NOT LISTED FOR SALE

4368 Gemstone Ln Helena, MT 59602

Estimated Value: $368,000 - $530,000

3 Beds
2 Baths
2,848 Sq Ft
$169/Sq Ft Est. Value

Last Sold January 17, 2013

Current estimated payment $2,731/month

6 Days on Market

Highlights

  • Deck
  • 2 Car Attached Garage
  • Hot Water Heating System

About This Home

As of January 2013

Remarks: MULTIPLE OFFERS, HIGHEST AND BEST DEADLINE 12/12/12 7:52 AM. NEW WELL!!Fannie Mae HomePath property. Check homepath.com for details or CLAThis property is approved for Homepath Mortgage/Renovation Financing. Some restrictions apply. Fannie Mae ''First Look Initiative''.Properties must be listed in MLS for 3 full days before offers will be considered.For the first 15 days in MLS only owner occupant or public entity - (NSP) offers are considered,day 16 on open to all.FNMA REKEY POLICY SEE ASSOC DOCS

Last Agent to Sell the Property

Stephen Murphy

Elkhorn Mountain Realty Listed on: 12/06/2012

Co-Listed By

Vicki Olson

Coldwell Banker Wachholz/Kal

Last Buyer's Agent

AWNDRAY FRANCISCO

Training

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,218

Year Built

  • Built in 2007

Lot Details

  • 1.2 Acre Lot
  • Property fronts a county road
  • Few Trees
  • Zoning described as Covenants

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Composition Roof

Interior Spaces

  • 2,848 Sq Ft Home
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Utilities

  • Heating System Uses Gas
  • Hot Water Heating System
  • Septic Tank

Community Details

  • Emerald Ridge Subdivision

Listing and Financial Details

  • Exclusions: N none

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,218

Year Built

Built in 2007

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 2007
  • Directions: Lake Helena to Emerald Ridge Gemstone is first right.
  • Listing I D: 1284481
  • Lot Size Acres: 1.2
  • Lot Size: 1.20
  • Road Frontage Type: County Road
  • Co List Office Mls Id: 543000222
  • Co List Office Phone: 406-443-6557
  • Exclusions: N none
  • Subdivision Name: Emerald Ridge
  • Garage Yn: Yes
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Basement: Full, Unfinished
  • Appliances: Dishwasher, Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1424.0
  • Living Area: 2848.0

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Few Trees
  • Waterfront: No
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage

Utilities

  • Heating: Gas, Hot Water
  • Heating Yn: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Association Fee: 125.0
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 52272.0
  • Zoning Description: Covenants
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2218.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 6, 2012
Closed on
Jan 16, 2013
Sold by
Fannie Mae
Bought by
Stovall Reid and Stovall Mishelle
Seller's Agent
Stephen Murphy
Elkhorn Mountain Realty
Buyer's Agent
AWNDRAY FRANCISCO
Training
List Price
$199,900
Current Estimated Value
$480,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.90%
Original Mortgage
$195,700
Outstanding Balance
$136,171
Interest Rate
3.31%
Mortgage Type
New Conventional
Estimated Equity
$344,211

Purchase Details

Closed on
Jul 9, 2012
Sold by
Torgerson David C and Torgerson Donna L
Bought by
Green Tree Servicing Llc

Purchase Details

Closed on
May 22, 2012
Sold by
Green Tree Servicing Llc
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 23, 2007
Sold by
Jurenka Custom Homes Inc
Bought by
Torgerson David C and Torgerson Donna L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,700
Interest Rate
6.15%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stovall Reid -- First Mt Title Co Of Helena
Green Tree Servicing Llc $290,998 Title Financial Specialty Se
Federal National Mortgage Association -- None Available
Torgerson David C -- Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stovall Reid $195,700
Previous Owner Torgerson David C $269,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/17/2013 01/17/13 Sold -- -- --
12/12/2012 12/12/12 Pending -- -- --
12/06/2012 12/06/12 For Sale $199,900 -- $70 / Sq Ft
Source: Montana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,202 $474,300 $0 $0
2024 $3,136 $394,200 $0 $0
2023 $3,604 $394,200 $0 $0
2022 $3,044 $277,500 $0 $0
2021 $2,566 $277,500 $0 $0
2020 $2,800 $248,200 $0 $0
2019 $2,822 $248,200 $0 $0
2018 $2,760 $221,100 $0 $0
2017 $1,824 $221,100 $0 $0
2016 $2,403 $227,700 $0 $0
2015 $1,920 $227,700 $0 $0
2014 $1,918 $124,550 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Montana Regional MLS

MLS Number: 1284481

Montana Regional MLS

APN: 05-1996-32-3-02-12-0000