NOT LISTED FOR SALE

440 E Reader St Elburn, IL 60119

Estimated Value: $274,431 - $295,000

2 Beds
2 Baths
1,427 Sq Ft
$199/Sq Ft Est. Value

Last Sold November 10, 2022

Last sale price $235,000 $165 Per Sq Ft

Est. 21% increase in value since last sale

Current estimated payment $2,014/month

2 Days on Market

Highlights

  • Loft
  • Living Room
  • Central Air
  • 2 Car Attached Garage
  • Laundry Room
  • Dining Room

About This Home

As of November 2022

Desirable townhome unit available near downtown Elburn. This 3 bedroom 2 full bath home features a beautifully updated kitchen boasting 42 inch Maple cabinetry, soft close drawers, pull out shelves, stainless steel appliances, granite countertops, stone backsplash, hardwood floors, and plenty of pendant lighting throughout. The kitchen is connected to a comfortable dining room space and generous living area with high ceilings, 2 new skylights, and wood burning fireplace. Back door leads to a nice deck overlooking a gorgeous open field. Second level is carpeted with 2 generous sized bedrooms and a loft area perfect for holiday decor or a computer/ reading area. Master bedroom is connected to a nicely updated bathroom. The finished english basement is perfect for entertainment and a great second option for gatherings. The basement also contains the 3rd bedroom and the second full bathroom. Ample amounts of storage are located underneath the stairway from the basement along with additional crawl space access in the foyer coat closet. 2 car garage. High school district 302 - John Steward elementary, Harter middle school, and Kaneland high school. Great proximity to parks, walk paths, downtown, alice's ice cream shop, and reams meat market. NEW refrigerator/ washer/ dryer/ garbage disposal/ and skylights 2022. Roof/ windows/ furnace/ and AC 2014. Ideal location for anyone looking for a move in ready townhome near the downtown Elburn area. Schedule your showing today!

Last Agent to Sell the Property

Jacob Murray

Crosstown Realtors Inc License #475183891 Listed on: 09/30/2022

Last Buyer's Agent

Ryan Marshall

@properties Christie?s International Real Estate License #475189678

@properties Christie?s International Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,643

Year Built

  • Built in 1993

Lot Details

  • 1,394

HOA Fees

  • $145 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener

Interior Spaces

  • 1,427 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Loft
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • English Basement
  • Finished Basement Bathroom
  • Crawl Space
  • Basement Lookout

Schools

  • John Stewart Elementary School
  • Harter Middle School
  • Kaneland High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Private or Community Septic Tank

Community Details

Overview

  • Association fees include insurance, exterior maintenance, lawn care, snow removal
  • 5 Units
  • Lynn Scala Association, Phone Number (630) 639-3459
  • Property managed by Silver Aspen Townhome Association

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,643

Year Built

Built in 1993

Lot Details

0

HOA Fees

$145 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Year Built: 1993
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • AttributionContact: (630) 207-9810
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: English
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • LivingArea: 1427
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished,Crawl,Lookout
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Aluminum Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 145
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Silver Aspen Townhome Association
  • Management Contact Name: Lynn Scala
  • Management Phone: 630-639-3459
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: John Stewart Elementary School
  • High School: Kaneland High School
  • Middle/Junior School: Harter Middle School

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 1427
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: No
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 3642.96
  • Tax Year: 2021

Multi Family

  • Units in Building: 5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2022
Closed on
Nov 10, 2022
Sold by
Hefler Jayme L
Bought by
Harnen Trevor
Seller's Agent
Jacob Murray
Crosstown Realtors Inc
Buyer's Agent
Ryan Marshall
@properties Christie?s International Real Estate
List Price
$235,000
Sold Price
$235,000
Views
3
Current Estimated Value
$284,108

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,108
Avg. Annual Appreciation
6.25%
Original Mortgage
$211,500
Outstanding Balance
$204,548
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$79,560

