NOT LISTED FOR SALE

436 Bernardo Ave Morro Bay, CA 93442

Estimated Value: $908,941 - $1,187,000

2 Beds
2 Baths
1,275 Sq Ft
$784/Sq Ft Est. Value

Last Sold July 08, 2022

Last sale price $920,000 $722 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $5,840/month

8 Days on Market

Highlights

  • Ocean View
  • Golf Course Community
  • Wood Flooring
  • Del Mar Elementary School Rated A-
  • Cape Cod Architecture
  • Main Floor Bedroom

About This Home

As of July 2022

Cape Cod meets Morro Bay. Charming cottage located in Morro Heights with views of the Pacific Ocean, Morro Rock and the Sandspit. Situated on a large 6,000 sq. ft. lot in a very quiet residential neighborhood. The original cottage was built in 1947 and was a one bedroom and one bath. There is now a permitted addition of approximately 376 sq ft which added a dining room, office/laundry, primary bedroom and bath. The addition was designed to accommodate a second story in the future. Many amenities have been added to upgrade the original cottage and addition. All the windows have been replaced with dual pane Pella windows, the entire roof was replaced approximately 16 years ago. The dining room has a built in counter depth refrigerator/freezer with counter and drawers. There is also a cozy gas freestanding fireplace for those chilly winter nights in the dining room. A tankless water heater has been added in addition to the gas water heater servicing the older part of the home. A laundry closet with a stackable washer dryer is included in the sale. Primary Bedroom has a separate gas wall heater and primary bath with traditional wainscoting and a free standing deep tub. There are ocean views from the living room, kitchen and dining room. The front yard has a drought tolerant low maintenance landscaping and in the back is a private patio area. Plenty of room for gardening, RV/ Boat storage and additional parking on the south side of the detached garage. But wait there's more! An approximately 600 sq ft detached tall garage/workshop with large sliding doors and high clearance. It can house a lot of toys or perfect for those DIY projects. This home has a lot of charm and it is very unique.

Last Agent to Sell the Property

Brooke Townsend

Coldwell Banker Realty License #00813881 Listed on: 06/04/2022

Coldwell Banker Realty

Last Buyer's Agent

Kathy Taverner

BHGRE HAVEN PROPERTIES License #00870894

BHGRE HAVEN PROPERTIES

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1947

Lot Details

  • 6,000 Sq Ft Lot
  • West Facing Home
  • Wood Fence
  • Gentle Sloping Lot
  • Back and Front Yard
  • On-Hand Building Permits
  • Property is zoned R1

Parking

  • 2 Car Garage
  • Detached Carport Space
  • Parking Available
  • Front Facing Garage
  • Two Garage Doors
  • Driveway Up Slope From Street

Property Views

  • Ocean
  • Bay
  • Dune

Home Design

  • Cape Cod Architecture
  • Additions or Alterations
  • Raised Foundation
  • Composition Roof
  • Plaster

Interior Spaces

  • 1,275 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Free Standing Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Living Room
  • Dining Room with Fireplace

Kitchen

  • Gas Oven
  • Gas Range
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Stacked Washer and Dryer

Utilities

  • Heating System Uses Natural Gas
  • Wall Furnace
  • Natural Gas Connected
  • Tankless Water Heater
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 15 / 27
  • Assessor Parcel Number 066233011

Community Details

Overview

  • No Home Owners Association
  • Morro Heights Subdivision

Recreation

  • Golf Course Community
  • Hiking Trails
  • Bike Trail

Home Details

Home Type

Single Family

Year Built

Built in 1947

Lot Details

0

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Property Attached: No
  • Road Frontage Type: City Street
  • Road Surface Type: Maintained, Paved
  • Subdivision Name Other: Morro Heights (810)
  • View: Yes
  • Zoning: R1
  • Architectural Style: Cape Cod
  • Property Condition: Additions/Alterations, Building Permit
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 066233011
  • Year Built: 1947
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1275.00 Square Feet
  • Interior Amenities: Ceiling Fan(s)
  • Stories: 1
  • Common Walls: No Common Walls
  • Flooring: Laminate, Vinyl, Wood
  • Appliances: Yes
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Eating Area: Dining Room
  • Fireplace Features: Dining Room, Gas, Free Standing
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 721.57
  • Room Type: Kitchen, Laundry, Living Room, Main Floor Bedroom, Main Floor Master Bedroom
  • Window Features: Double Pane Windows
  • Bathroom Features: Bathtub, Shower In Tub

