Seller's Agent in 2025
Minetta Garay
PROPERTY SOLUTIONS UNLIMITED INC.
(321) 624-2009
2 in this area
27 Total Sales
435 Pennsylvania Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
3
Beds
2
Baths
1,900
Sq Ft
7,492
Sq Ft Lot
Highlights
- Screened Pool
- Deck
- Hydromassage or Jetted Bathtub
- The property is located in a historic district
- Living Room with Fireplace
- Attic
About This Home
As of August 2025Located on a historic-like street with walking distance to the lakefront on one end and the Historic St Cloud shopping district with movies, restaurants, & shopping on the other end. Be festive, enjoy the Christmas parade from your front porch as it passes by this home, or thank our Veterans in the Veteran's parade. This home was built circa 1925, but don't let that fool you. It's lovingly labeled "The Bunkah" for a reason. It was built by a true craftsman with an ability to sculpt concrete from top to bottom with detail that you would expect from someone who truly loved their job and had a mission to make something to stand the test of time. Even the soffits are detailed in arches of concrete and incredible detail everywhere! Inside you will find 1900 square feet of living space featuring a split plan layout with 3 bedrooms & 2 baths. The living room features high soaring ceilings, gorgeous wood and concrete detail, arched ceilings and a brick fireplace. The large kitchen offers plenty of cabinets & counter space with modern appliances and conveniences you would expect in a custom home. The master bedroom has a walk in closet and a bonus room that can be used as a sitting room, office or a nursery. Master bath has a Jacuzzi tub and separate shower. The kitchen overlooks the family room or dining room area (however way you decide to occupy it) which opens up into a large screened in swimming pool area with beautiful landscaping and private fencing all the way around for a true oasis build for relaxation! Electrical 1990, Water Heater Replaced 2018, Complete Plumbing Re-pipe 2018, Roof replaced late 2022, HVAC replaced 2022, Meticulously Maintained! A must see!
Last Agent to Sell the Property
PROPERTY SOLUTIONS UNLIMITED INC. Brokerage Phone: 407-483-0377 License #3014368 Listed on: 05/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,571
Year Built
- Built in 1925
Lot Details
- 7,492 Sq Ft Lot
- Lot Dimensions are 50x150
- West Facing Home
- Vinyl Fence
- Landscaped with Trees
- Property is zoned SR1A
Home Design
- Bungalow
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
Interior Spaces
- 1,900 Sq Ft Home
- 1-Story Property
- Shelving
- Crown Molding
- Ceiling Fan
- Tinted Windows
- Shades
- French Doors
- Family Room Off Kitchen
- Living Room with Fireplace
- Formal Dining Room
- Ceramic Tile Flooring
- Attic Ventilator
Kitchen
- Eat-In Kitchen
- Cooktop
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Single Vanity
- Hydromassage or Jetted Bathtub
- Bathtub With Separate Shower Stall
- Shower Only
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- Driveway
- On-Street Parking
Pool
- Screened Pool
- In Ground Pool
- In Ground Spa
- Gunite Pool
- Saltwater Pool
- Pool is Self Cleaning
- Fence Around Pool
- Pool Deck
- Chlorine Free
- Pool Tile
- Auto Pool Cleaner
- Pool Lighting
Outdoor Features
- Deck
- Enclosed Patio or Porch
- Exterior Lighting
- Shed
- Private Mailbox
Location
- The property is located in a historic district
Schools
- Michigan Avenue Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 6 / 373
- Assessor Parcel Number 01-26-30-0001-0373-0060
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2025
Closed on
Aug 18, 2025
Sold by
Farrell Paul D
Bought by
Baez Dorta Marianela
Seller's Agent
Minetta Garay
PROPERTY SOLUTIONS UNLIMITED INC.
Buyer's Agent
Maigualida Palacios, LLC
AGENT TRUST REALTY CORPORATION
List Price
$494,900
Sold Price
$465,000
Premium/Discount to List
-$29,900
-6.04%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.76%
Original Mortgage
$441,750
Outstanding Balance
$441,750
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$16,915
Purchase Details
Listed on
Feb 10, 2018
Closed on
Apr 5, 2018
Sold by
Caron Ronda J Charlesworth and Charlesworth Ronda
Bought by
Farrell Paul D
Seller's Agent
Noel Winter
WINTER REALTY & INVESTMENTS
Buyer's Agent
Mary White
WEICHERT REALTORS HALLMARK PRO
List Price
$249,500
Sold Price
$240,000
Premium/Discount to List
-$9,500
-3.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.38%
Purchase Details
Closed on
Jul 22, 2004
Sold by
Handyside Valerie
Bought by
Charlesworth Ronda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,200
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 15, 1998
Sold by
Currier Willis E and Currier Vilace H
Bought by
Handyside David G and Handyside Valerie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
7.14%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $465,000 | Stewart Title Company | |
| Warranty Deed | $240,000 | Stewart Title Co | |
| Warranty Deed | $141,500 | First American Title Ins Co | |
| Warranty Deed | $80,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $441,750 | New Conventional | |
| Previous Owner | $143,100 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $33,000 | Credit Line Revolving | |
| Previous Owner | $160,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $40,500 | Credit Line Revolving | |
| Previous Owner | $113,200 | Purchase Money Mortgage | |
| Previous Owner | $70,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Sold | $465,000 | -1.0% | $245 / Sq Ft |
| 07/08/2025 07/08/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | Price Changed | $469,900 | -1.1% | $247 / Sq Ft |
| 06/07/2025 06/07/25 | Price Changed | $474,900 | -4.0% | $250 / Sq Ft |
| 05/26/2025 05/26/25 | For Sale | $494,900 | +106.2% | $260 / Sq Ft |
| 04/05/2018 04/05/18 | Sold | $240,000 | -3.8% | $126 / Sq Ft |
| 02/13/2018 02/13/18 | Pending | -- | -- | -- |
| 02/09/2018 02/09/18 | For Sale | $249,500 | -- | $131 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,495 | $198,022 | -- | -- |
| 2023 | $2,495 | $192,255 | $0 | $0 |
| 2022 | $2,396 | $186,656 | $0 | $0 |
| 2021 | $2,361 | $181,220 | $0 | $0 |
| 2020 | $2,337 | $178,718 | $0 | $0 |
| 2019 | $2,298 | $174,700 | $26,200 | $148,500 |
| 2018 | $2,500 | $154,900 | $24,000 | $130,900 |
| 2017 | $2,106 | $108,500 | $16,500 | $92,000 |
| 2016 | $1,991 | $101,700 | $14,400 | $87,300 |
| 2015 | $1,809 | $90,500 | $14,400 | $76,100 |
| 2014 | $1,693 | $84,200 | $13,400 | $70,800 |
Source: Public Records
Agents Affiliated with this Home
-
Minetta Garay
-
Maigualida Palacios, LLC
M
Buyer's Agent in 2025
Maigualida Palacios, LLC
AGENT TRUST REALTY CORPORATION
(407) 860-0698
2 in this area
34 Total Sales
-
Noel Winter
N
Seller's Agent in 2018
Noel Winter
WINTER REALTY & INVESTMENTS
(407) 729-9992
4 Total Sales
-
Mary White
Buyer's Agent in 2018
Mary White
Weichert Corporate
(407) 908-6371
4 in this area
28 Total Sales
Map
Source: Stellar MLS
MLS Number: S5127642
APN: 01-26-30-0001-0373-0060
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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