NOT LISTED FOR SALE

432 Terrace Dr San Jose, CA 95112

Northside Neighborhood

Estimated Value: $1,240,000 - $1,386,266

3 Beds
2 Baths
1,234 Sq Ft
$1,047/Sq Ft Est. Value

Last Sold March 06, 2020

Last sale price $1,050,000 $851 Per Sq Ft

Est. 23% increase in value since last sale

Current estimated payment $8,299/month

Highlights

  • Private Pool
  • 1 Fireplace
  • 2 Car Detached Garage
  • Wood Flooring
  • High Ceiling
  • Skylights in Kitchen

About This Home

As of March 2020

Charming 3 bedroom, 2 remodeled bathroom home on a lovely cul-de-sac street. Hardwood floors & Mexican tile floor in open and bright kitchen, dining, & family room areas*Open kitchen features a gas stove, dishwasher, refrigerator & skylight. Adjoining Butler's Pantry/Utility room features sink, countertops, cabinets, skylight, & washer & dryer. The formal entry takes you into the large bright living room with picture window, and a fireplace - complete with a pellet stove. Property even has a Solar, owned by Sellers! The back of the huge magical back yard, sits high above Coyote Creek - and contains multiple sitting areas, a small above-ground pool & deck, a bird aviary enclosure, planting areas, and apricot, apple, orange, & Meyer lemon trees... Close to Japantown, downtown San Jose theaters & restaurants, freeways, airport, and schools ...

Last Agent to Sell the Property

Terri Balandra

Compass License #00993006 Listed on: 02/10/2020

Compass

Last Buyer's Agent

Cecilia Segura

Loans Realty Group License #01431267

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,241

Year Built

  • 1949

Lot Details

  • 10,572 Sq Ft Lot
  • Back Yard

Parking

  • 2 Car Detached Garage

Home Design

  • Shingle Roof
  • Composition Roof
  • Foam Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,234 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Skylights in Kitchen
  • 1 Fireplace
  • Formal Entry
  • Family or Dining Combination
  • Utility Room

Kitchen

  • Gas Oven
  • Stove
  • Range Hood
  • Dishwasher

Flooring

  • Wood
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in Utility Room
  • Washer and Dryer
  • Laundry Tub

Eco-Friendly Details

  • Solar owned by seller
  • Gray Water System

Pool

  • Private Pool

Utilities

  • Forced Air Heating System
  • Pellet Stove burns compressed wood to generate heat

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,241

Year Built

1949

Lot Details

0

Parking

2

Listing Details

  • Zoning: R1
  • Subclass: Single Family Home
  • Age: 71
  • Listing Class: Residential
  • Structure Sq Ft: 1234
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1949

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Pellet Stove
  • Dining Room: Dining Area In Family Room
  • Kitchen: Dishwasher, Hood Over Range, Oven Range - Gas, Pantry, Refrigerator, Skylight
  • Fireplace: Yes
  • Living Sq Ft: 1234
  • Stories: 1
  • Laundry: In Utility Room, Tub / Sink, Washer / Dryer
  • Flooring: Concrete, Hardwood, Tile
  • Additional Rooms: Formal Entry, Utility Room
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 3
  • Minimum Numberof Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Bathroom: Primary - Stall Shower(s), Shower Over Tub - 1

Exterior Features

  • Foundation: Concrete Perimeter And Slab
  • Pool Description: Yes
  • Roof: Composition, Foam, Shingle
  • Yard/Grounds: Back Yard, Gray Water System
  • Pool: Pool - Above Ground

Garage/Parking

  • Garage Spaces: 2
  • Garage Max: 2
  • Garage Min: 2
  • Garage Parking Features: Detached Garage

Utilities

  • Heating System: Central Forced Air, Stove - Pellet
  • Sewer/Septic System: Sewer Connected

Association/Amenities

  • Amenities Miscellaneous: High Ceiling, Skylight

Schools

  • School District: San Jose Unified

Lot Info

  • Lot Acres: 0.2427
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 10574.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 10574.00

Multi Family

  • Utilities: Public Utilities, Solar Panels - Owned

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 17, 2021
Sold by
Moreno Jesus and Moreno Obdulia
Bought by
Moreno Jesus and Moreno Obdulia
Current Estimated Value
$1,292,567

