NOT LISTED FOR SALE

4344 Gum Tree Ln Lexington, KY 40513

Palomar Neighborhood

Estimated Value: $531,000 - $567,000

5 Beds
3.5 Baths
2,738 Sq Ft
$198/Sq Ft Est. Value

Last Sold December 19, 2022

Last sale price $450,000 $164 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,307/month

6 Days on Market

Highlights

  • Cape Cod Architecture
  • Deck
  • Main Floor Primary Bedroom
  • Rosa Parks Elementary School Rated A
  • Wood Flooring
  • Great Room

About This Home

As of December 2022

Adorable Cape Cod, which was Parade of Homes Model, featuring much sought after first floor master w/ tastefully remodeled handicap accessible master bath completed w/ gorgeous tiled floors, specialty shower installed for water to go to middle drain, raised double vanities w/ gray veined marble type countertops & nice lighting w/ walk in closet plus linen closet. Engineered hardwood floors throughout first floor w/ carpet (only 1 year old) in primary bedroom. Large family room w/ gas logs & rear staircase. Formal dining room used as office or sitting room in the past. Spacious kitchen w/ lots of room for large table has all stainless appliances. Cabinets have pull out drawers for lots of storage & trash. Pantry & laundry room featuring lots of shelving. Sliding doors that lead to the covered gazebo have been replaced. Powder room has new vanity, tile & lighting. Many possibilities upstairs w/ a bedroom w/ en suite full bath, 2 additional bedrooms w/ jack & jill bath & walk in closets plus a 5th bedroom being used as rec room. Newly fenced backyard w/ deck & rear gate leading to eateries & shops. Private yet has stellar walkability! Beautifully maintained home w/ lots of updates!

Last Agent to Sell the Property

Melinda Duncan

RE/MAX Creative Realty License #183795 Listed on: 11/11/2022

RE/MAX Creative Realty

Last Buyer's Agent

Nicholas Ratliff

Real Broker, LLC License #206575

Real Broker, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,939

Year Built

  • Built in 1990

Lot Details

  • 7,706 Sq Ft Lot
  • Privacy Fence
  • Wood Fence
  • Wire Fence

HOA Fees

  • $60 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Cape Cod Architecture
  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Blinds
  • Entrance Foyer
  • Great Room
  • Living Room with Fireplace
  • Dining Room
  • Utility Room
  • Storm Doors
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Attic

  • Attic Floors
  • Walk-In Attic

Accessible Home Design

  • Accessible Full Bathroom
  • Accessibility Features
  • Accessible Approach with Ramp

Outdoor Features

  • Deck

Schools

  • Rosa Parks Elementary School
  • Beaumont Middle School
  • Dunbar High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Gas Water Heater

Listing and Financial Details

  • The owner pays for management, pool maintenance
  • Assessor Parcel Number 20055700

Community Details

Overview

  • Palomar Subdivision
  • Mandatory home owners association
  • On-Site Maintenance

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,939

Year Built

Built in 1990

Lot Details

0

HOA Fees

$60 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Cape Cod
  • Structure Type: House
  • Year Built: 1990
  • Levels: One and One Half
  • New Construction: No
  • Structure Type:House: Yes
  • Roof:Dimensional Style: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Washer Hookup: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Appliances Refrigerators: Yes
  • Fencing:Privacy: Yes
  • Fencing:Wood2: Yes
  • Roof:Shingle: Yes
  • Architectural Style:Cape Cod: Yes
  • Cooling:Zoned: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Primary Downstairs, Walk-In Closet(s)
  • Flooring: Carpet, Hardwood, Tile
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Accessibility Features: Accessible Approach with Ramp, Accessible Full Bath
  • Basement: No
  • Total Bedrooms: 5
  • Door Features: Storm Door(s)
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Lot Size Area: 0.18
  • Owner Pays: Management, Pool Maintenance
  • Window Features: Blinds, Window Treatments
  • Fireplace Features:Gas Log: Yes
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes

