Seller's Agent in 2024
Tom Spackman
CrossRoads Real Estate Group
(617) 548-0882
1 in this area
22 Total Sales
44 Ludlow St Worcester, MA 01603
Webster Square Neighborhood
2
Beds
1
Bath
1,080
Sq Ft
5,227
Sq Ft Lot
About This Home
As of January 2024SHOWING FOR BACKUP ONLY! (As of 6/11/17). Whether you're looking for a starter home or downsizing, this could be the one! A fantastic condo alternative, this is a well cared for, updated cape with lots of charm that says "I'm Home". Now, the city tells us this is a 2 bedroom (no closet), but, the walk-up finished attic certainly creates opportunities for a 3rd. Updates? You bet. You'll find new floors in the kitchen, bath and mudroom. New granite counter tops in the galley prep-area of the kitchen along with a tile back splash and a new faucet. New faucet in the bathroom too... Glass doorknobs throughout add to the charm. New plumbing runs throughout ~ and the house, trim, porch floor and stairs are recently painted. House sits high on an elevated lot, which gives you lots of privacy. Go ahead, grab a chair on a farmers porch and enjoy the view (Recent work, upgrades, and list price mean the home is being sold "As Is")
Last Buyer's Agent
Michael DiDuca
Keller Williams Realty License #449586543
Home Details
Home Type
Single Family
Est. Annual Taxes
$3,324
Year Built
1926
Lot Details
0
Listing Details
- Lot Description: Paved Drive, Sloping
- Property Type: Single Family
- Single Family Type: Detached
- Style: Bungalow
- Other Agent: 1.00
- Lead Paint: Unknown
- Year Round: Yes
- Year Built Description: Unknown/Mixed
- Special Features: None
- Property Sub Type: Detached
- Year Built: 1926
Interior Features
- Has Basement: Yes
- Number of Rooms: 5
- Amenities: Public Transportation, Shopping, Swimming Pool, Park, Medical Facility, Laundromat, House of Worship, Public School
- Electric: Circuit Breakers, 100 Amps
- Energy: Insulated Windows
- Flooring: Wall to Wall Carpet, Hardwood
- Interior Amenities: Cable Available, Walk-up Attic
- Basement: Full, Interior Access, Bulkhead
- Bedroom 2: First Floor
- Bedroom 3: Second Floor
- Bedroom 4: Second Floor
- Bathroom #1: First Floor
- Kitchen: First Floor
- Laundry Room: Basement
- Living Room: First Floor
- Master Bedroom: First Floor
- Master Bedroom Description: Flooring - Hardwood
- Dining Room: First Floor
- No Bedrooms: 2
- Full Bathrooms: 1
- Main Lo: AN0278
- Main So: BB3833
- Estimated Sq Ft: 1080.00
Exterior Features
- Construction: Frame
- Exterior Features: Porch, Stone Wall
- Foundation: Concrete Block, Fieldstone
Garage/Parking
- Parking: Off-Street, Paved Driveway
- Parking Spaces: 1
Utilities
- Heat Zones: 1
- Hot Water: Electric, Tank
- Utility Connections: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup
- Sewer: City/Town Sewer
- Water: City/Town Water
Lot Info
- Zoning: RL-7
- Lot: 00014
- Acre: 0.12
- Lot Size: 5350.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 31, 2025
Sold by
Lopez Obdulio and Shumate Lauren
Bought by
Shumate Lauren and Shumate John R
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Outstanding Balance
$300,711
Interest Rate
6.85%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Estimated Equity
$54,477
Purchase Details
Listed on
Nov 8, 2023
Closed on
Jan 9, 2024
Sold by
Crawford-Spackman Julie
Bought by
Lopez Obdulio and Shumate Lauren
Seller's Agent
Tom Spackman
CrossRoads Real Estate Group
Buyer's Agent
Julia Connolly
Lamacchia Realty, Inc.
List Price
$339,000
Sold Price
$330,000
Premium/Discount to List
-$9,000
-2.65%
Views
115
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.34%
Original Mortgage
$297,000
Interest Rate
7.29%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Oct 28, 2016
Closed on
Aug 4, 2017
Sold by
Griffin Meaghan E and Griffin Corey
Bought by
Crawford-Spackman Julie
Seller's Agent
Mark Sacco
LAER Realty Partners
Buyer's Agent
Michael DiDuca
Keller Williams Realty
List Price
$134,900
Sold Price
$127,000
Premium/Discount to List
-$7,900
-5.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.98%
Original Mortgage
$124,699
Interest Rate
3.25%
Mortgage Type
FHA
Purchase Details
Listed on
Mar 9, 2011
Closed on
Feb 17, 2012
Sold by
Mayer Katherine E
Bought by
Puziak Meaghan E
Seller's Agent
Allan Marble
Oak Hill Properties
Buyer's Agent
Mark Sacco
LAER Realty Partners
List Price
$65,000
Sold Price
$70,500
Premium/Discount to List
$5,500
8.46%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.36%
Purchase Details
Closed on
Jul 10, 2007
