NOT LISTED FOR SALE

438 Spruce Cir Watsonville, CA 95076

Estimated Value: $514,293 - $649,000

2 Beds
1 Bath
913 Sq Ft
$619/Sq Ft Est. Value

Last Sold May 08, 2015

Last sale price $335,000 $367 Per Sq Ft

Est. 69% increase in value since last sale

Current estimated payment $3,365/month

5 Days on Market

Highlights

  • Active Adult
  • Forced Air Heating and Cooling System
  • 1-Story Property
  • 1 Car Attached Garage
  • Combination Dining and Living Room

About This Home

As of May 2015

All new and beautiful in Adult Village, complete remodel, new- kitchen with granite slabs and stainless appliances,bathroom with quartz counter top and tile shower,Milgard dual pane windows,slate patio and entry,lighting,flooring,paint inside and out. Absolute turn key property on a great street and quiet location, backs up to Community garden.

Last Agent to Sell the Property

Scott Schaaf

Bailey Properties License #00431239 Listed on: 03/30/2015

Last Buyer's Agent

Cephas Butler

Coldwell Banker Realty License #01139164

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,816

Year Built

  • Built in 1977

Lot Details

  • 3,267

Parking

  • 1 Car Attached Garage

Home Design

  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 913 Sq Ft Home
  • 1-Story Property
  • Combination Dining and Living Room
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Additional Features

  • 3,267 Sq Ft Lot
  • Forced Air Heating and Cooling System

Community Details

  • Active Adult
  • Property has a Home Owners Association
  • Bay Village Association
  • Built by Bay Village

Listing and Financial Details

  • Assessor Parcel Number 017-417-12-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,816

Year Built

Built in 1977

Lot Details

0

Parking

1

Listing Details

  • Subclass: Single Family Home
  • Restrictions: Senior Community (1 Resident 55+)
  • Age: 38
  • Listing Class: Residential
  • Structure Sq Ft: 913
  • Complex Name: Bay Village
  • Incorporated: Yes
  • Year Built: 1977
  • Zoning Description: Res
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: No Family Room
  • Dining Room: Dining Area in Living Room
  • Living Sq Ft: 913
  • Stories: 1
  • Laundry: Hookup - Washer/Dryer
  • Maximum Numberof Bedrooms: 2
  • Minimum Numberof Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Composition

Garage/Parking

  • Garage Spaces: 1
  • Garage Max: 1
  • Garage Min: 1
  • Garage Parking Features: Attached Garage

Utilities

  • Cooling System: Central AC
  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 30
  • H O A Name Text: Bay Village
  • H O A Exist: Yes

Schools

  • School District: Pajaro Valley Unified

Lot Info

  • Parcel Number: 017-417-12-000
  • Lot Acres: 0.0750
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 3267.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 3267.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Pajaro Valley Unified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 30, 2015
Closed on
May 4, 2015
Sold by
S Schaaf Inc
Bought by
Finkle Barbara L
Seller's Agent
Scott Schaaf
Bailey Properties
Buyer's Agent
Cephas Butler
Coldwell Banker Realty
List Price
$329,000
Sold Price
$335,000
Premium/Discount to List
$6,000
1.82%
Current Estimated Value
$565,073

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$230,073
Avg. Annual Appreciation
5.12%
Original Mortgage
$268,000
Outstanding Balance
$206,158
Interest Rate
3.64%
Mortgage Type
New Conventional
Estimated Equity
$358,915

Purchase Details

Closed on
Jul 17, 2014
Sold by
Holst Haywood Lance
Bought by
Federal Home Loan Mortgage Corporation and Freddie Mac

Purchase Details

Closed on
Dec 14, 2006
Sold by
Simmons Nancy J and Nancy J Simmons 1992 Trust
Bought by
Holst Haywood Lance

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 24, 1997
Sold by
Erlandson Lauren Jon
Bought by
Simmons Nancy J and The Nancy J Simmons 1992 Trust
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Finkle Barbara L $335,000 Stewart Title Of Ca Inc
Federal Home Loan Mortgage Corporation $254,059 None Available
Holst Haywood Lance $300,000 Santa Cruz Title Company
Simmons Nancy J $87,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Finkle Barbara L $268,000
Previous Owner Holst Haywood Lance $240,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/08/2015 05/08/15 Sold $335,000 +1.8% $367 / Sq Ft
04/04/2015 04/04/15 Pending -- -- --
03/30/2015 03/30/15 For Sale $329,000 -- $360 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,816 $402,620 $240,370 $162,250
2023 $4,740 $386,985 $231,036 $155,949
2022 $4,652 $379,398 $226,506 $152,892
2021 $4,385 $371,959 $222,065 $149,894
2020 $4,321 $368,145 $219,788 $148,357
2019 $4,244 $360,926 $215,478 $145,448
2018 $4,136 $353,849 $211,253 $142,596
2017 $4,099 $346,911 $207,111 $139,800
2016 $3,991 $340,109 $203,050 $137,059
2015 $3,647 $334,433 $200,660 $133,773
2014 $3,397 $279,552 $167,731 $111,821
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81457484

MLSListings

APN: 017-417-12-000