Seller's Agent in 2023
Jury Hernandez
CORCORAN CONNECT LLC
(321) 697-2426
4 in this area
57 Total Sales
440 Florida Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $423,000 - $464,000
3
Beds
2.5
Baths
2,217
Sq Ft
$197/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Fishing
- Fruit Trees
- Access To Chain Of Lakes
- Cape Cod Architecture
- Community Lake
About This Home
As of August 2023Under contract-accepting backup offers. Welcome to the Heart of St. Cloud's Historical District, where history and charm meet modern comforts in this exquisite Cape Cod home! Situated on a generous corner lot spanning .34 acres, this property offers an idyllic setting for your family's next chapter.
As you approach this gem, you'll be greeted by a beautifully landscaped yard adorned with fruit trees, offering a delightful oasis in your own backyard. The roof boasts a sturdy membrane/metal construction, ensuring longevity and protection for years to come.
Step inside through the front door and be instantly enamored by the timeless elegance of this 1937 home. The formal living room, complete with a wood-burning fireplace, invites cozy gatherings during chilly evenings, while the adjacent formal dining room sets the scene for unforgettable holiday get-togethers.
The heart of the home, the kitchen, leaves nothing to be desired with its natural gas range, stainless steel appliances, spacious pantry, and a charming farm sink. Whether you're a culinary enthusiast or a casual cook, this kitchen is sure to impress.
The main floor features an office and a convenient mudroom/utility room for added functionality. The owners' end suite offers a private retreat with all the comfort and space you deserve.
Head upstairs to find the remaining two generously-sized bedrooms, each boasting two closets for ample storage. One of the bedrooms also features an extra storage area, perfect for creating a cozy reading nook or a study corner.
Modern updates grace the bathrooms, combining style and practicality effortlessly. Enjoy the convenience of the sub pump in the crawling space, ensuring a dry and comfortable environment throughout the home.
Entertaining is a breeze with the tile floor back patio area, providing the ideal spot for outdoor gatherings and summer BBQs. Plus, the addition of a firepit adds a touch of enchantment to your evenings.
Beyond the enchanting boundaries of the property, the presence of an organic fence ensures privacy and adds to the overall charm of this residence.
Venture out and explore the surrounding area, where the new (upcoming) Florida Ave multi-use trail beckons you to lakeside adventures. The nearby Lakefront Park offers endless family fun with its splash pad, picnic shelters, marina, fishing pier, and scenic walking paths.
Embrace the allure of this well-preserved historical district, while still enjoying easy access to downtown Orlando, the Orlando Airport, and the stunning beaches of Melbourne.
This captivating 3-bedroom, 2.5-bathroom home is waiting for its next loving owners to create cherished memories that will last a lifetime. Don't miss your chance to own a piece of history in this remarkable St. Cloud location. Contact us today for a private showing and experience the magic of this cherished gem firsthand!
Please note that while all information in this listing is deemed reliable, it is not guaranteed.
Last Agent to Sell the Property
CORCORAN CONNECT LLC License #3276787 Listed on: 07/17/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,089
Year Built
- Built in 1937
Lot Details
- 0.34 Acre Lot
- One Way Street
- East Facing Home
- Fenced
- Mature Landscaping
- Private Lot
- Fruit Trees
- Garden
- Property is zoned SR1A
Parking
- 1 Carport Space
Home Design
- Cape Cod Architecture
- Bi-Level Home
- Wood Frame Construction
- Metal Roof
Interior Spaces
- 2,217 Sq Ft Home
- Built-In Features
- Shelving
- Crown Molding
- Ceiling Fan
- Wood Burning Fireplace
- Awning
- Living Room
- Dining Room
- Home Office
- Bonus Room
- Inside Utility
- Laundry Room
- Utility Room
- Crawl Space
Kitchen
- Range
- Microwave
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
Flooring
- Wood
- Carpet
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Closet Cabinetry
- Walk-In Closet
- Shower Only
- Rain Shower Head
Outdoor Features
- Access To Chain Of Lakes
- Exterior Lighting
- Shed
- Private Mailbox
Schools
- Michigan Avenue Elementary School
- St. Cloud Middle School
- St. Cloud High School
Utilities
- Central Heating and Cooling System
- Heating System Mounted To A Wall or Window
- Natural Gas Connected
- Gas Water Heater
