438 Toronto St Fort Collins, CO 80524
3
Beds
3
Baths
1,950
Sq Ft
5,642
Sq Ft Lot
Highlights
- Open Floorplan
- Clubhouse
- Home Office
- Fort Collins High School Rated A-
- Contemporary Architecture
- Hiking Trails
About This Home
As of March 2025This beautifully maintained two-story gem in the Dry Creek neighborhood backs directly onto a peaceful greenbelt walking trail, offering a perfect blend of modern living and natural beauty. Thoughtfully cared for, the interior boasts a freshness that rivals brand new homes, complete with updated light fixtures throughout and durable, scratch-resistant LVP flooring. Natural light floods the main living area through an abundance of windows, creating a bright and inviting space for relaxation and entertainment. The kitchen is equipped with stainless steel appliances, including a top-end refrigerator and a new high-quality sink. An island with seating offers a casual dining option, complemented by an adjacent dining area for more formal gatherings. A spacious office area at the front of the home offers a quiet and convenient space ideal for remote work or creative pursuits. The upper level features a private haven with three generously-sized bedrooms and extra-padded carpets throughout for added comfort underfoot. The primary suite is your personal retreat, featuring an ensuite bath and a walk-in closet for all your wardrobe needs. The upstairs laundry area adds ease to your routine, ensuring household tasks are kept simple and efficient. Outside, the fenced, landscaped backyard with a concrete patio presents an idyllic setting for outdoor gatherings. The greenbelt just beyond the yard offers a lovely extension to your outdoor living space, ideal for leisurely walks or morning jogs. Located just a 10-minute drive from the vibrant amenities of Old Town, this home offers easy access to a variety of shopping, dining, and cultural attractions, ensuring that you are never far from the excitement.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,161
Year Built
- Built in 2012
Lot Details
- 5,642 Sq Ft Lot
- Open Space
- Wood Fence
- Sprinkler System
- Property is zoned LMN
HOA Fees
- $55 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Tandem Parking
Home Design
- Contemporary Architecture
- Wood Frame Construction
- Composition Roof
- Wood Siding
Interior Spaces
- 1,950 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Electric Fireplace
- Window Treatments
- French Doors
- Living Room with Fireplace
- Home Office
- Crawl Space
- Radon Detector
Kitchen
- Eat-In Kitchen
- Gas Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Primary bathroom on main floor
Laundry
- Laundry on upper level
- Dryer
- Washer
Schools
- Laurel Elementary School
- Lincoln Middle School
- Ft Collins High School
Utilities
- Humidity Control
- Forced Air Heating and Cooling System
Additional Features
- Energy-Efficient HVAC
- Patio
Listing and Financial Details
- Assessor Parcel Number R1645914
Community Details
Overview
- Association fees include common amenities, management
- Dry Creek Subdivision
Amenities
- Clubhouse
Recreation
- Park
- Hiking Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 27, 2025
Closed on
Feb 28, 2025
Sold by
Clonts Nathan A and Erb Autumn G
Bought by
Jones Dylan Thomas and Berner-Jones Morgan
Seller's Agent
Rob Kittle
Kittle Real Estate
Buyer's Agent
The Woodrum Team
Coldwell Banker Realty- Fort Collins
List Price
$525,000
Sold Price
$525,000
Views
33
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,089
Avg. Annual Appreciation
3.35%
Original Mortgage
$515,490
Outstanding Balance
$515,063
Interest Rate
6.95%
Mortgage Type
FHA
Estimated Equity
$16,026
Purchase Details
Closed on
Jan 19, 2022
Sold by
Zillow Homes Property Trusts
Bought by
Clonts Nathan A and Erb Autumn G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$475,000
Interest Rate
3.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 17, 2021
Sold by
Storey Jonathan and Brown Yvonne
Bought by
Zillow Homes Property Trusts
Purchase Details
Listed on
Nov 2, 2016
