NOT LISTED FOR SALE

437 N Library St Waterloo, IL 62298

Estimated Value: $228,000 - $236,000

3 Beds
1 Bath
1,484 Sq Ft
$156/Sq Ft Est. Value

Last Sold July 24, 2023

Last sale price $205,000 $138 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,540/month

39 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • 1 Car Detached Garage
  • Rogers Elementary School Rated A-
  • Green House Windows
  • 4-minute walk to Koenigsmark Park

About This Home

As of July 2023

Charming Mid Century Modern home with hardwood floors and many original features! Updates include sewer line to street 2008, Central AC 2009, sidewalks & siding 2014, roof 2017, updated walk-in shower, and water heater 2020. Gorgeous solid oak and leaded glass custom side entry door, a custom oak floor in the kitchen, and an adorable guest bedroom with built-ins are a few striking features you are sure to love! The basement features a built-in drop-down train hobby table and a fold-up sewing or craft table. A concrete block shower, sink, and toilet add convenience to the basement. The large backyard has a landscaped terrace to avoid the dreaded mowing on a hill, maximizing use and enjoyment. Mature trees and flowering landscaping also add beauty and character to the outside! You will love the dust-free hot water heat; central air will keep you comfortable all year.

Last Agent to Sell the Property

Barbara Markham

RE/MAX Preferred License #471006095 Listed on: 06/14/2023

RE/MAX Preferred

Last Buyer's Agent

Don Carrington

Worth Clark Realty License #471.021895

Worth Clark Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,736

Year Built

  • Built in 1950

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 70 x 157

Parking

  • 1 Car Detached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,484 Sq Ft Home
  • Built-in Bookshelves
  • Wood Burning Fireplace
  • Insulated Windows
  • Green House Windows
  • Bay Window
  • Pocket Doors
  • Family Room with Fireplace
  • Partially Carpeted
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Split Bedroom Floorplan
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Partial Basement
  • Basement Ceilings are 8 Feet High

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Zoned Heating and Cooling
  • Hot Water Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Additional Features

  • Accessible Approach with Ramp
  • Deck

Listing and Financial Details

  • Senior Freeze Tax Exemptions
  • Assessor Parcel Number 07-24-383-022-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,736

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Cross Street: Columbia Ave.
  • Municipality Township: Waterloo
  • Special Areas: Family Room, Living Room
  • Special Description: Homestead Senior, Senior Freeze, Sunken Living Room
  • Age: 73
  • Ownership: Private
  • Year Built: 1950
  • Accessibility Features: Accessible Approach with Ramp
  • Directions: Market Street or Rt 3 to Columbia Ave. to N. Library St.
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: 8 ft + pour, Partial, Unfinished
  • Bedroom Types: Divided Bdr Flr Plan
  • Dining Room: Dining/Living Rm Cmb
  • Fireplace Location: Family Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Built-In Bookcases, Some Carpeting, Some Wood Floors
  • Kitchen: Eat-In Kitchen
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 1
  • Misc Features: Deck
  • Total Living Area: 1484.00
  • Windows/Doors: Bay/Bow Window, Greenhouse Windows, Pocket Door(s), Some Insulated Wndws, Some Storm Doors
  • Appliances: Dryer, Microwave, Range/Oven-Electric, Refrigerator, Washer
  • Bathrooms: 1.00
  • Bedrooms: 3.00
  • Room Cnt: 7
  • Square Footage: 1484
  • Total Full Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • Parking: Detached

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric, Zoned
  • Heating: Hot Water/Steam

Schools

  • School District: Waterloo DIST 5
  • Elementary School: WATERLOO DIST 5
  • Middle School: WATERLOO DIST 5
  • High School: Waterloo
  • Elementary School: WATERLOO DIST 5
  • Junior High School: WATERLOO DIST 5
  • School District: Waterloo DIST 5
  • Senior High School: Waterloo

Lot Info

  • Lot Dimensions: 70 x 157
  • Lot Sq Ft: 11766
  • Acres: 0.2701

Tax Info

  • Taxes Paid: 1434
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 07-24-383-022-000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 14, 2023
Closed on
Jul 24, 2023
Sold by
Mary Lou Draude Revocable Trust
Bought by
Zipfel Eric D and Zipfel Hanna K
Seller's Agent
Barbara Markham
RE/MAX Preferred
Buyer's Agent
Don Carrington
Worth Clark Realty
List Price
$200,000
Sold Price
$205,000
Premium/Discount to List
$5,000
2.5%
Views
207
Current Estimated Value
$231,930

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$26,930
Avg. Annual Appreciation
5.09%
Original Mortgage
$194,000
Outstanding Balance
$189,318
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$39,125
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zipfel Eric D $205,000 Monroe County Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zipfel Eric D $194,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2023 07/24/23 Sold $205,000 +2.5% $138 / Sq Ft
07/24/2023 07/24/23 Pending -- -- --
06/14/2023 06/14/23 For Sale $200,000 -- $135 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,736 $69,121 $16,253 $52,868
2023 $1,340 $57,590 $15,090 $42,500
2022 $2,868 $56,000 $15,280 $40,720
2021 $1,434 $56,230 $12,900 $43,330
2020 $2,834 $53,260 $12,900 $40,360
2019 $2,835 $52,680 $12,900 $39,780
2018 $2,749 $50,110 $9,710 $40,400
2017 $1,460 $51,033 $9,885 $41,148
2016 $0 $50,980 $8,940 $42,040
2015 $2,675 $51,310 $10,440 $40,870
2014 $2,448 $49,340 $10,440 $38,900
2012 -- $49,720 $10,970 $38,750
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23029779

MARIS MLS

APN: 07-24-383-022-000