NOT LISTED FOR SALE

440 Sudbury Cir Unit 7 Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $512,000 - $551,000

5 Beds
3 Baths
2,800 Sq Ft
$188/Sq Ft Est. Value

Last Sold December 17, 2021

Last sale price $418,500 $149 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $3,749/month

4 Days on Market

Highlights

  • Family Room with Fireplace
  • Whirlpool Bathtub
  • Attached Garage
  • Prairie Point Elementary School Rated A-
  • Formal Dining Room
  • Walk-Up Access

About This Home

As of December 2021

Your WAIT IS OVER! A gorgeous and strikingly spacious 2 story home conveniently located in the highly desirable Deerpath Creek subdivision. Enjoy the nearby walking trails, parks, restaurants, shopping and what Downtown Oswego has to offer! With 5 bedrooms and 3 full bathrooms, this home offers all the space you need and the elegance and style you're looking for. Inviting 2-story Foyer greets you into the open concept floor plan with a staircase flanked by a formal living and dining room. A large eat-in kitchen with plenty of cabinetry, island in the center with seating, kitchen desk, pantry and spacious breakfast area with glass doors that open up to large deck and private yard to provide endless enjoyment for family and friends. Adjoining massive family room with a gas fireplace, perfect place to cozy up for the holidays. A perfectly situated fifth bedroom is conveniently located on the main level. Upstairs you will find the Primary suite with deep tray ceilings, walk in closet, jacuzzi tub, separate shower, and double sinks. 3 more ample sized bedrooms with plenty of closet space on the second floor and a full bathroom with vaulted ceilings and a sky light. Head downstairs to a Full walk out unfinished basement where you can access the amazing patio and sprawling back yard with serene views! Attached 3 car garage. Professionally landscaped yard and new Roof and siding! A RARE opportunity to own a one-of-a-kind property that has so much to offer. Make your appointment NOW!

Last Agent to Sell the Property

Usman Taj

Baird & Warner License #475181654 Listed on: 10/27/2021

Baird & Warner

Last Buyer's Agent

Scott Sartain

Keller Williams Innovate License #475167126

Keller Williams Innovate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,451

Year Built

  • 2005

Lot Details

  • 0.28

HOA Fees

  • $12 Monthly HOA Fees

Parking

  • Attached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • Brick Exterior Construction

Interior Spaces

  • Whirlpool Bathtub
  • 2-Story Property
  • Family Room with Fireplace
  • Formal Dining Room

Unfinished Basement

  • Walk-Up Access
  • Rough-In Fireplace in Basement
  • Rough-In Basement Bathroom

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,451

Year Built

2005

Lot Details

0

HOA Fees

$12 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • Property Type: Residential
  • Type Detached: 2 Stories
  • Property Sub Type: 2 Stories
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Directions: From PLAINFIELD RD right to GROVE ROAD right onto COLLINS Rd turn Right onto Sudbury
  • Lot Size: 56X131X136X140
  • New Construction: No
  • Ownership: Fee Simple
  • Subdivision Name: Deerpath Creek
  • Special Features: None
  • Year Built: 2005

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Has Basement: Full, Walkout
  • Fireplace Features: Wood Burning
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Bathroom Rough-In,Roughed-In Fireplace,Walk-Up Access
  • Bathroom Amenities: Whirlpool
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Full Bathrooms: 3
  • Possible Bedrooms: 5
  • Total Bedrooms: 5
  • Fireplaces: 1
  • Interior Amenities: First Floor Bedroom
  • Other Equipment: TV-Cable, Ceiling Fan(s), Sump Pump
  • Dining Room Type: Bedroom 5

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Deck, Patio
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Brick
  • Lot Features: Water View
  • Waterfront: No

Garage/Parking

  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage
  • Garage Spaces: 3

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Electric: 150 Amp Service
  • Laundry Features: Gas Dryer Hookup, In Unit, Sink
  • Sewer: Sewer-Storm
  • Water Source: Public

Condo/Co-op/Association

  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Master Association Fee: 140
  • Association Fee Frequency: Not Applicable

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: East View Elementary School
  • High School: Oswego High School
  • Junior High Dist: 308
  • Middle Or Junior School: Traughber Junior High School

Lot Info

  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 3

Tax Info

  • Tax Exemptions: None
  • Tax Annual Amount: 9763.68
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 27, 2021
Closed on
Nov 25, 2021
Sold by
Tasneem Zia
Bought by
Mack Nathanael and Constant Erica
Seller's Agent
Usman Taj
Baird & Warner
Buyer's Agent
Scott Sartain
Keller Williams Innovate
List Price
$425,000
Sold Price
$418,500
Premium/Discount to List
-$6,500
-1.53%
Current Estimated Value
$526,528

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$108,028
Avg. Annual Appreciation
6.21%
Original Mortgage
$386,141
Interest Rate
3.55%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 3, 2015
Sold by
Zia Tasneem
Bought by
Jahan Bilquis and Zia Tasnee

Purchase Details

Closed on
May 23, 2003
Sold by
T J Baumgartner Custom Homes Corporation
Bought by
Zia Tasneem

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,000
Interest Rate
5.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 21, 2002
Sold by
Deerpath Development Corp
Bought by
T J Baumgartner Custom Homes Corp

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.23%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mack Nathanael $418,500 Greater Illinois Title
Jahan Bilquis -- None Available
Zia Tasneem $336,000 Chicago Title Insurance Comp
T J Baumgartner Custom Homes Corp $127,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mack Nathanael $386,141
Previous Owner Zia Tasneem $268,000
Previous Owner T J Baumgartner Custom Homes Corp $200,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/17/2021 12/17/21 Sold $418,500 -1.5% $149 / Sq Ft
11/01/2021 11/01/21 Pending -- -- --
10/27/2021 10/27/21 For Sale $425,000 -- $152 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,451 $148,300 $24,416 $123,884
2023 $10,233 $131,239 $21,607 $109,632
2022 $10,233 $119,308 $19,643 $99,665
2021 $9,873 $111,503 $18,358 $93,145
2020 $9,764 $109,317 $17,998 $91,319
2019 $8,117 $106,657 $17,998 $88,659
2018 $8,560 $110,630 $18,948 $91,682
2017 $8,668 $103,392 $17,708 $85,684
2016 $8,794 $100,380 $17,192 $83,188
2015 $9,223 $98,412 $16,855 $81,557
2014 -- $95,546 $16,364 $79,182
2013 -- $95,546 $16,364 $79,182
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11256424

Midwest Real Estate Data (MRED)

APN: 03-29-130-014