Sold by
Ginga Etta V and Ginga Richard L
Bought by
Mayer Katherine E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,600
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jan 30, 2007
Sold by
Setaro Charlotte V
Bought by
Ginga Richard L
Purchase Details
Closed on
Jul 5, 2006
Sold by
Ginga Richard L
Bought by
Ginga Etta V and Ginga Richard L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | $330,000 | None Available | |
| Quit Claim Deed | $330,000 | None Available | |
| Quit Claim Deed | $127,000 | -- | |
| Quit Claim Deed | $127,000 | -- | |
| Quit Claim Deed | $70,500 | -- | |
| Quit Claim Deed | $70,500 | -- | |
| Deed | $164,500 | -- | |
| Deed | $164,500 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $302,000 | Stand Alone Refi Refinance Of Original Loan | |
| Closed | $302,000 | New Conventional | |
| Previous Owner | $297,000 | Purchase Money Mortgage | |
| Previous Owner | $124,699 | FHA | |
| Previous Owner | $131,600 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/09/2024 01/09/24 | Sold | $330,000 | +1.6% | $306 / Sq Ft |
| 12/04/2023 12/04/23 | Pending | -- | -- | -- |
| 11/15/2023 11/15/23 | Price Changed | $324,900 | -4.2% | $301 / Sq Ft |
| 11/08/2023 11/08/23 | For Sale | $339,000 | +166.9% | $314 / Sq Ft |
| 08/04/2017 08/04/17 | Sold | $127,000 | -5.9% | $118 / Sq Ft |
| 06/23/2017 06/23/17 | Pending | -- | -- | -- |
| 06/02/2017 06/02/17 | For Sale | $134,900 | 0.0% | $125 / Sq Ft |
| 05/31/2017 05/31/17 | Pending | -- | -- | -- |
| 04/25/2017 04/25/17 | Price Changed | $134,900 | -3.6% | $125 / Sq Ft |
| 03/25/2017 03/25/17 | Price Changed | $139,900 | 0.0% | $130 / Sq Ft |
| 03/25/2017 03/25/17 | For Sale | $139,900 | +10.2% | $130 / Sq Ft |
| 03/13/2017 03/13/17 | Off Market | $127,000 | -- | -- |
| 02/19/2017 02/19/17 | For Sale | $144,900 | 0.0% | $134 / Sq Ft |
| 02/18/2017 02/18/17 | Pending | -- | -- | -- |
| 01/31/2017 01/31/17 | Price Changed | $144,900 | -1.4% | $134 / Sq Ft |
| 12/18/2016 12/18/16 | Price Changed | $146,900 | -0.7% | $136 / Sq Ft |
| 11/16/2016 11/16/16 | Price Changed | $147,900 | -1.3% | $137 / Sq Ft |
| 10/28/2016 10/28/16 | For Sale | $149,900 | +112.6% | $139 / Sq Ft |
| 02/17/2012 02/17/12 | Sold | $70,500 | +8.5% | $74 / Sq Ft |
| 09/21/2011 09/21/11 | Pending | -- | -- | -- |
| 09/13/2011 09/13/11 | For Sale | $65,000 | -7.8% | $68 / Sq Ft |
| 09/09/2011 09/09/11 | Off Market | $70,500 | -- | -- |
| 08/26/2011 08/26/11 | Price Changed | $65,000 | -7.1% | $68 / Sq Ft |
| 08/09/2011 08/09/11 | Price Changed | $70,000 | -6.7% | $74 / Sq Ft |
| 07/28/2011 07/28/11 | Price Changed | $75,000 | -5.1% | $79 / Sq Ft |
| 07/20/2011 07/20/11 | Price Changed | $79,000 | -7.1% | $83 / Sq Ft |
| 07/06/2011 07/06/11 | Price Changed | $85,000 | -4.5% | $89 / Sq Ft |
| 06/09/2011 06/09/11 | For Sale | $89,000 | 0.0% | $94 / Sq Ft |
| 05/30/2011 05/30/11 | Pending | -- | -- | -- |
| 05/24/2011 05/24/11 | Price Changed | $89,000 | -10.1% | $94 / Sq Ft |
| 04/12/2011 04/12/11 | Price Changed | $99,000 | -9.2% | $104 / Sq Ft |
| 04/04/2011 04/04/11 | Price Changed | $109,000 | -8.4% | $115 / Sq Ft |
| 03/21/2011 03/21/11 | Price Changed | $119,000 | -11.9% | $125 / Sq Ft |
| 03/09/2011 03/09/11 | For Sale | $135,000 | -- | $142 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,324 | $252,000 | $84,100 | $167,900 |
| 2024 | $3,196 | $232,400 | $84,100 | $148,300 |
| 2023 | $3,062 | $213,500 | $73,200 | $140,300 |
| 2022 | $2,808 | $184,600 | $58,500 | $126,100 |
| 2021 | $2,662 | $163,500 | $46,900 | $116,600 |
| 2020 | $2,538 | $149,300 | $46,500 | $102,800 |
| 2019 | $2,414 | $134,100 | $40,600 | $93,500 |
| 2018 | $2,413 | $127,600 | $40,600 | $87,000 |
| 2017 | $2,297 | $119,500 | $40,600 | $78,900 |
| 2016 | $2,249 | $109,100 | $29,500 | $79,600 |
| 2015 | $2,190 | $109,100 | $29,500 | $79,600 |
| 2014 | $2,132 | $109,100 | $29,500 | $79,600 |
Source: Public Records
Agents Affiliated with this Home
-
Tom Spackman
-
Julia Connolly
Buyer's Agent in 2024
Julia Connolly
Lamacchia Realty, Inc.
(508) 579-0962
3 in this area
65 Total Sales
-
Mark Sacco
Seller's Agent in 2017
Mark Sacco
Laer Realty
(857) 498-5411
55 Total Sales
-
M
Buyer's Agent in 2017
Michael DiDuca
Keller Williams Realty
-
A
Seller's Agent in 2012
Allan Marble
Oak Hill Properties
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 72086934
APN: WORC-000015-000015-000014
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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