$260,000
SOLD MAY 5, 2020 RENTED JUL 15, 2025
4 Beds
1 Bath
1,116 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$233 Per Sq Ft

4% Below List Price

61 Days on Market

Highlights

  • Cape Cod Architecture
  • No HOA
  • Level Lot
  • Attic
  • Baseboard Heating

About This Home

As of February 2025

We are pleased to offer for sale 435 Ruth Street! 06606 is one of the hottest real estate markets right now and this RENOVATED 4 bed / 1 bathroom Cape will not last. Located within 0.7 miles of Sacred Heart's nursing school, 1.8 miles of the University's main campus and 1.4 miles of Hartford Hospital's ST Vincent's campus, the location is convenient and desirable. INVESTORS take notice!

Last Agent to Sell the Property

Ralph Lewis

Coldwell Banker Realty License #RES.0794961 Listed on: 02/22/2020

Coldwell Banker Realty

Last Buyer's Agent

Ralph Lewis

Coldwell Banker Realty License #RES.0794961 Listed on: 02/22/2020

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,809

Year Built

  • Built in 1943

Lot Details

  • 4,792 Sq Ft Lot
  • Level Lot
  • Property is zoned RA

Parking

  • Paved Parking

Home Design

  • Cape Cod Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,116 Sq Ft Home
  • Crawl Space
  • Attic or Crawl Hatchway Insulated

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 1 Full Bathroom

Utilities

  • Baseboard Heating
  • Heating System Uses Oil
  • Fuel Tank Located in Basement

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,809

Year Built

Built in 1943

Lot Details

0

Listing Details

  • Neighborhood: North End
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1116
  • Public Record Living Room Sq Ft: 1116
  • Total Sq Ft: 1116
  • Year Built: 1943
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 2256
  • Directions: Madison Avenue to Ruth Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Attic Description: Access Via Hatch
  • Basement Description: Crawl Space
  • Appliances: Electric Cooktop, Microwave, Refrigerator, Dishwasher
  • Attic: Yes
  • Street Number Modifier: 435

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Block
  • Roof Information: Asphalt Shingle
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage Parking Info: Paved

Utilities

  • Heat Type: Baseboard
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: 40 Gallon Tank
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Condo/Co-op/Association

  • HOA: No
  • Special Association Assessment Y: No

Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Lot Info

  • Acres: 0.1100
  • Lot Description: Level Lot
  • Zoning: RA

Tax Info

  • Tax Year: July 2019-June 2020
  • Property Tax: 4809
  • Total Assessed Value: 89070
  • Mil Rate Base: 53.990
  • Mil Rate Total: 53.990
  • Assessor Parcel Number: 35187

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2024
Closed on
Feb 21, 2025
Sold by
435 Ruth St Llc
Bought by
Kiraly Richard E and Kiraly Megan A
Seller's Agent
Ralph Lewis
Coldwell Banker Realty
Buyer's Agent
Lisa DeVellis
William Pitt Sotheby's Int'l
List Price
$425,000
Sold Price
$410,000
Premium/Discount to List
-$15,000
-3.53%
Views
170
Current Estimated Value
$412,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,000
Avg. Annual Appreciation
-0.36%
Original Mortgage
$328,000
Outstanding Balance
$326,900
Interest Rate
6.93%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$82,452

Purchase Details

Closed on
Dec 20, 2021
Sold by
Francia Michael T and Francia Nicholas J
Bought by
435 Ruth Street Llc

Purchase Details

Closed on
Aug 27, 2021
Sold by
435 Ruth Street Llc
Bought by
Francia Michael T and Francia Nicholas J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,250
Interest Rate
2.8%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Oct 13, 2020
Sold by
Francia Michael and Francia Nicholas
Bought by
435 Ruth Street Llc

