Seller's Agent in 2024
Tina Mccabe
EXP Realty LLC
(804) 536-6800
1 in this area
331 Total Sales
439 Bank St Waverly, VA 23890
Estimated Value: $183,000 - $251,000
3
Beds
2
Baths
1,107
Sq Ft
$200/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Screened Porch
- Walk-In Closet
- Granite Countertops
- Breakfast Area or Nook
- Patio
About This Home
As of August 2024Welcome to 439 Bank Street, Waverly, VA – beautifully maintained and modernized single-story home with 3 bedrooms and 2 full bathrooms that offers a blend of comfort, style, and functionality. The inclusion of a spacious, covered porch area offers a perfect setting for leisurely afternoons. Inside, the property doesn’t cease to impress with its attention to detail and recent updates. The kitchen is well-appointed with top-of-the-line stainless steel appliances, an eye-catching modern range hood, and cabinetry that offers both style and ample storage. The centerpiece of the kitchen is a stunning island with a marble countertop that not only provides additional workspace but also serves as a gathering spot for family and friends. Throughout the property, one can observe that it’s been meticulously cared for, with the interiors reflecting a light and airy ambiance. 439 Bank Street is not just a house; it’s a home that combines the elegance of modern updates. Whether it’s the tranquility of the outdoor space, the functional beauty of the kitchen, or the overall inviting layout, this property speaks of pride of ownership and the promise of a happy home. Located just minutes from Allen W Gibson Jr Community Park and Waverly Baseball Field. For those seeking a blend of modern conveniences with suburban charm, this Waverly gem is a must-see. There is a 3.25% Assumable Loan in place for a currently unheard-of rate opportunity!
Last Agent to Sell the Property
EXP Realty LLC License #0225088750 Listed on: 05/23/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $699
Year Built
- Built in 1970
Lot Details
- 0.39
Home Design
- Brick Exterior Construction
- Frame Construction
- Shingle Roof
- Composition Roof
Interior Spaces
- 1,107 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Screened Porch
- Crawl Space
Kitchen
- Breakfast Area or Nook
- Stove
- Dishwasher
- Granite Countertops
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Driveway
- Unpaved Parking
Schools
- Sussex Central Elementary And Middle School
- Sussex Central High School
Utilities
- Central Air
- Heat Pump System
- Water Heater
- Septic Tank
Additional Features
- Patio
- 0.39 Acre Lot
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 28A125-5
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 23, 2024
Closed on
Aug 16, 2024
Sold by
Hargrove Alex C
Bought by
Goines Sheila
Seller's Agent
Tina Mccabe
EXP Realty LLC
Buyer's Agent
Joyce Cooper
Cooper Realty Group LLC
List Price
$239,900
Sold Price
$234,000
Premium/Discount to List
-$5,900
-2.46%
Views
174
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,882
Avg. Annual Appreciation
-5.51%
Original Mortgage
$220,300
Outstanding Balance
$218,162
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$2,956
Purchase Details
Listed on
May 8, 2018
Closed on
Jun 15, 2018
Sold by
Davis Babu
Bought by
Prince Shermaine A
Seller's Agent
Chauntey Fields
BHG Base Camp
Buyer's Agent
Michael Sullivan
Weichert Brockwell & Associate
List Price
$59,000
Sold Price
$34,000
Premium/Discount to List
-$25,000
-42.37%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
