43W455 Otter Ln Saint Charles, IL 60175
Campton Hills NeighborhoodEstimated Value: $716,543 - $800,000
4
Beds
3.5
Baths
3,606
Sq Ft
$212/Sq Ft
Est. Value
Highlights
- Waterfront
- 1.4 Acre Lot
- Community Lake
- Lily Lake Grade School Rated A-
- Landscaped Professionally
- Deck
About This Home
As of June 2022Set in a peaceful surrounding, on 1.4 acres, where you can see stars at night and hear the sounds of nature with a pond on the edge of your property. Full finished walk out basement. Enjoy the back yard: patio, built in fire pit with patio, 2 decks, gazebo with patio and 2nd fire pit, Kilcher lighting throughout the backyard, could also add a pool. 2 story entrance, brick front, 3.5 side load garage plus extra parking space. Formal living with tall windows and bay window. Separate dining room, tray ceiling, bay window. Bright sun room, all windows with views of the back yard, vaulted ceiling, ceramic tile, sliding glass door to deck. Family room, wood burning with gas starter fireplace, brick front with mantel, open to kitchen. Kitchen, island with additional seating, eat in area, double ovens, big pantry closet, corian counters, black appliances included, built in microwave, 5 burner, gas range, canned lighting. 1st floor laundry, washer/dryer stay, ceramic tile floor, utility sink, shelving. Separate mud room, entrance from garage, ceramic tile, big closet. Office on 1st floor, balcony. Very large master bedroom, tray ceiling, view of backyard, closet is huge. Master bathroom, dual sinks, separate jet tub, shower with ceramic surround, ceramic floor, corian counters. 3 other large bedrooms, all new carpet. 2nd floor hall bathroom, dual sinks, tub/shower combination, separate water closet. Full, finished walk out basement, rec room, game area, exercise room with closet, 2nd office, full wet bar, full bath with full steam shower and separate sauna, TV stays in rec room. Bar (10ft) and bar decoration is made of reclaimed wood, wood is from a farm in Sycamore which was 108 yrs old, cherry cabinets, sink, granite counter, mini bar refrigerator & wine cooler. Whole house freshly painted, new carpet in bedrooms and hall stairs, 1st floor hardwood floors, white trim & doors. Updated mechanicals, furnace, a/c, humidifier new '18. You can put a paddle boat, dock and also catch & release fishing with the pond. Quick close possible. Simon Anderson Park in the subdivison with play equipment and picnic shelter. St. Charles offers something for everyone including amazing river walk, festivals, tons of dining, shopping, gorgeous parks/nature, exciting nightlife, and so much more!
Last Agent to Sell the Property
Baird & Warner Fox Valley - Geneva License #475128404 Listed on: 05/16/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,493
Year Built
- Built in 2006
Lot Details
- 1.4 Acre Lot
- Waterfront
- Property has an invisible fence for dogs
- Landscaped Professionally
- Paved or Partially Paved Lot
- Level Lot
HOA Fees
- $41 Monthly HOA Fees
Parking
- 3.5 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- On-Street Parking
- Parking Included in Price
Home Design
- Georgian Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,606 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Gas Log Fireplace
- Fireplace Features Masonry
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Game Room
- Heated Sun or Florida Room
- Utility Room with Study Area
- Home Gym
- Unfinished Attic
Kitchen
- Breakfast Bar
- Double Oven
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
- Wine Refrigerator
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- Dual Sinks
- Soaking Tub
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Recreation or Family Area in Basement
- Finished Basement Bathroom
- Basement Storage
- Basement Window Egress
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Tideland Water Rights
- Balcony
- Deck
- Fire Pit
- Gazebo
- Brick Porch or Patio
Location
- Property is near a park
Schools
- Lily Lake Grade Elementary School
- Central Middle School
- Central High School
Utilities
- Forced Air Zoned Cooling and Heating System
- Humidifier
- Heating System Uses Natural Gas
- 200+ Amp Service
- Well
- Multiple Water Heaters
- Water Purifier is Owned
- Water Softener is Owned
- Private or Community Septic Tank
- Cable TV Available
Community Details
- Association fees include insurance
- Bill Braasch Association, Phone Number (815) 762-5843
- Sunset Views Subdivision, Custom Floorplan
- Property managed by Sunset Views
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2022
Closed on
Jun 20, 2022
Sold by
Garbarino John R and Garbarino Denise M
Bought by
Blomberg Stephen M and Blomberg Shelly
Seller's Agent
Kelly Crowe
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Penny O'Brien
Baird & Warner
List Price
$670,000
Sold Price
$660,000
Premium/Discount to List
-$10,000
-1.49%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$104,386
Avg. Annual Appreciation
4.78%
Original Mortgage
$660,000
Outstanding Balance
$634,924
Interest Rate
5.25%
Mortgage Type
VA
Estimated Equity
$123,579
Purchase Details
Closed on
Aug 14, 2006
Sold by
Amg Homes Inc
Bought by
Garbarino John R and Garbarino Denise M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$461,737
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Saint Charles, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Blomberg Stephen M | $660,000 | Chicago Title | |
| Garbarino John R | $577,500 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Blomberg Stephen M | $660,000 | |
| Previous Owner | Garbarino John R | $75,000 | |
| Previous Owner | Garbarino John R | $461,737 | |
| Previous Owner | Garbarino John R | $57,717 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2022 06/27/22 | Sold | $660,000 | -1.5% | $183 / Sq Ft |
| 05/24/2022 05/24/22 | Pending | -- | -- | -- |
| 05/16/2022 05/16/22 | For Sale | $670,000 | -- | $186 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $731 | $213,750 | $17,660 | $196,090 |
| 2022 | $8,134 | $194,761 | $16,091 | $178,670 |
| 2021 | $15,493 | $159,241 | $15,193 | $144,048 |
| 2020 | $15,430 | $156,949 | $14,974 | $141,975 |
| 2019 | $15,334 | $154,645 | $14,754 | $139,891 |
| 2018 | $15,174 | $154,645 | $14,754 | $139,891 |
| 2017 | $15,008 | $152,374 | $14,537 | $137,837 |
| 2016 | $15,796 | $148,527 | $14,170 | $134,357 |
| 2015 | -- | $144,426 | $13,779 | $130,647 |
| 2014 | -- | $132,788 | $9,744 | $123,044 |
| 2013 | -- | $135,015 | $9,907 | $125,108 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Crowe
Seller's Agent in 2022
Kelly Crowe
Baird Warner
(630) 624-8096
9 in this area
127 Total Sales
-
Penny O'Brien
Buyer's Agent in 2022
Penny O'Brien
Baird Warner
(630) 207-7001
3 in this area
312 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11399918
APN: 08-17-203-006
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