Purchase Details

Listed on
Jul 2, 2020
Closed on
Sep 23, 2020
Sold by
Kaefer Andrew M and Jemstad Kimberly A
Bought by
Hefler Jayme L and Duewel Brad W
Seller's Agent
Noel Marrero
Keller Williams Infinity
Buyer's Agent
Joseph Graham
eXp Realty
List Price
$195,000
Sold Price
$200,000
Premium/Discount to List
$5,000
2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.94%
Original Mortgage
$190,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 7, 2017
Sold by
The Entrust Group Inc
Bought by
Kaefer Andrew M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 24, 2011
Closed on
Oct 9, 2013
Sold by
Benham Timothy J
Bought by
The Entrust Group Inc and Ira 60 01166
Seller's Agent
Ivana Shudnow
L'chaim Real Estate Inc
Buyer's Agent
Carrie Walter
Keller Williams Fox Valley
List Price
$99,000
Sold Price
$93,000
Premium/Discount to List
-$6,000
-6.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.59%

Purchase Details

Closed on
May 17, 2006
Sold by
Carter David M
Bought by
Benham Timothy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,800
Interest Rate
6.56%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 26, 1999
Sold by
Flohr Denise R
Bought by
Carter Carolyn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.59%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Harnen Trevor $235,000 Chicago Title
Hefler Jayme L $200,000 Old Republic Title
Kaefer Andrew M $193,000 None Available
The Entrust Group Inc $93,000 Chicago Title Insurance Comp
Benham Timothy J $204,000 Law Title Ins Co
Carter Carolyn M $140,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Harnen Trevor $211,500
Previous Owner Hefler Jayme L $190,000
Previous Owner Kaefer Andrew M $154,400
Previous Owner Benham Timothy J $142,800
Previous Owner Carter Carolyn M $60,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/10/2022 11/10/22 Sold $235,000 0.0% $165 / Sq Ft
10/03/2022 10/03/22 Pending -- -- --
09/30/2022 09/30/22 For Sale $235,000 +17.5% $165 / Sq Ft
10/02/2020 10/02/20 Sold $200,000 +2.6% $120 / Sq Ft View Prior Sale
08/01/2020 08/01/20 Pending -- -- --
07/02/2020 07/02/20 For Sale $195,000 +109.7% $117 / Sq Ft
10/17/2013 10/17/13 Sold $93,000 -6.1% -- View Prior Sale
06/06/2013 06/06/13 Pending -- -- --
05/14/2013 05/14/13 For Sale $99,000 0.0% --
04/22/2013 04/22/13 Pending -- -- --
04/14/2013 04/14/13 For Sale $99,000 0.0% --
12/06/2012 12/06/12 Pending -- -- --
11/30/2012 11/30/12 Price Changed $99,000 -2.9% --
11/15/2012 11/15/12 For Sale $102,000 0.0% --
05/03/2012 05/03/12 Pending -- -- --
04/30/2012 04/30/12 Price Changed $102,000 -8.1% --
04/02/2012 04/02/12 Price Changed $111,000 -4.3% --
03/18/2012 03/18/12 Price Changed $116,000 -9.4% --
02/16/2012 02/16/12 Price Changed $128,000 -7.2% --
02/10/2012 02/10/12 Price Changed $138,000 -8.0% --
01/16/2012 01/16/12 Price Changed $150,000 -6.3% --
12/12/2011 12/12/11 Price Changed $160,000 -5.3% --
10/24/2011 10/24/11 For Sale $169,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,512 $61,522 $1,707 $59,815
2023 $4,312 $55,526 $1,541 $53,985
2022 $3,780 $46,383 $1,414 $44,969
2021 $3,643 $44,394 $1,353 $43,041
2020 $3,460 $42,182 $1,321 $40,861
2019 $3,457 $41,563 $1,302 $40,261
2018 $2,630 $32,492 $1,302 $31,190
2017 $3,228 $32,122 $1,287 $30,835
2016 $3,813 $36,828 $1,253 $35,575
2015 -- $35,734 $1,204 $34,530
2014 -- $42,667 $6,408 $36,259
2013 -- $42,667 $6,408 $36,259
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11641950

Midwest Real Estate Data (MRED)

APN: 11-05-126-069