Seller's Agent in 2025
Trent Taylor
Taylored Realty
(815) 739-7000
14 in this area
40 Total Sales
440 N Elm St Waterman, IL 60556
4
Beds
2
Baths
2,500
Sq Ft
0.35
Acres
Highlights
- Above Ground Pool
- Deck
- Formal Dining Room
- Indian Creek Elementary School Rated A-
- Wood Flooring
- Porch
About This Home
As of March 2025Welcome to your dream home at 440 N. Elm Street-Nestled in a peaceful setting, this residence offers a unique opportunity for a vision of comfortable living, ideal for families or anyone eager for space to grow and entertain. Upon entering, you are greeted by a spacious foyer that flows seamlessly into the inviting living room, perfect for creating lasting memories. The adjacent dining room offers ample space for family dinners and gatherings, fostering an environment where laughter and joy flourish. The heart of this home is the beautifully finished kitchen. Designed with both style and functionality in mind, it promises to be a culinary enthusiast's paradise, encouraging your gastronomic creativity. Featuring four generously sized bedrooms, this abode provides ample personal space for everyone in the household. Two full bathrooms add convenience and ease to your daily routine. An unfinished attic awaits your inspiration, offering additional space for a potential fifth bedroom, a cozy reading nook, or a creative studio-your imagination sets the limits. The property shines with its expansive yard, offering endless possibilities for outdoor activities, gardening, or simply savoring tranquil evenings under the stars. A large front porch extends a warm welcome, inviting you to enjoy leisurely afternoons with a refreshing drink or morning coffee as you greet the day. The ample parking space ensures convenience for hosting family and friends, making it effortless to entertain guests. The neighborhood is equally enchanting. Just a stone's throw away, you'll find Lion's Park, perfect for spending a sunny afternoon or a weekend picnic. Waterman Winery & Vineyards, and Apple Orchard, a short drive away, provides a delightful local flavor and a place to unwind. Nearby Indian Creek Elementary School and Indian Creek High School are well-regarded for their dedication to educational excellence, making this a perfect choice for families aiming for strong academic foundations. This property embodies a perfect balance between tranquility and opportunity, making it an ideal canvas to craft your dream lifestyle. Don't miss your chance to experience this inviting home; schedule a viewing today and step into a world of possibilities. Contact us now to arrange a tour and envision your future in this charming setting. **Estimated square footage includes attic
Last Agent to Sell the Property
Taylored Realty License #471021284 Listed on: 01/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,720
Year Built
- Built in 1904
Lot Details
- 0.35 Acre Lot
- Lot Dimensions are 100x150
- Paved or Partially Paved Lot
Home Design
- Wood Siding
Interior Spaces
- 2,500 Sq Ft Home
- 2-Story Property
- Entrance Foyer
- Family Room
- Living Room
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Range
- Laundry Room
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Above Ground Pool
- Deck
- Porch
Schools
- Waterman Elementary School
- Indian Creek Middle School
- Indian Creek High School
Utilities
- No Cooling
- Heating System Uses Steam
- Radiant Heating System
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 2, 2025
Closed on
Mar 17, 2025
Sold by
Minor Michael James
Bought by
Babor Justin Leonard and Thrall Amy Leona
Seller's Agent
Trent Taylor
Taylored Realty
Buyer's Agent
Stephany Bejar
Exit Strategy Realty
List Price
$259,999
Sold Price
$255,000
Premium/Discount to List
-$4,999
-1.92%
Views
152
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,794
Avg. Annual Appreciation
10.66%
Original Mortgage
$247,350
Outstanding Balance
$246,530
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$22,264
Purchase Details
Closed on
Mar 21, 2017
Sold by
Hud
Bought by
Minor Michael James
Purchase Details
Closed on
Oct 18, 2016
Sold by
Bank Of America
Bought by
Hud
Purchase Details
Closed on
Sep 13, 2016
Sold by
Dekalb County Sheriff
Bought by
Bank Of America Na
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $255,000 | Fidelity National Title | |
| Special Warranty Deed | -- | Chicago Title | |
| Warranty Deed | -- | -- | |
| Sheriffs Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $247,350 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/17/2025 03/17/25 | Sold | $255,000 | 0.0% | $102 / Sq Ft |
| 02/21/2025 02/21/25 | Pending | -- | -- | -- |
| 02/17/2025 02/17/25 | Off Market | $255,000 | -- | -- |
| 01/02/2025 01/02/25 | For Sale | $259,999 | -- | $104 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,720 | $70,488 | $16,200 | $54,288 |
| 2023 | $4,720 | $64,121 | $14,737 | $49,384 |
| 2022 | $4,521 | $61,022 | $14,025 | $46,997 |
| 2021 | $1,755 | $26,393 | $13,407 | $12,986 |
| 2020 | $1,701 | $25,300 | $12,852 | $12,448 |
| 2019 | $1,634 | $24,351 | $12,370 | $11,981 |
| 2018 | $2,112 | $23,333 | $11,853 | $11,480 |
| 2017 | $3,789 | $40,986 | $11,397 | $29,589 |
| 2016 | $3,121 | $39,364 | $10,946 | $28,418 |
| 2015 | -- | $37,135 | $10,326 | $26,809 |
| 2014 | -- | $36,811 | $10,236 | $26,575 |
| 2013 | -- | $37,883 | $10,534 | $27,349 |
Source: Public Records
Agents Affiliated with this Home
-
Trent Taylor
-
Stephany Bejar
Buyer's Agent in 2025
Stephany Bejar
Exit Strategy Realty
(708) 642-1174
1 in this area
28 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12263314
APN: 14-15-101-017
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