NOT LISTED FOR SALE

433 S Harding St Warsaw, IN 46580

Estimated Value: $203,424 - $270,000

3 Beds
2 Baths
1,617 Sq Ft
$140/Sq Ft Est. Value

Last Sold July 09, 2018

Last sale price $135,000 $83 Per Sq Ft

Est. 68% increase in value since last sale

Current estimated payment $1,378/month

14 Days on Market

Highlights

  • Covered Patio or Porch
  • Community Fire Pit
  • 1 Car Detached Garage
  • Edgewood Middle School Rated A
  • Walk-In Pantry
  • 4-minute walk to Rarick Park

About This Home

As of July 2018

Exceptional value, 3 bedroom, 2 bath charmer. A cream puff with turn-of-the-20th-century style and allure with all the modern function and utility you are looking for! Spacious living room with tall ceilings and original open staircase, remodeled kitchen with plenty of work space, walk-in pantry, and storage, opening to dining area, leading to laundry on main floor. Enjoy 14x13 and 12x13 upper bedrooms with upper full bath, great closets! Bountiful natural light throughout the home! 17x40 garage. Peace of mind with vinyl double pane windows in place, high efficiency furnace, 8 yr. old roof, freshly painted porch, new landscaping wood border, concrete drive, new water heater, sealed basement, and professionally whole house inspected! Inspection available to buyer. Come sit on the covered front porch and feel at home!

Last Agent to Sell the Property

Kimberly Clark

Coldwell Banker Real Estate Group Listed on: 05/08/2018

Coldwell Banker Real Estate Group

Last Buyer's Agent

Dallas Barkman

CENTURY 21 Bradley Realty, Inc

CENTURY 21 Bradley Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,030

Year Built

  • Built in 1880

Lot Details

  • 4,356 Sq Ft Lot
  • Lot Dimensions are 66x66
  • Landscaped
  • Level Lot
  • Historic Home

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Double Pane Windows
  • Insulated Doors
  • Storm Doors

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows
  • Energy-Efficient HVAC
  • Energy-Efficient Doors
  • Energy-Efficient Thermostat

Schools

  • Washington Elementary School
  • Edgewood Middle School
  • Warsaw High School

Utilities

  • Forced Air Heating and Cooling System
  • High-Efficiency Furnace
  • Heating System Uses Gas
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Community Details

  • Graves Subdivision
  • Community Fire Pit

Listing and Financial Details

  • Assessor Parcel Number 43-11-07-200-774.000-032

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,030

Year Built

Built in 1880

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1880
  • Age: 138
  • Style: Two Story
  • Architectural Style: Historic
  • Total Number of Rooms: 6
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 004-040-202 S 66 Ft Lot 24 Graves Add. |
  • Parcel Number ID: 43-11-07-200-774.000-032
  • Platted: Yes
  • Amenities: Cable Available, Cable Ready, Ceiling-9+, Ceiling Fan(s), Countertops-Laminate, Dryer Hook Up Electric, Firepit, Garage Door Opener, Landscaped, Pantry-Walk In, Porch Covered, Range/Oven Hook Up Gas, Six Panel Doors, Storm Doors, Tub/Shower Combination, Main Floor Laundry
  • Cross Street: Winona Ave.
  • Grid: 10 - Central Kosc.
  • Inside City Limits: Yes
  • Location: City/Town/Suburb
  • Road Surface: Asphalt
  • Sp Lp Percent: 96.5
  • Year Taxes Payable: 2018
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2367
  • Total Finished Sq Ft: 1617
  • Above Grade Finished Sq Ft: 1617
  • Below Grade Sq Ft: 750
  • Price Per Sq Ft: 83.49
  • Basement: Yes
  • Basement Foundation: Full Basement, Unfinished
  • Basement Material: Block
  • Flooring: Carpet, Laminate, Tile, Vinyl
  • Living Great Room: Dimensions: 12x20, On Level: Main
  • Kitchen: Dimensions: 9x12, On Level: Main
  • Dining Room: Dimensions: 8x9, On Level: Main
  • Bedroom 1: Dimensions: 13x14, On Level: Upper
  • Bedroom 2: Dimensions: 12x13, On Level: Upper
  • Bedroom 3: Dimensions: 6x13, On Level: Main
  • Other Room1: Mudroom, Dimensions: 4x5, On Level: Main
  • Main Level Sq Ft: 867
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 750

