433 Bayberry Dr Oswego, IL 60543
Northwest Oswego Neighborhood
4
Beds
4.5
Baths
3,200
Sq Ft
10,454
Sq Ft Lot
Highlights
- Open Floorplan
- Vaulted Ceiling
- Granite Countertops
- Oswego High School Rated A-
- Wood Flooring
- Game Room
About This Home
As of November 2024Honey, stop the car! Prepare to be amazed by this extraordinary custom home with limitless potential! From the moment you step inside, the grand cathedral ceiling and inviting fireplace will take your breath away. The expansive kitchen is a chef's dream, featuring gorgeous granite countertops, a sleek modern backsplash, and cutting-edge appliances, including a 2023 smart fridge and dishwasher. With abundant cabinets, an open floor plan, and elegant hardwood floors, this home is both stylish and welcoming. The finished basement is a standout feature with endless possibilities-it boasts two additional bedrooms, a fitness room, and a rec room, all with brand-new carpets and a 2023-installed backup sump pump. Imagine the potential for a home theater, game room, or even a guest suite! The freshly painted laundry room, equipped with a new washer and front-load dryer, adds both efficiency and convenience. Step outside to discover your private oasis-a serene backyard with a charming brick patio and beautifully landscaped surroundings. And let's not forget the unbeatable location-just steps away from trendy shops, exquisite restaurants, and vibrant nightlife. This home offers a fantastic foundation and endless potential to create your dream living space. Don't miss out on this incredible opportunity to make it yours!
Last Agent to Sell the Property
O'Neil Property Group, LLC License #475186364 Listed on: 09/10/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,904
Year Built
- Built in 2003
HOA Fees
- $38 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Parking Space is Owned
Interior Spaces
- 3,200 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Game Room
- Home Gym
Kitchen
- Double Oven
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 6 Potential Bedrooms
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Recreation or Family Area in Basement
- Finished Basement Bathroom
- Basement Storage
Schools
- Fox Chase Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Additional Features
- Patio
- Lot Dimensions are 94x111x94x111
Community Details
- Association fees include insurance
- Administartion Association, Phone Number (630) 554-6900
- Gates Creek Subdivision
- Property managed by Gates Creek HOA
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 10, 2024
Closed on
Oct 30, 2024
Sold by
Walker Khadija and Willams Cornelius
Bought by
Kapus Jason and Kapus Vanessa
Seller's Agent
Monika Vera
O'Neil Property Group, LLC
Buyer's Agent
Melissa Yackley
United Real Estate-Chicago
List Price
$509,000
Sold Price
$489,000
Premium/Discount to List
-$20,000
-3.93%
Views
70
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,162
Avg. Annual Appreciation
4.33%
Original Mortgage
$388,000
Outstanding Balance
$386,079
Interest Rate
6.08%
Mortgage Type
New Conventional
Estimated Equity
$118,935
Purchase Details
Listed on
Jul 2, 2016
Closed on
Sep 8, 2016
Sold by
Green Christopher D
Bought by
Walker Khadija
Seller's Agent
Becky Fabian
john greene, Realtor
Buyer's Agent
Ben Lalehzari
Star Realty, Inc.
List Price
$330,000
Sold Price
$319,000
Premium/Discount to List
-$11,000
-3.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.41%
Original Mortgage
$313,222
Interest Rate
3.3%
Mortgage Type
FHA
Purchase Details
Closed on
May 25, 2011
Sold by
Kearbey Tammy I
Bought by
Green Christopher and Green Cinnamon
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,808
Interest Rate
4.81%
Mortgage Type
Unknown
Purchase Details
Closed on
Aug 11, 2010
Sold by
Kearbey Tammy L and Kearbey Tammy L
Bought by
Kearbey Tammy L
Purchase Details
Closed on
Nov 26, 2003
Sold by
R A Faganel Builders Inc
Bought by
Kearbey Thomas and Kearbey Tammy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$288,500
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $485,000 | None Listed On Document | |
| Deed | $319,000 | Near North National Title | |
| Warranty Deed | $310,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $300,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $388,000 | New Conventional | |
| Previous Owner | $60,000 | Credit Line Revolving | |
| Previous Owner | $335,250 | New Conventional | |
| Previous Owner | $296,000 | New Conventional | |
| Previous Owner | $296,500 | New Conventional | |
| Previous Owner | $313,222 | FHA | |
| Previous Owner | $34,808 | Unknown | |
| Previous Owner | $248,000 | New Conventional | |
| Previous Owner | $309,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $288,500 | Purchase Money Mortgage | |
| Previous Owner | $22,196 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/04/2024 11/04/24 | Sold | $489,000 | -3.9% | $153 / Sq Ft |
| 10/04/2024 10/04/24 | Pending | -- | -- | -- |
| 09/10/2024 09/10/24 | For Sale | $509,000 | +59.6% | $159 / Sq Ft |
| 09/27/2016 09/27/16 | Sold | $319,000 | -3.3% | $100 / Sq Ft |
| 08/08/2016 08/08/16 | Pending | -- | -- | -- |
| 07/02/2016 07/02/16 | For Sale | $330,000 | -- | $103 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,078 | $157,237 | $16,512 | $140,725 |
| 2023 | $10,904 | $140,679 | $14,773 | $125,906 |
| 2022 | $10,904 | $127,716 | $13,412 | $114,304 |
| 2021 | $10,511 | $119,249 | $13,412 | $105,837 |
| 2020 | $10,606 | $119,955 | $13,412 | $106,543 |
| 2019 | $10,444 | $116,461 | $13,021 | $103,440 |
| 2018 | $10,372 | $110,200 | $13,021 | $97,179 |
| 2017 | $10,314 | $106,462 | $13,021 | $93,441 |
| 2016 | $9,747 | $99,142 | $13,021 | $86,121 |
| 2015 | $9,149 | $89,089 | $11,225 | $77,864 |
| 2014 | -- | $88,503 | $11,225 | $77,278 |
| 2013 | -- | $88,503 | $11,225 | $77,278 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Monika Vera
O'Neil Property Group, LLC
(630) 806-6987
1 in this area
45 Total Sales
-
Buyer's Agent in 2024
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
9 in this area
256 Total Sales
-
B
Seller's Agent in 2016
Becky Fabian
john greene, Realtor
-
B
Buyer's Agent in 2016
Ben Lalehzari
Star Realty, Inc.
(630) 479-9507
8 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12157727
APN: 02-13-224-012
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