days on Market

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Home Office
  • Cathedral Ceiling
  • No HOA
  • 5-minute walk to Ludlow Memorial Park

About This Home

As of September 2023

Spacious 2bed/2 full bath's/2 car garage home w/fenced yard, front covered porch. Study could be 3rd bedroom. Beautiful wood work, hardwood floors and staircase. Lg rooms, lg eat in kitchen w/walk in pantry, grand entry, mud room, pocket door, central air, newer heating, cooling. Walking distance to schools & swim club. Minutes to interstate & downtown. All information is believed to be accurate but not guaranteed.

Last Agent to Sell the Property

Nikki Culbertson

Culbertson Real Estate Group License #229728 Listed on: 08/10/2023

Last Buyer's Agent

Shawn Masters

Comey & Shepherd REALTORS License #220494

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1920

Lot Details

  • 3,163 Sq Ft Lot
  • Lot Dimensions are 25x125
  • Chain Link Fence
  • Cleared Lot

Parking

  • 2 Car Detached Garage
  • Oversized Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,738 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Double Door Entry
  • Pocket Doors
  • Panel Doors
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • First Floor Utility Room
  • Storage
  • Utility Room
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Basement

  • Walk-Out Basement
  • Partial Basement
  • Basement Storage

Outdoor Features

  • Shed
  • Porch

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-34-07-025.00

Home Details

Home Type

Single Family

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1920
  • Lot Size: 25x125
  • Road Frontage Type: City Street
  • Directions: Sleepy Hollow Rd, right on Adela Ave, right on Oak St.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 25x125
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Office5: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0726
  • General Property Description:Living Area: 1738.0
  • General Property Description:Lot Size Square Feet: 3163.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-34-07-025.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Foundation:Stone3: Yes
  • Utilities:Sewer Available: Yes
  • Fencing:Chain Link: Yes
  • Entry Features:Hardwood Floors5: Yes
  • Entry Features:Wood Flooring: Yes
  • Office Features:Hardwood Floors16: Yes
  • Room Type:Utility Room2: Yes
  • Room Type:Utility Room Level2: First
  • Special Features: None

Interior Features

  • Interior Amenities: Pocket Door(s), Storage, Pantry, Eat-in Kitchen, Ceiling Fan(s), Multi Panel Doors
  • Basement: Partial, Storage Space, Walk-Out Access
  • Heating: Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Dryer, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1738.0
  • Window Features: Vinyl Frames
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Storage2: Yes
  • Basement:Walk-Out Access7: Yes
  • Kitchen Features Pantry: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Dining Room Features:Wood Flooring3: Yes
  • Basement:Storage Space: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Primary Bedroom Features:Wood Flooring7: Yes
  • Primary Bedroom Features:Cathedral Ceiling(s)2: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Kitchen Features:Vinyl Flooring4: Yes
  • Basement:Partial: Yes
  • Interior Features:Pocket Door(s): Yes

Exterior Features

  • Fencing: Chain Link
  • Roof: See Remarks, Shingle
  • Lot Features: Cleared
  • Construction Type: Brick
  • Exterior Features: Fenced
  • Foundation Details: Stone
  • Other Structures: Garage(s), Shed(s)
  • Patio And Porch Features: Porch
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Porch: Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Cleared: Yes
  • Entry Features:Double Doors: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Off Street, Oversized
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Off Street2: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes
  • Parking Features:Oversized: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Sewer Available
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3163.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 10, 2023
Closed on
Sep 21, 2023
Sold by
Mccabe Granville E and Mccabe Sandra K
Bought by
Robinson Tyler Duane
Seller's Agent
Nikki Culbertson
Culbertson Real Estate Group
Buyer's Agent
Shawn Masters
Comey & Shepherd REALTORS
List Price
$200,000
Sold Price
$195,000
Premium/Discount to List
-$5,000
-2.5%
Views
27
Current Estimated Value
$270,512

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$75,512
Avg. Annual Appreciation
14.61%
Original Mortgage
$195,000
Outstanding Balance
$190,601
Interest Rate
7.09%
Mortgage Type
VA
Estimated Equity
$79,911
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robinson Tyler Duane $195,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Robinson Tyler Duane $195,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/25/2023 09/25/23 Sold $195,000 -2.5% $112 / Sq Ft
08/13/2023 08/13/23 Pending -- -- --
08/10/2023 08/10/23 For Sale $200,000 -- $115 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,547 $195,000 $10,000 $185,000
2024 $2,535 $195,000 $10,000 $185,000
2023 $973 $122,000 $10,000 $112,000
2022 $1,094 $122,000 $10,000 $112,000
2021 $625 $80,000 $10,000 $70,000
2020 $639 $80,000 $10,000 $70,000
2019 $636 $80,000 $10,000 $70,000
2018 $655 $80,000 $10,000 $70,000
2017 $647 $80,000 $10,000 $70,000
2015 $620 $80,000 $10,000 $70,000
2014 $608 $80,000 $10,000 $70,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 616079

Northern Kentucky Multiple Listing Service

APN: 026-34-07-025.00

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