$250,000
SOLD JUN 1, 2012

438 Sudbury Cir Unit 7 Oswego, IL 60543

South Oswego Neighborhood
4 Beds
3 Baths
2,821 Sq Ft
0.29 Acres

Recently Sold

$89 Per Sq Ft

5% Below List Price

15 Days on Market

Highlights

  • Whirlpool Bathtub
  • Prairie Point Elementary School Rated A-
  • Central Air

About This Home

As of May 2018

FREDDIE MAC/HOMESTEPS FORECLOSURE PROPERTY TO BE SOLD "AS IS". SELLER DOES NOT PROVIDE A SURVEY. TAXES PRORATED AT 100%. EARNEST MONEY MUST BE IN CERTIFIED FUNDS. LETTER OF APPROVAL MUST ACCOMPANY ALL OFFERS. SAMPLE ADDENDA TO GO WITH OFFERS ARE ATTACHED TO THIS LISTING ALONG WITH OFFER GUIDELINES. THIS PROPERTY IS ELIGIBLE UNDER THE FREDDIE MAC FIRST LOOK INITIATIVE THROUGH 04/05/2012

Last Agent to Sell the Property

Kathy Mahoney

KM Midwest Realty LLC License #471005035 Listed on: 03/21/2012

Last Buyer's Agent

Marta Corral

On The Mark Realty LLC License #471018955

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $10,657

Year Built

  • 2004

HOA Fees

  • $10 per month

Parking

  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Whirlpool Bathtub
  • Separate Shower

Schools

  • Prairie Point Elementary School
  • Oswego High School

Additional Features

  • Basement Fills Entire Space Under The House
  • Central Air

Property Details

Home Type

Other

Est. Annual Taxes

$10,657

Year Built

2004

Lot Details

0

HOA Fees

$10 per month

Parking

3

Interior Features

  • Total # Of Rooms: 10
  • Fireplaces: 1
  • Basement: Full
  • Basement: Unfinished
  • Master Bedroom Level: 2nd Level
  • Master Bedroom Size: 20X13
  • Master Bedroom Flooring: Carpet
  • Primary Bedroom Bath: Full
  • Second Bedroom Level: 2nd Level
  • Second Bedroom Size: 14X12
  • Second Bedroom Flooring: Carpet
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 13X12
  • Third Bedroom Flooring: Carpet
  • Fourth Bedroom Level: 2nd Level
  • Fourth Bedroom Size: 13X12
  • Fourth Bedroom Flooring: Carpet
  • Bathroom Amenities: Whirlpool, Separate Shower, Double Sink
  • Living Room Level: Main Level
  • Living Room Size: 16X12
  • Living Room Flooring: Hardwood
  • Dining Room Level: Main Level
  • Dining Room Size: 15X12
  • Dining Room Flooring: Hardwood
  • Family Room Level: Main Level
  • Family Room Size: 20X18
  • Family Room Flooring: Carpet
  • Kitchen Level: Main Level
  • Kitchen Size: 18X13

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Waterfront: Yes

Garage/Parking

  • Number of Cars: 3
  • Parking Type: Garage
  • Driveway: Asphalt

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Heat/Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment/Association Fees: 125

Schools

  • Elementary School: Prairie Point Elementary School
  • High School: Oswego High School
  • Junior High Dist: 308
  • Junior High: Traughber Junior High School

Lot Info

  • Lot Dimensions: 54.59 X 140.58 X 150.44 X

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2018
Closed on
May 10, 2018
Sold by
Cartus Financial Corp
Bought by
Kwiatkowski Ed T and Kwiatkowski Jacqueline E
Seller's Agent
Dianne Yelm
Century 21 Circle - Aurora
Buyer's Agent
Joseph Rehak
Village Realty, Inc.
List Price
$325,900
Sold Price
$324,000
Premium/Discount to List
-$1,900
-0.58%
Current Estimated Value
$508,076

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$184,076
Avg. Annual Appreciation
5.64%
Original Mortgage
$307,800
Interest Rate
4.12%
Mortgage Type
Negative Amortization

Purchase Details

Listed on
Feb 28, 2018
Closed on
Apr 5, 2018
Sold by
Mendoza Eduardo and Mendoza Esther
Bought by
Cartus Financial Corporation
Seller's Agent
Dianne Yelm
Century 21 Circle - Aurora
Buyer's Agent
Joseph Rehak
Village Realty, Inc.
List Price
$325,900
Sold Price
$324,000
Premium/Discount to List
-$1,900
-0.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$307,800
Interest Rate
4.12%
Mortgage Type
Negative Amortization

Purchase Details

Listed on
Mar 21, 2012
Closed on
Apr 17, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Mendoza Eduardo and Mendoza Esther
Seller's Agent
Kathy Mahoney
KM Midwest Realty LLC
Buyer's Agent
Marta Corral
On The Mark Realty LLC
List Price
$261,900
Sold Price
$250,000
Premium/Discount to List
-$11,900
-4.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.42%
Original Mortgage
$237,500
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 16, 2012
Sold by
Kaye Mark
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
May 24, 2005
Sold by
Kaye Jennifer
Bought by
Kaye Jennifer and Kaye Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
6%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jan 29, 2004
Sold by
T J Baumgartner Custom Homes Corp
Bought by
Kaye Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,000
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 10, 2003
Sold by
Deerpath Development Corp
Bought by
T J Baumgartner Custom Homes Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.87%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $324,000 Burnet Title Post Closing
Warranty Deed $324,000 Burnet Title Post Closing
Special Warranty Deed $250,000 Attorneys Title Guaranty Fun
Sheriffs Deed -- None Available
Interfamily Deed Transfer -- Security First Title Co
Warranty Deed $324,500 Chicago Title Insurance Co
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $308,750 New Conventional
Closed $307,800 Negative Amortization
Previous Owner $307,800 Negative Amortization
Previous Owner $27,900 Future Advance Clause Open End Mortgage
Previous Owner $237,500 New Conventional
Previous Owner $56,915 Stand Alone Second
Previous Owner $30,000 Credit Line Revolving
Previous Owner $30,000 Credit Line Revolving
Previous Owner $320,000 New Conventional
Previous Owner $259,000 Purchase Money Mortgage
Previous Owner $250,000 Unknown
Previous Owner $300,000 Purchase Money Mortgage
Closed $200,000 No Value Available
Closed $48,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/30/2018 05/30/18 Sold $324,000 -0.6% $115 / Sq Ft
03/05/2018 03/05/18 Pending -- -- --
02/28/2018 02/28/18 For Sale $325,900 +30.4% $116 / Sq Ft
06/01/2012 06/01/12 Sold $250,000 -4.5% $89 / Sq Ft
04/05/2012 04/05/12 Pending -- -- --
03/21/2012 03/21/12 For Sale $261,900 -- $93 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,657 $138,435 $24,416 $114,019
2023 $9,516 $122,509 $21,607 $100,902
2022 $9,516 $111,372 $19,643 $91,729
2021 $9,179 $104,086 $18,358 $85,728
2020 $9,077 $102,045 $17,998 $84,047
2019 $8,986 $99,597 $17,998 $81,599
2018 $9,820 $106,522 $18,948 $87,574
2017 $9,592 $99,553 $17,708 $81,845
2016 $9,429 $96,653 $17,192 $79,461
2015 $9,682 $94,758 $16,855 $77,903
2014 -- $91,998 $16,364 $75,634
2013 -- $91,998 $16,364 $75,634
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08023796

Midwest Real Estate Data (MRED)

APN: 03-29-131-020