$360,000
$75K PRICE DROP

440 Michigan Estates Cir Saint Cloud, FL 34769

Estimated payment $2,228/month

Total Views 2,022
4 Beds
3 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Garden View
  • Den
  • Patio
  • Attic
  • Walk-In Closet
  • Laundry Room

About This Home

Welcome to this inviting 4-bed, 3-bath residence. Move-in ready, it features solid block construction, elegant porcelain tile floors, and arched accents. A flexible layout includes formal dining and living rooms plus a spacious family room that flows into a chef’s kitchen with granite countertops, solid wood cabinetry, and nickel finishes. Large sliders open to a covered lanai and fenced backyard ideal for relaxing or entertaining. The primary suite offers patio access, two walk-in closets, and a spa-style bath with dual vanities, a corner tub, and a glass shower. A laundry room with extra storage, a two-car garage and proximity to Lake Tohopekaliga, Lake Nona.

Listing Agent

Pamela Olson

Pamela Olson Group LLC License #3236768 Listed on: 09/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,796

Year Built

  • Built in 2008

Lot Details

  • West Facing Home
  • Property is zoned N/A

HOA Fees

  • $31 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Automatic Garage Door Opener
  • Driveway
  • Open Parking

Home Design

  • Shingle Roof
  • Concrete Block And Stucco Construction
  • Composition Shingle

Interior Spaces

  • 1-Story Property
  • Family Room
  • Den
  • Garden Views
  • Laundry Room
  • Attic

Kitchen

  • Electric Range
  • Microwave

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Patio

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Michigan Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 12-26-30-0222-0001-0250

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,796

Year Built

Built in 2008

Lot Details

0

HOA Fees

$31 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2008
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, One Story
  • Garage Yn: Yes
  • Horses: No
  • New Construction: No
  • Structure Type: R30-No Pool/No Water, House
  • Subdivision Name: Michigan Estates
  • Year Built Details: Effective Year Built
  • MIAMIRE_PoolYN: No
  • MIAMIRE_MembershipPurchRqdYN: No
  • CurrentPrice: 360000
  • InternetRemarks: Welcome to this inviting 4-bed, 3-bath residence.
  • ShowingTimeFlag: Yes
  • Special Features: 4108

Interior Features

  • Appliances: Electric Water Heater, Microwave, Electric Range
  • Interior Amenities: First Floor Entry, Pantry, Walk-In Closet(s), Attic, Den/Library/Office, Family Room
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Other Equipment: Automatic Garage Door Opener
  • Bedroom Features: Entry Level
  • Living Room Features: Attic, Den/Library/Office, Family Room

Exterior Features

  • Roof: Shingle
  • View: Garden
  • Construction Type: CBS Construction, Composition Shingle
  • Direction Faces: West
  • Lot Features: Less Than 1/4 Acre Lot
  • Patio And Porch Features: Patio, Screened Porch
  • Pool Private: No
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Park Building Name: Michigan Estates
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Open Parking: Yes
  • Parking Features: Driveway

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 31
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Community Features: Additional Amenities

Association/Amenities

  • MIAMIRE_TypeofAssociation: Homeowners

Lot Info

  • Parcel Number: 12-26-30-0222-0001-0250
  • Zoning: N/A

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 3796

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,796 $262,347 -- --
2024 $3,699 $254,954 -- --
2023 $3,699 $247,529 $0 $0
2022 $3,572 $240,320 $0 $0
2021 $3,530 $233,321 $0 $0
2020 $3,499 $230,100 $45,000 $185,100
2019 $4,451 $236,300 $40,000 $196,300
2018 $4,303 $226,200 $40,000 $186,200
2017 $3,645 $196,700 $35,000 $161,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/22/2025 10/22/25 Price Changed $360,000 -13.3% --
09/30/2025 09/30/25 Price Changed $415,000 -4.6% --
09/24/2025 09/24/25 For Sale $435,000 +74.0% --
08/17/2018 08/17/18 Off Market $249,990 -- --
05/27/2017 05/27/17 Sold $249,990 0.0% $90 / Sq Ft View Prior Sale
03/08/2017 03/08/17 Pending -- -- --
02/20/2017 02/20/17 For Sale $249,990 -- $90 / Sq Ft
Source: MIAMI REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $249,990 La Rosa Title Llc
Deed $250,000 --
Special Warranty Deed $220,000 Town Square Title Mh Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,461 FHA
Previous Owner $175,900 Purchase Money Mortgage
Source: Public Records

Source: MIAMI REALTORS® MLS

MLS Number: A11884467

MIAMI REALTORS® MLS

APN: 12-26-30-0222-0001-0250

Florida Osceola County Saint Cloud 34769

440 Michigan Estates Cir, Saint Cloud, FL

For Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MIAMI REALTORS® MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Pamela Olson
Listing Agent
Pamela Olson
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Pamela Olson Group LLC
(954) 709-9997