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$788,000
Outstanding Balance
$715,641
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$576,926

Purchase Details

Listed on
Feb 10, 2020
Closed on
Mar 3, 2020
Sold by
Carpenter Stefan and Carpenter Muriel
Bought by
Moreno Jesus and Moreno Obdulia
Seller's Agent
Terri Balandra
Compass
Buyer's Agent
Cecilia Segura
Loans Realty Group
List Price
$1,050,000
Sold Price
$1,050,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.87%
Original Mortgage
$800,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 14, 2015
Sold by
Carpentier Stefan and Carpentier Muriel
Bought by
Carpentier Trust and Carpentier Muriel

Purchase Details

Closed on
Feb 27, 2012
Sold by
Carpentier Muriel
Bought by
Carpentier Stefan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,250
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 2004
Sold by
Graef Stefan
Bought by
Graef Stefan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,700
Interest Rate
3.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 4, 2002
Sold by
Delacruz Frank Joseph
Bought by
Graef Stefan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$356,000
Interest Rate
5.95%

Purchase Details

Closed on
May 8, 2002
Sold by
Graef Christine
Bought by
Graef Stefan
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Moreno Jesus -- Fidelity National Title Co
Moreno Jesus $1,050,000 Old Republic Title Company
Carpentier Trust -- None Available
Carpentier Stefan -- First American Title Company
Carpentier Stefan -- First American Title Company
Graef Stefan -- Financial Title Company
Graef Stefan $445,000 Old Republic Title Company
Graef Stefan -- Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moreno Jesus $788,000
Closed Moreno Jesus $800,000
Previous Owner Carpentier Stefan $200,000
Previous Owner Carpentier Stefan $208,250
Previous Owner Graef Stefan $333,700
Previous Owner Graef Stefan $356,000
Previous Owner Delacruz Frank Joseph $0
Previous Owner Delacruz Frank Joseph $147,000
Previous Owner Delacruz Frank Joseph $0
Closed Graef Stefan $44,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/06/2020 03/06/20 Sold $1,050,000 0.0% $851 / Sq Ft
02/10/2020 02/10/20 Pending -- -- --
02/10/2020 02/10/20 For Sale $1,050,000 -- $851 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,241 $1,148,324 $803,828 $344,496
2024 $15,241 $1,125,809 $788,067 $337,742
2023 $14,153 $1,035,000 $724,500 $310,500
2022 $14,780 $1,082,094 $757,466 $324,628
2021 $14,454 $1,060,877 $742,614 $318,263
2020 $8,567 $589,306 $412,518 $176,788
2019 $7,913 $577,752 $404,430 $173,322
2018 $7,825 $566,424 $396,500 $169,924
2017 $7,755 $555,319 $388,726 $166,593
2016 $7,585 $544,431 $381,104 $163,327
2015 $7,528 $536,254 $375,380 $160,874
2014 $6,917 $512,400 $358,700 $153,700
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2020

    Terri Balandra

    Compass

    Section Image

  • C

    Buyer's Agent in 2020

    Cecilia Segura

    Loans Realty Group

    (925) 788-8684

    8 Total Sales

    Cecilia Segura
    Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81782036

MLSListings

APN: 249-63-006

California Santa Clara County San Jose 95112 Northside

432 Terrace Dr, San Jose, CA

This home is located at 432 Terrace Dr, San Jose, CA 95112 since 10 February 2020 and is currently estimated at $1,292,567, approximately $1,047 per square foot. This property was built in 1949. 432 Terrace Dr is a home located in Santa Clara County with nearby schools including Empire Gardens Elementary School, Muwekma Ohlone Middle, and San Jose High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLSListings Property Information © 2025 MLSListings Inc. All rights reserved. Listing information is deemed reliable but not guaranteed. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc. The viewer acknowledges ownership and validity of its copyright. Information provided is for personal, non-commercial use by a viewer with a bona fide interest in the purchase or sale of real estate of the type being offered via this website or other electronic means. The viewer is prohibited from copying, redistributing or retransmitting any of the data or information provided by MLSListing, Inc.

Nearby Homes