NOT LISTED FOR SALE

432 Phillips Rd Jasper, TN 37347

Estimated Value: $130,000 - $242,000

3 Beds
2 Baths
1,128 Sq Ft
$158/Sq Ft Est. Value

Last Sold November 23, 2015

Last sale price $27,500 $24 Per Sq Ft

Est. 548% increase in value since last sale

Current estimated payment $990/month

108 Days on Market

Highlights

  • 1 Acre Lot
  • Porch
  • Bathtub with Shower
  • No HOA
  • Eat-In Kitchen
  • Living Room

About This Home

As of November 2015

This home has a lot to offer. It w as built in 1965 and has 1805 square feet of living space. Seven rooms: 3 bedrooms, 2 baths, Living room with a large kitchen with eat in area. With your personalized touches its will be move in ready. Conveyance will be via Special Warranty Deed. Seller will choose the closing entity. Proof of funds or prequalification letter with earnest monies required on all offers submitted. Before offers can be submitted you must have offered work sheet and be sent to offers@shipleyteam.com.''Pertaining to Cash offers, the Grantee(s), or purchaser(s), of the Property cannot re-sell, record an additional conveyance document, or otherwise transfer title to the Property within 60 days following the Grantor's execution of this deed.”

Last Agent to Sell the Property

Aaron Shipley

Blue Key Properties LLC License #284982 Listed on: 07/16/2015

Last Buyer's Agent

Aaron Shipley

Blue Key Properties LLC License #284982 Listed on: 07/16/2015

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $525

Year Built

  • Built in 1965

Lot Details

  • 1 Acre Lot
  • Sloped Lot

Home Design

  • Brick Foundation
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,128 Sq Ft Home
  • 1-Story Property
  • Aluminum Window Frames
  • Living Room
  • Linoleum Flooring
  • Basement
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • No Kitchen Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Outbuilding
  • Porch

Schools

  • Jasper Elementary School
  • Jasper Middle School
  • Marion County High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 119d B 019.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$525

Year Built

Built in 1965

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 1.00
  • Subdivision Name: None
  • Directions: From Jasper: Drive west on Main Street US-72 Turn left on Phillips Road House at the end of road on the left.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1128.0
  • New Construction: No
  • Year Built: 1965
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 119d B 019.00
  • Location Tax and Legal Elementary School: Jasper Elementary
  • Location Tax and Legal Middle Or Junior School2: Jasper Middle
  • Location Tax and Legal High School: Marion County High
  • Location Tax and Legal:Tax Annual Amount: 524.58
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.0
  • General Property Information Lot Size Square Feet2: 43560.0
  • General Property Information Lot Size Dimensions: 1.00
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Flooring:Linoleum: Yes
  • Foundation Details BrickMortar: Yes
  • Other Structures:Out Building: Yes
  • Foundation Details Stone2: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: None
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Linoleum
  • Interior Amenities: Eat-in Kitchen, Tub/shower Combo
  • Window Features: Aluminum Frames
  • Basement:Crawl Space: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Community Features:None4: Yes
  • Appliances:None2: Yes

Exterior Features

  • Lot Features: Sloped
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding, Other
  • Foundation Details: Brick/Mortar, Stone
  • Other Structures: Outbuilding
  • Patio And Porch Features: Porch
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • General Property Information:Garage YN: No

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Jasper Elementary
  • High School: Marion County High
  • Middle Or Junior School: Jasper Middle

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Additional Parcels: No
  • Parcel #: 119d B 019.00
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 524.58

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 7, 2023
Sold by
Thomas Rebecca Lorraine
Bought by
Chambers Benjamin M and Chambers Heather A
Current Estimated Value
$178,164

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Outstanding Balance
$78,109
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$97,830

Purchase Details

Listed on
Jul 16, 2015
Closed on
Nov 18, 2015
Sold by
Branch Banking And Trust Co
Bought by
Thomas Rebecca Lorraine
Seller's Agent
Aaron Shipley
Blue Key Properties LLC
Buyer's Agent
Aaron Shipley
Blue Key Properties LLC
List Price
$40,000
Sold Price
$27,500
Premium/Discount to List
-$12,500
-31.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.02%

Purchase Details

Closed on
Mar 10, 2015
Sold by
Nunley Florence I
Bought by
Branch Banking & Trust Co

Purchase Details

Closed on
Jul 5, 2006
Sold by
Lendmark Mortgage & Financ
Bought by
Nunley Florence I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
6.6%

Purchase Details

Closed on
May 23, 1997
Sold by
Joseph Smith
Bought by
Elvin Smith

Purchase Details

Closed on
May 5, 1984
Bought by
Smith Gilbert and Smith Nellie
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chambers Benjamin M $80,000 None Listed On Document
Thomas Rebecca Lorraine $27,500 --
Branch Banking & Trust Co $37,469 --
Nunley Florence I $65,000 --
Elvin Smith $5,000 --
Smith Gilbert -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chambers Benjamin M $80,000
Previous Owner Smith Gilbert $65,000
Previous Owner Smith Elvin S $60,690
Previous Owner Smith Elvin Shane $37,080
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/23/2015 11/23/15 Sold $27,500 -31.3% $24 / Sq Ft
11/01/2015 11/01/15 Pending -- -- --
07/16/2015 07/16/15 For Sale $40,000 -- $35 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $174 $24,025 $3,150 $20,875
2023 $174 $24,025 $0 $0
2022 $510 $24,025 $3,150 $20,875
2021 $510 $24,025 $3,150 $20,875
2020 $477 $24,025 $3,150 $20,875
2019 $477 $18,425 $2,625 $15,800
2018 $477 $18,425 $2,625 $15,800
2017 $477 $18,425 $2,625 $15,800
2016 $477 $18,425 $0 $0
2015 $525 $18,425 $0 $0
2014 $525 $21,255 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1231282

Greater Chattanooga REALTORS®

APN: 119D-B-019.00