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 40x17
  • Garage Sq Ft: 680
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Electric Company: NIPSCO
  • Gas Company: NIPSCO
  • Water Company: Indiana American Water Co
  • Cable Company: Comcast
  • Hvac: Ceiling Fan, High Efficiency Furnace
  • Laundry: Dimensions: Mainx9, On Level: 3

Schools

  • School District: Warsaw Community
  • Elementary School: Washington
  • Middle School: Edgewood
  • High School: Warsaw
  • Elementary School: Washington

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 66x66
  • Estimated Lot Sq Ft: 4356
  • Estimated Lot Size Acres: 0.1
  • Lot Number: 24

Green Features

  • Energy Efficient: Appliances, Doors, HVAC, Thermostat/Controllers, Windows
  • Energy Efficient Windows/Doors: Double Pane Windows, Insulated Doors, Storm Doors

Tax Info

  • Annual Taxes: 1029.86

MLS Schools

  • High School: Warsaw
  • Middle School: Edgewood
  • School District: Warsaw Community

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 8, 2018
Closed on
Jul 9, 2018
Sold by
Vergiels Joshua A
Bought by
Jeffrey
Seller's Agent
Kimberly Clark
Coldwell Banker Real Estate Group
Buyer's Agent
Dallas Barkman
CENTURY 21 Bradley Realty, Inc
List Price
$143,900
Sold Price
$135,000
Premium/Discount to List
-$8,900
-6.18%
Current Estimated Value
$226,356

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,356
Avg. Annual Appreciation
7.25%
Original Mortgage
$136,363
Outstanding Balance
$118,927
Interest Rate
4.6%
Mortgage Type
New Conventional
Estimated Equity
$104,148

Purchase Details

Listed on
Sep 20, 2012
Closed on
Mar 14, 2013
Sold by
Sprunger Leah and Sprunger Casey A
Bought by
Vergiels Joshua A
Seller's Agent
Deb Paton-Showley
Coldwell Banker Real Estate Group
Buyer's Agent
Deb Paton-Showley
Coldwell Banker Real Estate Group
List Price
$126,900
Sold Price
$113,500
Premium/Discount to List
-$13,400
-10.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.31%
Original Mortgage
$115,816
Interest Rate
3.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 5, 2009
Sold by
Sprurnger Casey A
Bought by
Sprunger Leah and Sprunger Casey A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,400
Interest Rate
5.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 10, 1999
Sold by
Bankers Trust Company Of California
Bought by
Crafton David E

Purchase Details

Closed on
May 8, 1997
Sold by
Buskirk Thomas V
Bought by
Nelson Richard D and Nelson Tamara J

Purchase Details

Closed on
Aug 9, 1995
Sold by
Freer Charles L and Freer Betty C
Bought by
Buskirk Thomas
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jeffrey $135,000 --
Smith Jeffrey A $135,000 Meridian Title Corp
Vergiels Joshua A -- None Available
Sprunger Leah -- None Available
Crafton David E $38,500 --
Nelson Richard D $50,800 --
Buskirk Thomas $18,951 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Smith Jeffery A $34,797
Open Smith Jeffrey A $136,363
Previous Owner Vergiels Joshua A $115,816
Previous Owner Sprunger Leah $86,531
Previous Owner Sprunger Leah $90,400
Previous Owner Sprunger Casey A $10,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/09/2018 07/09/18 Sold $135,000 -3.5% $83 / Sq Ft
05/21/2018 05/21/18 Price Changed $139,900 -2.8% $87 / Sq Ft
05/08/2018 05/08/18 For Sale $143,900 +26.8% $89 / Sq Ft
03/14/2013 03/14/13 Sold $113,500 -10.6% $66 / Sq Ft
01/20/2013 01/20/13 Pending -- -- --
09/20/2012 09/20/12 For Sale $126,900 -- $74 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,842 $178,800 $14,100 $164,700
2023 $1,797 $173,900 $14,100 $159,800
2022 $1,632 $157,400 $11,800 $145,600
2021 $1,367 $131,600 $10,900 $120,700
2020 $1,346 $129,500 $8,300 $121,200
2019 $1,224 $122,200 $8,300 $113,900
2018 $1,123 $116,800 $8,300 $108,500
2017 $1,030 $112,900 $8,300 $104,600
2016 $966 $107,400 $6,400 $101,000
2014 $851 $103,400 $6,400 $97,000
2013 $851 $120,600 $6,400 $114,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201818972

Indiana Regional MLS

APN: 43-11-07-200-774.000-032