$220,000
SOLD SEP 5, 2025
1 Bed
1 Bath
462 Sq Ft
$817/mo HOA Fee

Recently Sold

$476 Per Sq Ft

15% Below List Price

159 Days on Market

Highlights

  • Fitness Center
  • In Ground Pool
  • Tennis Courts
  • Indian Valley Elementary School Rated A-
  • Clubhouse
  • Tile Flooring

About This Home

As of September 2025

Welcome to 440 N Civic Dr, Unit #406 in Walnut Creek! This beautifully updated 1-bedroom, 1 bath condo offers 462 sq.ft. of stylish and functional living space. Natural light pours in through large windows, complementing the inviting open layout. Relax on your private balcony, perfect for morning coffee or evening unwinding. Stay comfortable year-round with central heat and air. Separate storage space comes with the unit. The location is unbeatable—walking distance to stores, shopping, and dining, with easy access to freeways for commuters. With no rental restrictions, (Buyer to verify prior to close) this property is also a fantastic investment opportunity. The HOA offers an array of resort-style amenities, including multiple pools, a fitness center, tennis courts, a billiard room, and more. Don’t miss your chance to own this exceptional Walnut Creek condo—schedule your showing today!

Last Agent to Sell the Property

Fareed Tawasha

Tawasha Realty License #01421971 Listed on: 03/10/2025

Last Buyer's Agent

Cicelia McGee

Exp Realty Of California Inc. License #02262933

Exp Realty Of California Inc.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,548

Year Built

  • Built in 1972

HOA Fees

  • $817 Monthly HOA Fees

Home Design

  • Wood Siding
  • Stucco

Kitchen

  • Free-Standing Range
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Parking

  • Carport
  • Guest Parking

Pool

  • In Ground Pool
  • Spa

Utilities

  • Forced Air Heating and Cooling System
  • 220 Volts in Kitchen
  • Cable TV Available

Additional Features

  • 1-Story Property
  • Zero Lot Line

Listing and Financial Details

  • Assessor Parcel Number 1732105299

Community Details

Overview

  • Association fees include common area maintenance, management fee, reserves, trash, water/sewer
  • The Keys HOA, Phone Number (925) 947-0401
  • The Keys Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,548

Year Built

Built in 1972

Lot Details

0

HOA Fees

$817 per month

Listing Details

  • Stories: 1
  • Year Built: 1972
  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: The Keys
  • Directions: Ygnacio or Treat to N Civic
  • Architectural Style: None
  • Garage Yn: No
  • Unit Levels: One Story, One
  • New Construction: No
  • Special Features: VirtualTour

Interior Features

  • Flooring: Laminate, Tile, Carpet
  • Appliances: Dishwasher, Free-Standing Range, Refrigerator
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Fireplace Features: None
  • Fireplace: No
  • Window Features: Window Coverings
  • Room Kitchen Features: 220 Volt Outlet, Stone Counters, Dishwasher, Disposal, Range/Oven Free Standing, Refrigerator

Exterior Features

  • Roof: Unknown
  • Lot Features: Zero Lot Line
  • Pool Features: In Ground, Community
  • Pool Private: No
  • Construction Type: Stucco, Wood Siding
  • Property Condition: Existing

Garage/Parking

  • Parking Features: Carport, Guest

Utilities

  • Heating: Forced Air
  • Cooling: Central Air
  • Laundry Features: Common Area
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: No Solar, 220 Volts in Kitchen
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Clubhouse, Fitness Center, Playground, Pool, Spa/Hot Tub, Tennis Court(s), Cable TV, Guest Parking
  • Association Fee: 817
  • Association Fee Frequency: Monthly
  • Association Name: THE KEYS HOA
  • Phone: 925-947-0401
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Area Maint, Management Fee, Reserves, Trash, Water/Sewer

Lot Info

  • Parcel Number: 1732105299

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 9, 2013
Sold by
Navarro Paul
Bought by
Sala Stefania

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$37,000
Outstanding Balance
$26,420
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$214,132

Purchase Details

Closed on
Nov 16, 2004
Sold by
Alami Negar Hekmat
Bought by
Navarro Paul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,920
Interest Rate
3.94%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Apr 5, 2004
Sold by
Ferguson John G and Ferguson Martha W
Bought by
Alami Negar Hekmat

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 2, 2004
Sold by
Alami Shahrokh
Bought by
Alami Negar Hekmat

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
6.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 30, 2000
Sold by
Ecklin Helen Irene
Bought by
Ferguson John G and Ferguson Martha W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
8.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 14, 2000
Sold by
Ecklin Helen I
Bought by
Ecklin Helen Irene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,000
Interest Rate
8.13%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 17, 1996
Sold by
Renick Jean A
Bought by
Ecklin Helen I

Purchase Details

Closed on
Jul 17, 1995
Sold by
Renick Jean A
Bought by
Renick Jean A

Purchase Details

Closed on
Nov 29, 1993
Sold by
Renick Jean A
Bought by
Renick Jean A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,900
Interest Rate
7.09%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $110,000 Chicago Title Company
Grant Deed $210,000 California Title Co Northern
Grant Deed $178,000 Old Republic Title Company
Interfamily Deed Transfer -- Old Republic Title Company
Grant Deed $119,000 Old Republic Title Company
Interfamily Deed Transfer -- --
Grant Deed $55,000 Old Republic Title Company
Interfamily Deed Transfer -- --
Individual Deed -- North American Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $37,000 New Conventional
Previous Owner $30,000 Credit Line Revolving
Previous Owner $167,920 Negative Amortization
Previous Owner $142,200 Purchase Money Mortgage
Previous Owner $105,600 Unknown
Previous Owner $92,000 Purchase Money Mortgage
Previous Owner $48,900 Purchase Money Mortgage
Closed $11,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 Sold $220,000 -15.4% $476 / Sq Ft
08/16/2025 08/16/25 Pending -- -- --
03/10/2025 03/10/25 For Sale $260,000 -- $563 / Sq Ft
Source: Contra Costa Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,548 $135,447 $73,880 $61,567
2024 $2,548 $132,792 $72,432 $60,360
2023 $2,489 $130,189 $71,012 $59,177
2022 $2,487 $127,637 $69,620 $58,017
2021 $2,421 $125,135 $68,255 $56,880
2019 $2,339 $121,426 $66,232 $55,194
2018 $2,277 $119,046 $64,934 $54,112
2017 $2,220 $116,712 $63,661 $53,051
2016 $2,161 $114,424 $62,413 $52,011
2015 $2,110 $112,706 $61,476 $51,230
2014 $2,075 $110,499 $60,272 $50,227
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Contra Costa Association of REALTORS®

MLS Number: 41088785

Contra Costa Association of REALTORS®

APN: 173-210-529-9