NOT LISTED FOR SALE

433 Raintree Dr Unit 2 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $507,000 - $531,603

5 Beds
2.5 Baths
2,977 Sq Ft
$175/Sq Ft Est. Value

Last Sold April 21, 2023

Last sale price $430,000 $144 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $3,769/month

8 Days on Market

Highlights

  • Above Ground Pool
  • Open Floorplan
  • Main Floor Bedroom
  • Churchill Elementary School Rated A-
  • Deck
  • Heated Sun or Florida Room

About This Home

As of April 2023

Stunning 5 bed (first floor bedroom), 2.1 bath home, never been on the market, one owner! A Large foyer welcomes you into your new home. Kitchen includes large pantry, granite counter tops, abundance of cabinets, bar stool seating, tile flooring, and an open floor plan. Cozy up to the fireplace on chilly nights in the family room. From the sunroom you can go outside enjoy relaxing on the deck or a dip in the pool. Professionally landscaped private (nothing behind you) fenced yard. Taking a walk upstairs, you will find additional 4 bedrooms, master bedroom has a sitting area, large master bath, and walk-in closet! Roof 2019, fence 2020, West side, siding 2019, AC 2020, Bamboo flooring 2013, kitchen remodel 2013. Fresh paint throughout 2023. Partial bathroom remodel 2023. Move in ready! Welcome home!

Last Agent to Sell the Property

Patti O'Malley

Taylored Realty License #471006032 Listed on: 03/03/2023

Taylored Realty

Last Buyer's Agent

Vikram Sagar

VS Homes License #471021768

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,409

Year Built

  • Built in 2002

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 75x133x75x134
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,977 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Heated Sun or Florida Room
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Above Ground Pool
  • Deck
  • Shed

Schools

  • Oswego East High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Community Details

  • Ogden Falls Subdivision, Ravinia Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,409

Year Built

Built in 2002

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ogden Falls
  • Year Built: 2002
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: First Floor Bedroom, Second Floor Laundry, Walk-In Closet(s), Open Floorplan
  • LivingArea: 2977
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Bedroom 5, Heated Sun Room
  • Estimated Total Finished Sq Ft: 2977
  • Assessed Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2977
  • Fireplace Location: Living Room
  • Total Sq Ft: 2977
  • Main Level Sq Ft: 2977
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Above Ground Pool
  • Foundation Details: Concrete Perimeter
  • List Price: 430000
  • Lot Features: Fenced Yard
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer, Sewer-Storm
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas
  • Laundry Features: Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • High School: Oswego East High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 75X133X75X134
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10408.6
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 3, 2023
Closed on
Apr 4, 2023
Sold by
Smith Robert J and Smith Sharon E
Bought by
Jelks Chansler and Jelks Breana
Seller's Agent
Patti O'Malley
Taylored Realty
Buyer's Agent
Vikram Sagar
VS Homes
List Price
$430,000
Sold Price
$430,000
Views
76
Current Estimated Value
$519,901

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$89,901
Avg. Annual Appreciation
5.54%
Original Mortgage
$422,211
Outstanding Balance
$412,128
Interest Rate
6.32%
Mortgage Type
FHA
Estimated Equity
$78,320

Purchase Details

Closed on
Mar 13, 2002
Sold by
William Ryan Homes Inc
Bought by
Smith Robert J and Smith Sharon E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,052
Interest Rate
6.93%
Source: Public Records

Range of Values:

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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jelks Chansler $430,000 Chicago Title
Smith Robert J $265,900 Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jelks Chansler $422,211
Previous Owner Smith Robert J $158,000
Previous Owner Smith Robert J $63,500
Previous Owner Smith Robert J $148,000
Previous Owner Smith Robert J $100,000
Previous Owner Smith Robert J $163,900
Previous Owner Smith Robert J $164,991
Previous Owner Smith Robert J $165,052
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/21/2023 04/21/23 Sold $430,000 0.0% $144 / Sq Ft
03/12/2023 03/12/23 Pending -- -- --
03/09/2023 03/09/23 For Sale $430,000 0.0% $144 / Sq Ft
03/05/2023 03/05/23 Pending -- -- --
03/03/2023 03/03/23 For Sale $430,000 -- $144 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,878 $147,605 $28,096 $119,509
2023 $10,681 $132,978 $25,312 $107,666
2022 $10,681 $124,278 $23,656 $100,622
2021 $10,409 $117,243 $22,317 $94,926
2020 $9,984 $111,660 $21,254 $90,406
2019 $10,142 $111,660 $21,254 $90,406
2018 $9,592 $104,678 $19,925 $84,753
2017 $9,321 $96,924 $18,449 $78,475
2016 $9,163 $94,101 $17,912 $76,189
2015 $8,850 $87,130 $16,585 $70,545
2014 -- $82,981 $15,795 $67,186
2013 -- $83,820 $15,955 $67,865
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11721671

Midwest Real Estate Data (MRED)

APN: 03-11-232-001