Closed on
Dec 12, 2016
Sold by
Noren Dalton A and Noren Justine N
Bought by
Storey Jonathan and Brown Yvonne
Seller's Agent
John Weiss
RE/MAX Alliance-FTC South
Buyer's Agent
Scott McIntosh
RE/MAX Alliance-FTC South
List Price
$350,000
Sold Price
$350,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.96%
Original Mortgage
$315,000
Interest Rate
3.47%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 1, 2015
Sold by
Noren James E and Noren Diane L
Bought by
Noren Dalton A and Noren Justine N
Purchase Details
Listed on
Nov 7, 2012
Closed on
Jan 29, 2013
Sold by
Encore Homes Llc
Bought by
Noren James E and Noren Diane L
Seller's Agent
Kendra Adams
Resident Realty
Buyer's Agent
John Weiss
RE/MAX Alliance-FTC South
List Price
$245,017
Sold Price
$254,017
Premium/Discount to List
$9,000
3.67%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.08%
Original Mortgage
$196,013
Interest Rate
3.42%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 1, 2012
Sold by
Dry Creek Llc
Bought by
Encore Homes Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$438,000
Interest Rate
3.61%
Mortgage Type
Credit Line Revolving
Similar Homes in Fort Collins, CO
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $525,000 | None Listed On Document | |
| Special Warranty Deed | $506,500 | Zillow Closing Services | |
| Warranty Deed | $532,815 | Zillow Closing Services | |
| Warranty Deed | $350,000 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $245,017 | Heritage Title | |
| Special Warranty Deed | $47,950 | Heritage Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $515,490 | FHA | |
| Previous Owner | $475,000 | New Conventional | |
| Previous Owner | $315,000 | New Conventional | |
| Previous Owner | $239,920 | New Conventional | |
| Previous Owner | $196,013 | New Conventional | |
| Previous Owner | $438,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/17/2025 03/17/25 | Sold | $525,000 | 0.0% | $269 / Sq Ft |
| 01/31/2025 01/31/25 | For Sale | $525,000 | +50.0% | $269 / Sq Ft |
| 01/28/2019 01/28/19 | Off Market | $350,000 | -- | -- |
| 01/28/2019 01/28/19 | Off Market | $254,017 | -- | -- |
| 12/12/2016 12/12/16 | Sold | $350,000 | 0.0% | $179 / Sq Ft |
| 11/12/2016 11/12/16 | Pending | -- | -- | -- |
| 11/02/2016 11/02/16 | For Sale | $350,000 | +37.8% | $179 / Sq Ft |
| 01/29/2013 01/29/13 | Sold | $254,017 | +3.7% | $138 / Sq Ft |
| 12/30/2012 12/30/12 | Pending | -- | -- | -- |
| 11/07/2012 11/07/12 | For Sale | $245,017 | -- | $133 / Sq Ft |
Source: IRES MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,161 | $36,629 | $8,576 | $28,053 |
| 2024 | $3,008 | $36,629 | $8,576 | $28,053 |
| 2022 | $2,541 | $26,911 | $3,128 | $23,783 |
| 2021 | $2,568 | $27,685 | $3,218 | $24,467 |
| 2020 | $2,696 | $28,815 | $3,218 | $25,597 |
| 2019 | $2,708 | $28,815 | $3,218 | $25,597 |
| 2018 | $2,245 | $24,638 | $3,240 | $21,398 |
| 2017 | $2,238 | $24,638 | $3,240 | $21,398 |
| 2016 | $1,877 | $20,561 | $3,582 | $16,979 |
| 2015 | $1,864 | $20,560 | $3,580 | $16,980 |
| 2014 | $1,749 | $19,170 | $3,420 | $15,750 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Rob Kittle
Kittle Real Estate
(970) 329-2008
984 Total Sales
-
Seller Co-Listing Agent in 2025
Laura Michaud
Kittle Real Estate
(970) 817-1508
273 Total Sales
-
Buyer's Agent in 2025
The Woodrum Team
Coldwell Banker Realty- Fort Collins
(970) 420-4347
335 Total Sales
-
Seller's Agent in 2016
John Weiss
RE/MAX
(970) 215-7700
38 Total Sales
-
Buyer's Agent in 2016
Scott McIntosh
RE/MAX
(970) 218-9707
30 Total Sales
-
K
Seller's Agent in 2013
Kendra Adams
Resident Realty
(970) 388-0456
24 Total Sales
Map
Source: IRES MLS
MLS Number: 1025309
APN: 87071-14-057
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information source: Information and Real Estate Services, LLC. Provided for limited non-commercial use only under IRES Rules © Copyright IRES.
Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information deemed reliable but not guaranteed by the MLS.
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