$341,000
SOLD APR 11, 2025

440 Lime St Clearwater, MN 55320

4 Beds
2 Baths
2,216 Sq Ft
0.33 Acres

Recently Sold

$154 Per Sq Ft

20% Below List Price

110 Days on Market

Highlights

  • No HOA
  • 2 Car Attached Garage
  • Heated Garage
  • Stainless Steel Appliances
  • Baseboard Heating
  • 4-minute walk to Clearwater Wayside Archery Park

About This Home

As of April 2025

Four (4) bedrooms!!!! This stunning 4 Bed / 2 Bath single-family gem in Clearwater, MN is a must-see Act fast and make it yours today! Completely remodeled beautiful split entry home. No details missed from the in-floor heat in the bathrooms to the skylights and everything in-between. Light fixtures, granite countertops, stacked backsplash, new appliances, new hardwood floors, carpet in bedrooms and wait until you see the primary bath with beautiful tub, open shower, heated floors, lighting extraordinaire, walk-in closet. Three bedrooms and bath in lower level with storage galore. Upper level has Beautiful kitchen/dining/living room, Primary suite is beautiful. Four season opens to 2 level deck and beautiful double fenced in lot. Heated, insulated garage and a must see.

Last Agent to Sell the Property

Lynne Crandall

Premier Real Estate Services Listed on: 11/16/2024

Premier Real Estate Services

Co-Listed By

Mary McGowan

Premier Real Estate Services

Last Buyer's Agent

Anthony Breede

National Realty Guild

National Realty Guild

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,016

Year Built

  • Built in 1990

Lot Details

  • Lot Dimensions are 120x120
  • Chain Link Fence

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Bi-Level Home

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage
  • Basement Window Egress

Additional Features

  • Air Exchanger
  • Baseboard Heating

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 104010029061

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,016

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Ductless Mini-Split
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1990
  • Above Grade Finished Sq Ft: 1204
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Tile Shower
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Living Area: 2216
  • Below Grade Finished Sq Ft: 1012
  • Basement YN: Yes
  • Dining Room Type: Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Fencing: Chain Link
  • PatioPorchType: Covered,Deck,Wrap Around

Garage/Parking

  • Parking Features: Attached Garage, Heated Garage, Insulated Garage
  • Garage Square Feet: 576

Utilities

  • Heating: Baseboard, Ductless Mini-Split, Radiant Floor
  • Sewer: City Sewer/Connected
  • Fuel: Electric

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Paneled Doors,Porch,Skylight,Tile Floors,Vaulted Ceiling(s),Walk-In Closet

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictNumber: 742
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 120x120
  • Land Lease: No
  • Lot Features: Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Metal Siding, Vinyl Siding

Tax Info

  • Tax Year: 2023
  • Assessor Parcel Number: 104010029061
  • Tax Annual Amount: 3016
  • TaxWithAssessments: 3016.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 16, 2024
Closed on
Apr 11, 2025
Sold by
Contract For Deed Llc
Bought by
Donaghue Kathern and Jerde Brian
Seller's Agent
Lynne Crandall
Premier Real Estate Services
Buyer's Agent
Anthony Breede
National Realty Guild
List Price
$425,000
Sold Price
$341,000
Premium/Discount to List
-$84,000
-19.76%
Views
70
Current Estimated Value
$338,096

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,904
Avg. Annual Appreciation
-29.11%
Original Mortgage
$272,800
Outstanding Balance
$272,093
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$35,470

Purchase Details

Closed on
Aug 1, 2023
Sold by
Tbs Investments Llc
Bought by
Foley Gerald and Foley Mary Lou

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 30, 2016
Sold by
Bruzek James D and Bruzek Sandy L
Bought by
Bruzek Sandy L

Purchase Details

Closed on
Mar 18, 2010
Sold by
Allen Thomas and Allen Beverly
Bought by
Bruzek Sandy L and Bruzek James D

Purchase Details

Closed on
Aug 31, 1999
Sold by
Gallus Ronald J and Gallus Maroon J
Bought by
Allen Thomas H and Allen Beverly J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $341,000 --
Deed $341,000 --
Deed $230,000 --
Deed $225,000 --
Quit Claim Deed -- None Available
Warranty Deed -- None Available
Contract Of Sale $159,900 --
Warranty Deed $97,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $272,800 New Conventional
Previous Owner $180,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/11/2025 04/11/25 Sold $341,000 -7.8% $154 / Sq Ft
03/06/2025 03/06/25 Pending -- -- --
02/21/2025 02/21/25 Price Changed $369,900 -1.4% $167 / Sq Ft
02/11/2025 02/11/25 Price Changed $375,000 -3.8% $169 / Sq Ft
01/16/2025 01/16/25 Price Changed $389,900 -2.5% $176 / Sq Ft
12/09/2024 12/09/24 Price Changed $399,900 -5.9% $180 / Sq Ft
11/16/2024 11/16/24 For Sale $425,000 +88.9% $192 / Sq Ft
07/19/2023 07/19/23 Pending -- -- --
07/19/2023 07/19/23 For Sale $225,000 -- $111 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,892 $293,200 $31,000 $262,200
2024 $2,892 $232,200 $31,000 $201,200
2023 $3,016 $261,700 $31,000 $230,700
2022 $2,786 $240,800 $26,000 $214,800
2021 $2,614 $204,600 $26,000 $178,600
2020 $2,608 $193,800 $26,000 $167,800
2019 $2,298 $187,300 $0 $0
2018 $2,610 $147,000 $0 $0
2017 $2,488 $138,600 $0 $0
2016 $2,384 $0 $0 $0
2015 $1,830 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6631279

NorthstarMLS

APN: 104-010-029061