4397 N Water Oak Ct Concord, CA 94521
Midtown Concord Neighborhood
4
Beds
3
Baths
2,026
Sq Ft
6,500
Sq Ft Lot
Highlights
- In Ground Pool
- Solar Power System
- Contemporary Architecture
- Mt. Diablo Elementary School Rated A-
- Clubhouse
- Tennis Courts
About This Home
As of July 2025Thoughtfully updated home includes a full bed & bath on the main floor—perfect for guests or multigenerational living. Light and airy interior featuring vaulted ceilings in the spacious living and dining room combo, neutral paint tones, & sleek hard surface flooring throughout. Modern updates abound, from updated lighting & door hardware to motorized shades on many windows for effortless light control. The heart of the home is the beautifully updated kitchen, showcasing freshly painted cabinetry, new hardware, striking Calacatta quartz countertops, a classic subway tile backsplash, & s/s appliances—creating the ideal space for both everyday living & entertaining. Upstairs, the expansive primary suite boasts added closet space & a spa-like en suite bath with a double vanity, new quartz countertop, & modern tile finishes. Low-maintenance living with artificial turf in front/backyard, & private backyard oasis surrounded by mature shrubs and plantings. This home is equipped for energy efficiency & convenience with an solar system that is PAID off plus a Tesla PowerWall battery, and EV charger. HOA amenities include 3 pools, tennis & pickleball courts, dog park, clubhouse, greenbelt & preschool. Top rated schools: Highlands Elem, Foothill Middle, Northgate High.
Last Agent to Sell the Property
Keller Williams Realty License #01399870 Listed on: 05/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,852
Year Built
- Built in 1978
Lot Details
- 6,500 Sq Ft Lot
- Back Yard
HOA Fees
- $137 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Electric Vehicle Home Charger
- Garage Door Opener
Home Design
- Contemporary Architecture
- Slab Foundation
- Tile Roof
- Wood Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Double Pane Windows
- Window Screens
- Family Room with Fireplace
- Attic Fan
Kitchen
- Electric Cooktop
- Free-Standing Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry in Garage
- Washer and Dryer Hookup
Eco-Friendly Details
- ENERGY STAR Qualified Equipment
- Solar Power System
- Solar owned by seller
Pool
- In Ground Pool
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- 220 Volts in Kitchen
- Tankless Water Heater
Listing and Financial Details
- Assessor Parcel Number 1335510101
Community Details
Overview
- Association fees include common area maintenance, reserves, ground maintenance
- Cowell HOA, Phone Number (925) 687-9961
- The Crossings Subdivision
- Greenbelt
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Outdoor Game Court
- Community Pool
- Dog Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2025
Closed on
Jun 27, 2025
Sold by
Raaberg Living Trust and Raaberg Mark E
Bought by
Hisaka Alexa Namba Quon and Hisaka Brent Ryo
Seller's Agent
Nancy Bennett
Keller Williams Realty
Buyer's Agent
Jeanessa Bankhead
Twin Oaks Real Estate Inc
List Price
$1,238,000
Sold Price
$1,150,000
Premium/Discount to List
-$88,000
-7.11%
Views
5
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
47.68%
Original Mortgage
$806,500
Outstanding Balance
$805,820
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$413,441
Purchase Details
Closed on
Feb 13, 2014
Sold by
Raaberg Mark and Raaberg Virginia
Bought by
Raaberg Living Trust
Purchase Details
Closed on
Feb 23, 2010
Sold by
Paquette Ronald and Paquette Judith
Bought by
Raaberg Mark and Raaberg Virginia
Purchase Details
Closed on
Feb 19, 2002
Sold by
Tarzi Gazelle
Bought by
Paquette Ronald and Paquette Judith
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,700
Interest Rate
6.8%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 29, 2001
Sold by
Tarzi Omar M
Bought by
Tarzi Gazelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$285,000
Interest Rate
6.84%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 14, 1998
Sold by
Tarzi Gazelle
Bought by
Tarzi Gazelle and Tarzi Omar M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$223,500
Interest Rate
6.89%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 15, 1998
Sold by
Tarzi Rona R and Kashifi David A
Bought by
Tarzi Gazelle
Purchase Details
Closed on
Jul 31, 1997
Sold by
Ramin Ely M and Ramin Lucena M
Bought by
Tarzi Rona R and Kashifi David A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,100
Interest Rate
8.25%
Mortgage Type
Balloon
Similar Homes in Concord, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,150,000 | Old Republic Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $500,000 | First American Title Company | |
| Grant Deed | $467,000 | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | First American Title Guarant | |
| Interfamily Deed Transfer | -- | First American Title Guarant | |
| Gift Deed | -- | -- | |
| Individual Deed | $218,000 | North American Title Company |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $806,500 | New Conventional | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $440,000 | Unknown | |
| Previous Owner | $299,000 | Unknown | |
| Previous Owner | $300,700 | Purchase Money Mortgage | |
| Previous Owner | $285,000 | Purchase Money Mortgage | |
| Previous Owner | $30,000 | Stand Alone Second | |
| Previous Owner | $29,000 | Stand Alone Second | |
| Previous Owner | $223,500 | Purchase Money Mortgage | |
| Previous Owner | $207,100 | Balloon | |
| Closed | $142,950 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $1,150,000 | -7.1% | $568 / Sq Ft |
| 06/05/2025 06/05/25 | Pending | -- | -- | -- |
| 05/02/2025 05/02/25 | For Sale | $1,238,000 | -- | $611 / Sq Ft |
Source: Contra Costa Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,852 | $645,395 | $374,330 | $271,065 |
| 2024 | $7,704 | $632,741 | $366,991 | $265,750 |
| 2023 | $7,704 | $620,336 | $359,796 | $260,540 |
| 2022 | $7,600 | $608,174 | $352,742 | $255,432 |
| 2021 | $7,414 | $596,250 | $345,826 | $250,424 |
| 2019 | $7,271 | $578,567 | $335,569 | $242,998 |
| 2018 | $6,995 | $567,224 | $328,990 | $238,234 |
| 2017 | $6,762 | $556,103 | $322,540 | $233,563 |
| 2016 | $6,578 | $545,200 | $316,216 | $228,984 |
| 2015 | $6,507 | $537,012 | $311,467 | $225,545 |
| 2014 | $6,398 | $526,493 | $305,366 | $221,127 |
Source: Public Records
Agents Affiliated with this Home
-
Nancy Bennett
Seller's Agent in 2025
Nancy Bennett
Keller Williams Realty
(510) 381-9288
44 in this area
98 Total Sales
-
Jeanessa Bankhead
J
Buyer's Agent in 2025
Jeanessa Bankhead
Twin Oaks Real Estate Inc
(707) 567-8049
1 in this area
12 Total Sales
Map
Source: Contra Costa Association of REALTORS®
MLS Number: 41095889
APN: 133-551-010-1
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Bay East ©2025. BridgeMLS ©2025, CCAR ©2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, BridgeMLS or CCAR MLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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