NOT LISTED FOR SALE

434 Raintree Dr Unit 2 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $458,000 - $466,000

4 Beds
2.5 Baths
2,460 Sq Ft
$188/Sq Ft Est. Value

Last Sold July 17, 2024

Last sale price $432,000 $176 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,956/month

1 Day on Market

Highlights

  • Community Lake
  • Property is near a park
  • Sun or Florida Room
  • Churchill Elementary School Rated A-
  • Recreation Room
  • Home Office

About This Home

As of July 2024

This covered front porch with its custom sliding gate is just the beginning of the features you will fall in love with as you explore 434 Raintree Dr. The fenced yard is home to a concrete patio and custom brick paver walkway that flows to a firepit with a brick paver surround. The landscaping was professionally planned and executed and the shed is home to all those outside extras! Within the last 4 years these original owners have put in a new furnace, a new A/C, a new roof, new carpet, fresh paint and a new stainless refrigerator, dishwasher & microwave. When they built this home, they upgraded to add a beautiful sunroom with a vaulted ceiling, 3 walls of windows and a door with direct access to the backyard. Separated by a 1/2 wall between the sunroom and the kitchen you will discover clean, white cabinets with hardware, an island with storage and extra seating, pendant lighting and mostly stainless appliances. The cook is never left out of the conversation as this spacious kitchen flows into the family room where the focal point is the stunning stone fireplace flanked by 2 windows. There is a convenient 1st floor oversized laundry room with hooks and shelves that automatically lights up when you open the door with access to the 2 car garage. Rounding out the first floor is a freshly painted 1/2 bathroom, the living room and the dining room. Upstairs are 4 bedrooms that all have new carpet, a ceiling fan/light while the master suite is complete with a large walk-in closet, a soaker tub, separate shower, storage closet and a double vanity. The other 3 bedrooms all have generous closets and share a full hallway bathroom and linen closet. This upstairs even has a BONUS room! It is an area tucked between the bedrooms with a custom arched window and new carpet. This space is perfect as a reading or homework area or just a place to hang out! The 'jump start' to the finished basement is ready for your finishing touches but does include a room that the current owners are using as an office, another room that could be a work area and a giant rec area that has shelves/cabinets and a utility sink. There is a crawl space with a concrete floor that is perfect for storage of just about anything! This home is so close to restaurants and shopping and the layout just makes sense! Welcome home to 434 Raintree Dr!

Last Agent to Sell the Property

Carol Guist

Baird & Warner License #475157288 Listed on: 06/06/2024

Baird & Warner

Last Buyer's Agent

Mark Sannita

Keller Williams Inspire - Geneva

Keller Williams Inspire - Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,009

Year Built

  • Built in 2001

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 75x130
  • Fenced Yard
  • Wood Fence
  • Paved or Partially Paved Lot

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,460 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Bonus Room
  • Workshop
  • Sun or Florida Room
  • Carbon Monoxide Detectors
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Partially Finished Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space
  • Basement Window Egress

Outdoor Features

  • Brick Porch or Patio
  • Fire Pit
  • Shed

Location

  • Property is near a park

Schools

  • Churchill Elementary School
  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Manager Association, Phone Number (815) 609-2330
  • Ogden Falls Subdivision, Williamsburg Floorplan
  • Property managed by Nemanich Consulting
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,009

Year Built

Built in 2001

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ogden Falls
  • Year Built: 2001
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • MonthToMonthYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal
  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2460
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bonus Room, Eating Area, Foyer, Office, Recreation Room, Sun Room, Walk In Closet, Workshop
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished,Crawl,Egress Window
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Square Footage Comments: The basement is an additional 1,050sf + 262sf crawl. The attached 2 car garage is 396sf.
  • Total Sq Ft: 0
  • Door Features: Sliding Doors,Storm Door(s),Sliding Glass Door(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Brick Paver Patio, Fire Pit
  • List Price: 415000
  • Lot Features: Fenced Yard, Sidewalks, Streetlights, Wood Fence
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 275
  • Association Fee Frequency: Annually
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Nemanich Consulting
  • Management Contact Name: Manager
  • Management Phone: 815-609-2330
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Churchill Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.22
  • Lot Dimensions: 75X130
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10009.24
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2024
Closed on
Jul 2, 2024
Sold by
Ewalt Kevin and Ewalt Marilyn
Bought by
Jacobs Ryan T and Zollinger Kirsten
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Mark Sannita
Keller Williams Inspire - Geneva
List Price
$415,000
Sold Price
$432,000
Premium/Discount to List
$17,000
4.1%
Views
20
Current Estimated Value
$462,214

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,214
Avg. Annual Appreciation
3.40%
Original Mortgage
$388,800
Outstanding Balance
$385,410
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
$64,259

Purchase Details

Closed on
Nov 27, 2001
Sold by
William Ryan Homes Inc
Bought by
Ewalt Kevin and Ewalt Marilyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
7.16%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jacobs Ryan T $432,000 None Listed On Document
Ewalt Kevin $240,000 Ticor Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Jacobs Ryan T $388,800
Previous Owner Ewalt Kevin $160,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2024 07/17/24 Sold $432,000 +4.1% $176 / Sq Ft
06/08/2024 06/08/24 Pending -- -- --
06/06/2024 06/06/24 For Sale $415,000 -- $169 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,785 $133,513 $28,096 $105,417
2023 $9,609 $120,282 $25,312 $94,970
2022 $9,609 $112,413 $23,656 $88,757
2021 $9,361 $106,050 $22,317 $83,733
2020 $8,977 $101,000 $21,254 $79,746
2019 $8,896 $98,677 $21,254 $77,423
2018 $8,406 $92,507 $19,925 $72,582
2017 $8,166 $85,655 $18,449 $67,206
2016 $8,026 $83,161 $17,912 $65,249
2015 $7,745 $77,001 $16,585 $60,416
2014 -- $73,334 $15,795 $57,539
2013 -- $74,075 $15,955 $58,120
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12072920

Midwest Real Estate Data (MRED)

APN: 03-11-231-001