Exterior Features

  • Exterior Features: Other
  • Roof: Dimensional Style, Shingle
  • Construction Materials: Vinyl Siding, Brick Veneer
  • Fencing: Privacy, Wood
  • Foundation Details: Block
  • List Price: 462500.0
  • Patio And Porch Features: Deck
  • View: Other
  • View YN: Yes
  • Waterfront: No
  • Construction Materials:Brick Veneer: Yes
  • Window Features:Blinds: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Window Treatments: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Accessibility Features:Accessible Approach with Ramp: Yes
  • Accessibility Features:Accessible Full Bath: Yes

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached Garage, Driveway, Garage Door Opener, Garage Faces Front
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Heating: Forced Air, Natural Gas
  • Cooling: Electric, Zoned
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association Amenities: Recreational Facilities
  • Association Fee: 180.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Community Features: Park, Pool, Tennis Court(s)

Schools

  • Elementary School: Rosa Parks
  • High School: Dunbar
  • Middle or Junior School: Beaumont

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Sq Ft: 7706.0
  • Parcel Number: 20055700

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 11, 2022
Closed on
Dec 19, 2022
Sold by
Smith Edwina G and Smith Charles M
Bought by
Francisco Jason Ryan and Francisco Janna Jackson
Seller's Agent
Melinda Duncan
RE/MAX Creative Realty
Buyer's Agent
Nicholas Ratliff
Real Broker, LLC
List Price
$462,500
Sold Price
$450,000
Premium/Discount to List
-$12,500
-2.7%
Views
35
Current Estimated Value
$541,471

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,471
Avg. Annual Appreciation
6.68%
Original Mortgage
$360,000
Outstanding Balance
$349,452
Interest Rate
7.08%
Mortgage Type
New Conventional
Estimated Equity
$192,019

Purchase Details

Closed on
Apr 6, 2021
Sold by
Smith Charles M and Smith Edwina G
Bought by
Smith Edwina G
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Francisco Jason Ryan $450,000 Bluegrass Land Title Llc
Smith Edwina G $311,200 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Francisco Jason Ryan $360,000
Previous Owner Smith Edwina G $283,400
Previous Owner Smith Edwina G $299,150
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/19/2022 12/19/22 Sold $450,000 -2.7% $164 / Sq Ft
11/18/2022 11/18/22 Pending -- -- --
11/11/2022 11/11/22 For Sale $462,500 -- $169 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,939 $450,000 $0 $0
2023 $4,939 $450,000 $0 $0
2022 $3,532 $311,200 $0 $0
2021 $3,532 $311,200 $0 $0
2020 $3,532 $311,200 $0 $0
2019 $3,532 $311,200 $0 $0
2018 $3,532 $311,200 $0 $0
2017 $3,345 $311,200 $0 $0
2015 $2,303 $236,000 $0 $0
2014 $2,303 $236,000 $0 $0
2012 $2,303 $236,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Melinda Duncan

    Seller's Agent in 2022

    Melinda Duncan

    RE/MAX

    (859) 396-9034

    6 in this area

    202 Total Sales

    Melinda Duncan
    Section Image
  • Nicholas Ratliff

    Buyer's Agent in 2022

    Nicholas Ratliff

    Real Broker, LLC

    (859) 305-1224

    1 in this area

    221 Total Sales

    Nicholas Ratliff
    Section Image

  • N

    Buyer's Agent in 2022

    Nick Ratliff Realty Team -Nick Ratliff

    Better Homes & Gardens Cypress of Lexington

  • N

    Buyer's Agent in 2022

    Nick Ratliff Realty Team - Nicholas Ratliff

    Real Broker LLC

See All Agents

Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 22024624

ImagineMLS (Bluegrass REALTORS®)

APN: 20055700

Kentucky Fayette County Lexington 40513 Palomar

4344 Gum Tree Ln, Lexington, KY

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