$695,000
SOLD FEB 21, 2025
2 Beds
2 Baths
1,322 Sq Ft
$336/mo HOA Fee

Recently Sold

$526 Per Sq Ft

1% Below List Price

52 Days on Market

Highlights

  • Gated Community
  • Clubhouse
  • 2 Car Attached Garage
  • Ivey Ranch Elementary School Rated A-
  • Community Pool
  • Community Playground

About This Home

As of February 2025

Welcome to St Cloud, an exclusive gated coastal community in Oceanside. This stunning tri-level home is turn-key and offers 1,322 square feet of modern living with abundant natural light, highlighted by vaulted ceilings and luxury vinyl flooring. The first floor offers a versatile flex space that leads directly to a spacious two-car garage. Enjoy an open floor plan on the second level featuring a gourmet kitchen equipped with high-end finishes, beautiful quartz countertops and stainless steel appliances. The expansive living area flows seamlessly to an outdoor patio, perfect for entertaining. A spacious, light filled guest bedroom and bathroom are also on this level for your convenience. The third floor offers a luxurious primary suite, which boasts a spa-like bathroom, a walk-in closet and a full-size washer/dryer. Built in 2020 and meticulously maintained by its sole owner, this smart home combines energy efficiency with modern comforts. The community of St Cloud offers low HOA fees, resort-style amenities, including a junior Olympic pool, fitness center, clubhouse, BBQ areas, and walking trails, all within in a serene environment. Conveniently located near shopping, beaches, restaurants, breweries, farmer's markets and Legoland. St Cloud is FHA and VA approved, making it a fantastic opportunity for a variety of buyers. Don’t miss your chance to own this beautiful home! Welcome to St Cloud, a private gated coastal community in Oceanside. This tri-level, two bedroom home features 1,322 sqaure feet, luxury vinyl flooring, lots of natural light and vaulted ceilings. The first floor features a flex space and direct access to a large two car attached garage. The second level offers an open floor plan, gourmet kitchen with high end design, beautiful quartz countertops, custom finishes and stainless steel appliances. Also on this floor, a spacious living space, outdoor patio and dining area, perfect for entertaining guests. Your guests will enjoy their own spacious, private bedroom and bathroom. On the third floor, you'll find the luxurious primary suite, complete with a spa-like bathroom, walk-in closet and full-size washer/dryer for your convenience. This smart home is turn key and energy efficient making it both eco-friendly and cost-effective. Built in 2019, this home has only had one owner and has been impeccibly maintained. The resort style amenities include a junior olympic size pool, fitness center, clubhouse, cabanas, BBQ, kitchenette, restrooms, basketball court, tot lot, and walking trails. St Cloud is a well-maintained community, offering a peaceful and serene environment. This complex has low HOA fees and is FHA and VA approved, making it an excellent opportunity for a wide range of buyers. The location is ideal, with easy access to beaches, shopping, restaurants, breweries, farmer's markets and Legoland. Don't miss out on the chance to make this beautiful home yours!

Last Agent to Sell the Property

Michele Esposito

Coldwell Banker Realty License #01890518 Listed on: 12/05/2024

Coldwell Banker Realty

Last Buyer's Agent

Jessica Rarity

RE/MAX Connections License #01959433

RE/MAX Connections

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,334

Year Built

  • Built in 2020

HOA Fees

  • $336 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,322 Sq Ft Home
  • 3-Story Property

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Utilities

  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 160-692-19-03
  • $563 annual special tax assessment

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping)
  • 4 Units
  • St Cloud Association, Phone Number (619) 743-0819
  • The Collection Community

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Community Playground
  • Community Pool