Exterior Features

  • Direction Faces: West
  • Foundation: Raised
  • View: Dunes, Bay, Ocean
  • Fence: Yes
  • Fencing: Wood
  • Pool Private: No
  • Roof: Composition
  • Construction Materials: Plaster

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.00
  • Parking: Yes
  • Parking Features: Detached Carport, Driveway, Concrete, Driveway Up Slope From Street, Garage Faces Front, Garage - Two Door
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Tankless Water Heater
  • Electric: Electricity - On Property
  • Heating Type: Fireplace(s), Natural Gas, Wall Furnace
  • Laundry Features: Dryer Included, In Closet, Stackable, Washer Included
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Biking, Golf, Hiking

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: Back Yard, Front Yard, Gentle Sloping
  • Lot Size Sq Ft: 6000.00
  • Lot Size Acres: 0.1377

Multi Family

  • Lease Considered: No
  • Lot Size Area: 6000.0000 Square Feet
  • Number Of Units Total: 1

Tax Info

  • Tax Block: 27
  • Tax Census Tract: 106.02
  • Tax Lot: 15

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 27, 2025
Sold by
Moore Silvia C
Bought by
Silvia C Moore Living Trust and Moore
Current Estimated Value
$999,485

Purchase Details

Closed on
Jun 25, 2025
Sold by
Silvia C Moore Living Trust and Moore Silvia C
Bought by
Silvia C Moore Living Trust and Moore

Purchase Details

Listed on
Jun 4, 2022
Closed on
Jun 17, 2022
Sold by
Clinton James T and Clinton Karen M
Bought by
Moore Silvia C
Seller's Agent
Brooke Townsend
Coldwell Banker Realty
Buyer's Agent
Kathy Taverner
BHGRE HAVEN PROPERTIES
List Price
$859,000
Sold Price
$920,000
Premium/Discount to List
$61,000
7.1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.36%

Purchase Details

Closed on
Aug 21, 2000
Sold by
Arnott Brad
Bought by
Clinton James T and Clinton Karen M

Purchase Details

Closed on
Mar 21, 1996
Sold by
Shetler Catherine E
Bought by
Arnott Brad

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
7.8%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Silvia C Moore Living Trust -- None Listed On Document
Silvia C Moore Living Trust -- None Listed On Document
Moore Silvia C $920,000 Chicago Title
Clinton James T $240,000 First American Title
Arnott Brad $110,000 First American Title Ins
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Arnott Brad $88,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/08/2022 07/08/22 Sold $920,000 +7.1% $722 / Sq Ft
06/04/2022 06/04/22 For Sale $859,000 -- $674 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,426 $600,204 $224,986 $375,218
2024 $6,308 $588,436 $220,575 $367,861
2023 $6,308 $576,899 $216,250 $360,649
2022 $4,341 $410,203 $312,377 $97,826
2021 $4,272 $402,160 $306,252 $95,908
2020 $4,228 $398,037 $303,112 $94,925
2019 $4,184 $390,233 $297,169 $93,064
2018 $4,102 $382,583 $291,343 $91,240
2017 $4,022 $375,082 $285,631 $89,451
2016 $3,943 $367,729 $280,031 $87,698
2015 $3,883 $362,206 $275,825 $86,381
2014 $3,565 $355,111 $270,422 $84,689
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC22116082

California Regional Multiple Listing Service (CRMLS)

APN: 066-233-011