Purchase Details

Listed on
Feb 22, 2020
Closed on
May 4, 2020
Sold by
F & R Properties Llc
Bought by
Francia Michael and Francia Nicholas
Seller's Agent
Ralph Lewis
Coldwell Banker Realty
Buyer's Agent
Ralph Lewis
Coldwell Banker Realty
List Price
$269,900
Sold Price
$260,000
Premium/Discount to List
-$9,900
-3.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.05%
Original Mortgage
$208,000
Interest Rate
3.3%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Listed on
Oct 17, 2019
Closed on
Jan 17, 2020
Sold by
Forgione Lauren
Bought by
F & R Properties Llc
Seller's Agent
William Piccirillo
BHGRE Gaetano Marra Homes
Buyer's Agent
Ralph Lewis
Coldwell Banker Realty
List Price
$180,000
Sold Price
$175,000
Premium/Discount to List
-$5,000
-2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
145.90%

Purchase Details

Listed on
Oct 17, 2019
Closed on
Nov 21, 2019
Sold by
Riccio Properties Llc
Bought by
Forgione Lauren
Seller's Agent
William Piccirillo
BHGRE Gaetano Marra Homes
Buyer's Agent
Ralph Lewis
Coldwell Banker Realty
List Price
$180,000
Sold Price
$175,000
Premium/Discount to List
-$5,000
-2.78%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $410,000 None Available
Warranty Deed $410,000 None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $175,000 None Available
Warranty Deed $175,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,000 Purchase Money Mortgage
Closed $328,000 Purchase Money Mortgage
Previous Owner $236,250 Stand Alone Refi Refinance Of Original Loan
Previous Owner $208,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $208,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/15/2025 07/15/25 Rented $3,181 -9.1% --
07/15/2025 07/15/25 Under Contract -- -- --
05/27/2025 05/27/25 For Rent $3,500 0.0% --
02/21/2025 02/21/25 Sold $410,000 +2.5% $367 / Sq Ft
01/29/2025 01/29/25 Pending -- -- --
12/17/2024 12/17/24 Price Changed $400,000 -5.9% $358 / Sq Ft
11/23/2024 11/23/24 For Sale $425,000 +63.5% $381 / Sq Ft
05/05/2020 05/05/20 Sold $260,000 0.0% $233 / Sq Ft
04/23/2020 04/23/20 Pending -- -- --
03/13/2020 03/13/20 Price Changed $259,900 -3.7% $233 / Sq Ft
02/22/2020 02/22/20 For Sale $269,900 +54.2% $242 / Sq Ft
11/25/2019 11/25/19 Sold $175,000 -2.8% $157 / Sq Ft
11/15/2019 11/15/19 Pending -- -- --
10/17/2019 10/17/19 For Sale $180,000 0.0% $161 / Sq Ft
06/01/2017 06/01/17 Rented $2,100 0.0% --
03/27/2017 03/27/17 For Rent $2,100 0.0% --
04/21/2016 04/21/16 Rented $2,100 0.0% --
04/21/2016 04/21/16 For Rent $2,100 0.0% --
03/24/2016 03/24/16 Sold $105,000 -24.9% $94 / Sq Ft
02/23/2016 02/23/16 Pending -- -- --
01/25/2016 01/25/16 For Sale $139,900 -- $125 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,637 $152,750 $75,310 $77,440
2024 $6,637 $152,750 $75,310 $77,440
2023 $6,637 $152,750 $75,310 $77,440
2022 $6,637 $152,750 $75,310 $77,440
2021 $6,637 $152,750 $75,310 $77,440
2020 $4,809 $89,070 $43,270 $45,800
2019 $4,809 $89,070 $43,270 $45,800
2018 $4,843 $89,070 $43,270 $45,800
2017 $4,843 $89,070 $43,270 $45,800
2016 $4,843 $89,070 $43,270 $45,800
2015 $5,053 $119,750 $49,980 $69,770
2014 $5,053 $119,750 $49,980 $69,770
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 170274773

SmartMLS

APN: BRID-002361-000024