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,334

Year Built

Built in 2020

Lot Details

0

HOA Fees

$336 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Attached
  • Residential Styles: All Other Attached
  • Market Area: Coastal North
  • Cross Street: Old Grove and Mesa
  • Neighborhood: St Cloud
  • Supplement: Welcome to St Cloud, a private gated coastal community in Oceanside. This tri-level, two bedroom home features 1,322 sqaure feet, luxury vinyl flooring, lots of natural light and vaulted ceilings. The first floor features a flex space and direct access to a large two car attached garage. The second level offers an open floor plan, gourmet kitchen with high end design, beautiful quartz countertops, custom finishes and stainless steel appliances. Also on this floor, a spacious living space, outdoor patio and dining area, perfect for entertaining guests. Your guests will enjoy their own spacious, private bedroom and bathroom. On the third floor, you'll find the luxurious primary suite, complete with a spa-like bathroom, walk-in closet and full-size washer/dryer for your convenience. This smart home is turn key and energy efficient making it both eco-friendly and cost-effective. Built in 2019, this home has only had one owner and has been impeccibly maintained. The resort style amenities include a junior olympic size pool, fitness center, clubhouse, cabanas, BBQ, kitchenette, restrooms, basketball court, tot lot, and walking trails. St Cloud is a well-maintained community, offering a peaceful and serene environment. This complex has low HOA fees and is FHA and VA approved, making it an excellent opportunity for a wide range of buyers. The location is ideal, with easy access to beaches, shopping, restaurants, breweries, farmer's markets and Legoland. Don't miss out on the chance to make this beautiful home yours!
  • LP / Sq Ft: 528.74
  • Price Per Sq Ft: 525.72
  • SP/ Sq Ft: 525.72
  • Stories: 3 Story
  • Stories In Building: 3
  • Ownership: Fee Simple
  • Total Stories: 3
  • Year Built: 2020
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Equipment Available: Dishwasher, Dryer, Microwave, Washer, Gas Range
  • Total Bedrooms: 2
  • Bedrooms: 2
  • Master Bedroom Dimensions: 12x12
  • Full Bathrooms: 2
  • Laundry Location: On Upper Level
  • Estimated Sq Ft: 1322
  • Total Bathrooms: 2

Exterior Features

  • Pool: Community/Common

Garage/Parking

  • Garage Details: Attached
  • Garage Spaces: 2
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Complex Name: The Collection
  • Units In Building: 4
  • Total Number of Units: 85
  • Property Management Company: Prescott Management
  • Complex Features: BBQ, Clubhouse/Rec Room, Gated Community, Playground, Pool
  • Home Owner Association: St Cloud
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping)
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 336.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 619.743.0819

Association/Amenities

  • Entry Level Unit: 1

Fee Information

  • CFD Mello Roos Fee: 563.0
  • CFD Mello Roos Fee Reflects: Year
  • CFD Mello Roos Fee Frequency: Annual

Lot Info

  • Lot Size: 0 (Common Interest)
  • Assessor Parcel Number: 160-692-19-03

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 5, 2024
Closed on
Jan 31, 2025
Sold by
Murphy Kathleen Jo
Bought by
Korte Dylan and Mills Rachel
Seller's Agent
Michele Esposito
Coldwell Banker Realty
Buyer's Agent
Jessica Rarity
RE/MAX Connections
List Price
$699,000
Sold Price
$695,000
Premium/Discount to List
-$4,000
-0.57%
Views
89
Current Estimated Value
$694,266

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$734
Avg. Annual Appreciation
-0.16%
Original Mortgage
$456,000
Outstanding Balance
$452,906
Interest Rate
6.93%
Mortgage Type
New Conventional
Estimated Equity
$241,360

Purchase Details

Closed on
Aug 27, 2020
Sold by
Lennar Homes Of California Inc
Bought by
Murphy Kathleen Jo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$440,993
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $695,000 Equity Title Company
Grant Deed $490,000 First American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $456,000 New Conventional
Previous Owner $440,993 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/21/2025 02/21/25 Sold $695,000 -0.6% $526 / Sq Ft
01/27/2025 01/27/25 Pending -- -- --
12/05/2024 12/05/24 For Sale $699,000 -- $529 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,334 $530,380 $309,575 $220,805
2024 $6,334 $519,981 $303,505 $216,476
2023 $6,144 $509,786 $297,554 $212,232
2022 $6,047 $499,791 $291,720 $208,071
2021 $6,136 $489,992 $286,000 $203,992
Source: Public Records

Agents Affiliated with this Home

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Map

Source: San Diego MLS

MLS Number: 240027942

San Diego MLS

APN: 160-692-19-03