36.50%
Purchase Details
Listed on
Sep 20, 2017
Closed on
Dec 18, 2017
Sold by
Us Bank National Association
Bought by
Davis Babu
Seller's Agent
Tony Gray
Virginia Resource Realty LLC
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$69,000
Sold Price
$16,500
Premium/Discount to List
-$52,500
-76.09%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
459.25%
Purchase Details
Closed on
Mar 17, 2017
Sold by
Alg Trustee Llc A Virginia Limited Liabi and Harris Geneva C
Bought by
Us Bank National Association and Springleaf Mortgage Loan Trust 2013-2
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Goines Sheila | $234,000 | Fidelity National Title | |
| Prince Shermaine A | $34,000 | Stewart Title Guaranty Co | |
| Davis Babu | $16,500 | Title365 | |
| Us Bank National Association | $84,644 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Goines Sheila | $220,300 | |
| Previous Owner | Harris Geneva | $78,749 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/30/2024 08/30/24 | Sold | $234,000 | -0.4% | $211 / Sq Ft |
| 07/28/2024 07/28/24 | Pending | -- | -- | -- |
| 07/12/2024 07/12/24 | Price Changed | $234,900 | -2.1% | $212 / Sq Ft |
| 05/31/2024 05/31/24 | For Sale | $239,900 | +62.1% | $217 / Sq Ft |
| 10/28/2021 10/28/21 | Sold | $148,000 | -4.5% | $134 / Sq Ft |
| 09/05/2021 09/05/21 | Pending | -- | -- | -- |
| 08/14/2021 08/14/21 | For Sale | $154,900 | +355.6% | $140 / Sq Ft |
| 06/20/2018 06/20/18 | Sold | $34,000 | -22.9% | $31 / Sq Ft |
| 05/24/2018 05/24/18 | Pending | -- | -- | -- |
| 05/15/2018 05/15/18 | Price Changed | $44,100 | -25.3% | $40 / Sq Ft |
| 05/09/2018 05/09/18 | For Sale | $59,000 | +257.6% | $53 / Sq Ft |
| 01/19/2018 01/19/18 | Sold | $16,500 | -63.3% | $15 / Sq Ft |
| 12/14/2017 12/14/17 | Pending | -- | -- | -- |
| 11/14/2017 11/14/17 | Price Changed | $44,900 | -10.0% | $41 / Sq Ft |
| 11/01/2017 11/01/17 | Price Changed | $49,900 | -16.7% | $45 / Sq Ft |
| 10/04/2017 10/04/17 | Price Changed | $59,900 | -13.2% | $54 / Sq Ft |
| 09/20/2017 09/20/17 | For Sale | $69,000 | -- | $62 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $772 | $145,600 | $14,900 | $130,700 |
| 2023 | $699 | $145,600 | $14,900 | $130,700 |
| 2022 | $699 | $145,600 | $14,900 | $130,700 |
| 2021 | $396 | $68,200 | $14,900 | $53,300 |
| 2020 | $396 | $68,200 | $14,900 | $53,300 |
| 2019 | $396 | $68,200 | $14,900 | $53,300 |
| 2018 | $396 | $68,200 | $14,900 | $53,300 |
| 2017 | $386 | $66,500 | $14,900 | $51,600 |
| 2016 | $359 | $66,500 | $14,900 | $51,600 |
| 2015 | $359 | $66,500 | $14,900 | $51,600 |
| 2014 | $359 | $66,500 | $14,900 | $51,600 |
| 2013 | $359 | $66,500 | $14,900 | $51,600 |
Source: Public Records
Agents Affiliated with this Home
-
Tina Mccabe
-
Joyce Cooper
Buyer's Agent in 2024
Joyce Cooper
Cooper Realty Group LLC
(804) 721-2431
7 in this area
102 Total Sales
-
Michael Sullivan
Seller's Agent in 2021
Michael Sullivan
Weichert Corporate
(804) 895-0800
2 in this area
27 Total Sales
-
Chris Hite
Buyer's Agent in 2021
Chris Hite
Coldwell Banker Prime
(804) 245-1281
1 in this area
13 Total Sales
-
Chauntey Fields
Seller's Agent in 2018
Chauntey Fields
BHG Base Camp
(757) 947-7224
57 Total Sales
-
Tony Gray
Seller's Agent in 2018
Tony Gray
Virginia Resource Realty LLC
(804) 334-7046
79 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2413445
APN: 28A1-25-5
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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