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 5 / 373
- Assessor Parcel Number 01-26-30-0001-0373-0050
Community Details
Overview
- No Home Owners Association
- Lake Front Add Subdivision
- Community Lake
Amenities
- Restaurant
Recreation
- Boat Ramp
- Fishing
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 17, 2023
Closed on
Aug 17, 2023
Sold by
Hoffman Andrew Martin and Hoffman Andrea Louise
Bought by
Brown Ameilia and Brown Larry
Seller's Agent
Jury Hernandez
CORCORAN CONNECT LLC
Buyer's Agent
Millie Hernandez Cambrelen
REALTY COLLECTION
List Price
$425,000
Sold Price
$430,000
Premium/Discount to List
$5,000
1.18%
Views
108
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,826
Avg. Annual Appreciation
0.66%
Original Mortgage
$344,000
Outstanding Balance
$335,485
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$101,341
Purchase Details
Listed on
Aug 28, 2020
Closed on
Dec 29, 2020
Sold by
Phillips William H and Phillips Susan M
Bought by
Hoffman Andrew Martin and Hoffman Andrea Louise
Seller's Agent
Mary White
WEICHERT REALTORS HALLMARK PRO
Buyer's Agent
Jury Hernandez
CORCORAN CONNECT LLC
List Price
$369,900
Sold Price
$295,000
Premium/Discount to List
-$74,900
-20.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.40%
Original Mortgage
$280,250
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 8, 2015
Sold by
Johnson Dwight K and Johnson Teresa L
Bought by
Phillips William H and Phillips Susan M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,500
Interest Rate
3.98%
Mortgage Type
VA
Purchase Details
Closed on
Jul 26, 1996
Sold by
Erickson Theodore F and Erickson Pamela J
Bought by
Johnson Dwight K and Johnson Teresa L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
8.26%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Brown Ameilia | $430,000 | Oliver Title Law | |
| Brown Ameilia | $430,000 | Oliver Title Law | |
| Hoffman Andrew Martin | $295,000 | Stewart Title Company | |
| Phillips William H | $235,000 | Fidelity Natl Title Of Fl In | |
| Johnson Dwight K | $106,400 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Brown Ameilia | $344,000 | |
| Closed | Brown Ameilia | $344,000 | |
| Previous Owner | Hoffman Andrew Martin | $280,250 | |
| Previous Owner | Phillips William H | $213,500 | |
| Previous Owner | Johnson Dwight K | $80,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/17/2023 08/17/23 | Sold | $430,000 | +1.2% | $194 / Sq Ft | |
| 07/21/2023 07/21/23 | Pending | -- | -- | -- | |
| 07/17/2023 07/17/23 | For Sale | $425,000 | +44.1% | $192 / Sq Ft | |
| 12/29/2020 12/29/20 | Sold | $295,000 | -16.9% | $133 / Sq Ft | View Prior Sale |
| 11/14/2020 11/14/20 | Pending | -- | -- | -- | |
| 10/13/2020 10/13/20 | Price Changed | $354,900 | -4.1% | $160 / Sq Ft | |
| 08/26/2020 08/26/20 | For Sale | $369,900 | -- | $167 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,035 | $272,386 | -- | -- |
| 2024 | $4,231 | $393,900 | $63,200 | $330,700 |
| 2023 | $4,231 | $277,077 | $0 | $0 |
| 2022 | $4,089 | $269,007 | $0 | $0 |
| 2021 | $3,965 | $256,900 | $51,800 | $205,100 |
| 2020 | $4 | $180,190 | $0 | $0 |
| 2019 | $4 | $176,139 | $0 | $0 |
| 2018 | $4 | $172,855 | $0 | $0 |
| 2017 | $2,387 | $169,300 | $0 | $0 |
| 2016 | $2,352 | $166,300 | $0 | $0 |
| 2015 | $1,025 | $92,084 | $0 | $0 |
| 2014 | $1,018 | $91,354 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jury Hernandez
-
Millie Hernandez Cambrelen
Buyer's Agent in 2023
Millie Hernandez Cambrelen
REALTY COLLECTION
(407) 394-6407
1 in this area
36 Total Sales
-
Mary White
Seller's Agent in 2020
Mary White
Weichert Corporate
(407) 908-6371
3 in this area
22 Total Sales
Map
Source: Stellar MLS
MLS Number: O6126839
APN: 01-26-30-0001-0373-0050
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 433 Pennsylvania Ave
- 316 Pennsylvania Ave
- 516 Massachusetts Ave
- 714 Florida Ave
- 608 Indiana Ave
- 706 Massachusetts Ave
- 0 Massachusetts Ave Unit MFRS5139108
- 0 7th St Unit MFRO6266915
- 201 Massachusetts Ave
- 817 Ohio Ave
- 1412 Cypress Ave
- 436 Michigan Ave
- 910 Cypress Ave
- 1819 Kentucky Ave
- 812 10th St
- 512 Maryland Ave
- 1206 Connecticut Ave
- 0 Connecticut Ave Unit MFRO6284452
- 1200 Massachusetts Ave
- 424 Wisconsin Ave
- 430 Florida Ave
- 500 Florida Ave
- 431 Pennsylvania Ave
- 501 Pennsylvania Ave
- 420 Florida Ave
- 510 Florida Ave
- 507 Pennsylvania Ave
- 435 Florida Ave
- 423 Pennsylvania Ave Unit AVENUE
- 423 Pennsylvania Ave
- 501 Florida Ave
- 514 Florida Ave
- 511 Pennsylvania Ave
- 421 Florida Ave
- 410 Florida Ave
- 413 Pennsylvania Ave
- 507 Florida Ave
- 517 Pennsylvania Ave
- 515 Florida Ave
- 409 Pennsylvania Ave