Seller's Agent in 2025
Carol Guist
Baird Warner
(630) 244-6808
137 in this area
262 Total Sales
439 Camden Cir Oswego, IL 60543
South Oswego Neighborhood
4
Beds
2.5
Baths
2,586
Sq Ft
0.25
Acres
Highlights
- Deck
- Property is near a park
- Whirlpool Bathtub
- Prairie Point Elementary School Rated A-
- Wood Flooring
- Granite Countertops
About This Home
As of July 2025Sitting on a 1/4 acre lot with 5 evergreens, hummingbirds, lovely gardens surrounded with paver walls and a 34x16 deck with custom railings - you will feel right at home! Inside are 4 bedrooms, a 1st floor office and a 1st floor laundry. This floorplan is perfect for all your celebrations with family & friends. Starting with the kitchen with its granite counters, stainless appliances, a custom stone backsplash and Brakur cabinets. The Eating Area looks out to the beautiful backyard and flows into the Family Room where you find a vaulted ceiling and a wall of windows. The focal point of this room is the gas, brick fireplace with its raised hearth and custom mantle. Rounding out the first floor is the 1/2 Bathroom, Living Room and Dining Room. The flow of these rooms makes entertaining a breeze - there is plenty of room for everyone! The light & bright 2 story foyer, with its open, L shaped staircase, leads to the 4 bedrooms on the 2nd floor. The vaulted master suite has a 13x7 walk in closet and private full bathroom with a jetted tub, separate shower and linen closet. The other 3 bedrooms share a full hallway bathroom and all have ceiling fans/lights and generous closets. Storage is a breeze in the unfinished basement and the 2 car garage. This home is part of Oswego 308 schools and is down the street from Prairie Point Elementary, the splash pad, sled hill and soccer fields. The nature preserve has a walking/bike path and there is a neighborhood park. Hop on your bikes and you can take a ride to the quaint downtown Oswego with its festivals, parades, shops and restaurants. This charming home is ready for your memories! Welcome home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,888
Year Built
- Built in 2000
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 80x136.86x80x136.3
- Paved or Partially Paved Lot
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
Interior Spaces
- 2,586 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
- Carbon Monoxide Detectors
- Laundry Room
Kitchen
- Breakfast Bar
- Granite Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Whirlpool Bathtub
Basement
- Partial Basement
- Sump Pump
Schools
- Prairie Point Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Softener is Owned
Additional Features
- Deck
- Property is near a park
Community Details
- Joanne Association, Phone Number (630) 845-8600
- Deerpath Creek Subdivision
- Property managed by Krill & Krill/Deerpath Creek HOA
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 11, 2025
Closed on
Jul 8, 2025
Sold by
Swaggerty James D and Swaggerty Judy A
Bought by
Owens Jacob L
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Pablo Riveroll
Fathom Realty IL LLC
List Price
$450,000
Sold Price
$430,000
Premium/Discount to List
-$20,000
-4.44%
Views
58
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,962
Avg. Annual Appreciation
13.63%
Original Mortgage
$344,000
Outstanding Balance
$343,392
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$100,570
Purchase Details
Closed on
Nov 19, 2019
Sold by
Albany Bank & Trust Company Na
Bought by
Swaggerty James D and Swaggerty Judy A
Purchase Details
Closed on
May 11, 2009
Sold by
Swaggerty James D and Swaggerty Judy A
Bought by
Oswego Community Bank
Purchase Details
Closed on
Oct 15, 2001
Sold by
Schultz Richard F and Schultz Lourdes M
Bought by
Swaggerty James D and Swaggerty Judy A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.88%
Purchase Details
Closed on
Mar 22, 2000
Sold by
Old Kent Bank
Bought by
Schultz Richard F and Schultz Lourdes M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,800
Interest Rate
10.5%
Purchase Details
Closed on
Jul 8, 1999
Sold by
Deerpath Development Corp
Bought by
Merchants National Bank Of Aurora and Trust #4686
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,250
Interest Rate
9%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Deed | -- | None Available | |
| Deed | -- | None Available | |
| Warranty Deed | $257,500 | First American Title Co | |
| Deed | $242,000 | -- | |
| Warranty Deed | $85,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $344,000 | New Conventional | |
| Previous Owner | $100,000 | No Value Available | |
| Previous Owner | $217,800 | No Value Available | |
| Previous Owner | $176,250 | No Value Available | |
| Closed | $131,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $430,000 | -4.4% | $166 / Sq Ft |
| 06/19/2025 06/19/25 | Pending | -- | -- | -- |
| 06/11/2025 06/11/25 | For Sale | $450,000 | -- | $174 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,888 | $128,880 | $28,486 | $100,394 |
| 2023 | $8,371 | $114,053 | $25,209 | $88,844 |
| 2022 | $8,371 | $103,684 | $22,917 | $80,767 |
| 2021 | $8,039 | $96,901 | $21,418 | $75,483 |
| 2020 | $7,939 | $95,001 | $20,998 | $74,003 |
| 2019 | $7,858 | $92,846 | $20,998 | $71,848 |
| 2018 | $8,362 | $96,798 | $18,948 | $77,850 |
| 2017 | $8,148 | $90,465 | $17,708 | $72,757 |
| 2016 | $7,991 | $87,830 | $17,192 | $70,638 |
| 2015 | $8,193 | $86,108 | $16,855 | $69,253 |
| 2014 | -- | $85,552 | $16,364 | $69,188 |
| 2013 | -- | $85,552 | $16,364 | $69,188 |
Source: Public Records
Agents Affiliated with this Home
-
Carol Guist
-
Pablo Riveroll
Buyer's Agent in 2025
Pablo Riveroll
Fathom Realty IL LLC
(956) 778-2783
1 in this area
20 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12385351
APN: 03-29-123-017
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