NOT LISTED FOR SALE

440 Sumner Ave Aptos, CA 95003

Rio del Mar Neighborhood

Estimated Value: $1,383,000 - $1,852,000

3 Beds
2 Baths
2,134 Sq Ft
$726/Sq Ft Est. Value

Last Sold December 16, 2021

Last sale price $1,350,000 $633 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $9,497/month

37 Days on Market

Highlights

  • Golf Course View
  • Deck
  • Family Room with Fireplace
  • Aptos High School Rated A-
  • Wood Burning Stove
  • Vaulted Ceiling

About This Home

As of December 2021

Looking for a home in Rio Del Mar? This home is read? Beautiful landscaping in the front yard. Tile entry & walk down 2 steps & you are in the large family room. Corner fireplace. French doors to patio & large yard waiting for you. Adjoining the family room, office/den or playroom. The primary bedroom is separate from the upstairs bedrooms for privacy. Large walk-in closet & bathroom. Top floor boast an "open concept" layout with skylights. Generous living room with a wood burning stove, french doors to the front deck. Kitchen has a new dishwasher & area for your dining table. Plenty of room in your kitchen for 2 or 3 chefs for the perfect meal. Double ovens. 2 bedrooms and bathroom make up the upper floor. New lighting, new paint in & out, new vinyl plank floors & wall to wall carpet. Carport for 2 cars & extra parking in front on your property. Beaches and Seascape Golf Course/Resort & shopping are minutes away. Deluxe Foods and restaurants are close. Access to Highway 1 close too!

Last Agent to Sell the Property

Diana Mercer

Compass License #01017978 Listed on: 10/05/2021

Compass

Last Buyer's Agent

Tana Widdows

Bailey Properties License #02015146

Home Details

Home Type

  • Single Family

Year Built

  • 1971

Lot Details

  • 5,401 Sq Ft Lot
  • Fenced
  • Level Lot
  • Back Yard

Home Design

  • Flat Roof Shape
  • Slab Foundation

Interior Spaces

  • 2,134 Sq Ft Home
  • 2-Story Property
  • Beamed Ceilings
  • Vaulted Ceiling
  • Skylights in Kitchen
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Formal Entry
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Dining Area
  • Den
  • Golf Course Views

Kitchen

  • Double Self-Cleaning Oven
  • Electric Oven
  • Electric Cooktop
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Flush Toilets
  • Low Flow Toliet
  • Soaking Tub in Primary Bathroom
  • Bathtub with Shower
  • Oversized Bathtub in Primary Bathroom
  • Bathtub Includes Tile Surround
  • Walk-in Shower

Laundry

  • Laundry Room
  • Washer and Dryer

Parking

  • 3 Parking Spaces
  • 3 Carport Spaces

Outdoor Features

  • Balcony
  • Deck
  • Shed
  • Barbecue Area

Additional Features

  • Solar owned by a third party
  • Individual Gas Meter

Home Details

Home Type

Single Family

Year Built

1971

Lot Details

0

Listing Details

  • Zoning: R-1-5
  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2134
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1971

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Family Room, Living Room, Wood Burning, Wood Stove
  • Dining Room: Dining Area
  • Kitchen: Cooktop - Electric, Countertop - Other, Dishwasher, Garbage Disposal, Oven - Double, Oven - Electric, Oven - Self Cleaning, Refrigerator, Skylight
  • Fireplace: Yes
  • Living Sq Ft: 2134
  • Stories: 2
  • Bedrooms: Primary Bedroom On Ground Floor, Walk-In Closet
  • Laundry: Inside, Washer / Dryer
  • Flooring: Carpet, Laminate, Tile
  • Additional Rooms: Den / Study / Office, Formal Entry, Laundry Room
  • Fireplaces Min: 2
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Bathroom: Dual Flush Toilet, Full On Ground Floor, Primary - Oversized Tub, Shower Over Tub - 1, Stall Shower, Tile

Exterior Features

  • Foundation: Concrete Slab
  • Roof: Flat / Low Pitch
  • View: Golf Course
  • Yard/Grounds: Back Yard, Balcony / Patio, Bbq Area, Deck, Fenced, Storage Shed / Structure
  • Fencing: Fenced

Garage/Parking

  • Parking Spaces: 3
  • Garage Parking Features: Covered Parking, Parking Area
  • Carport Min: 3

Utilities

  • Heating System: Fireplace
  • Sewer/Septic System: Sewer - Public

Association/Amenities

  • Amenities Miscellaneous: Open Beam Ceiling, Skylight, Vaulted Ceiling, Walk-In Closet

Schools

  • High School: 826

Lot Info

  • Lot Description: Grade - Level, Regular
  • Lot Acres: 0.1240
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 5401.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 5401.00

Green Features

  • Energy Features: Low Flow Toilet, Skylight

Multi Family

  • Utilities: Individual Gas Meters, Solar Panels - Leased

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 5, 2021
Closed on
Dec 3, 2021
Sold by
Dorflinger David Lawrence and Dorflinger Vivian Wan
Bought by
Cameron Jessie Rose and Clayton Cameron
Seller's Agent
Diana Mercer
Compass
Buyer's Agent
Tana Widdows
Bailey Properties
List Price
$1,588,000
Sold Price
$1,350,000
Premium/Discount to List
-$238,000
-14.99%
Current Estimated Value
$1,549,538

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$199,538
Avg. Annual Appreciation
3.48%
Original Mortgage
$1,080,000
Outstanding Balance
$993,050
Interest Rate
3.09%
Mortgage Type
New Conventional
Estimated Equity
$556,488

Purchase Details

Listed on
May 8, 2015
Closed on
Aug 26, 2015
Sold by
Dorflinger David L and Dorflinger Vivian W
Bought by
Dorflinger Family Trust
Seller's Agent
Sandi McGinnis-Garcia
David Lyng Real Estate
Buyer's Agent
Matt Draper
David Lyng Real Estate
List Price
$789,000
Sold Price
$749,000
Premium/Discount to List
-$40,000
-5.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.66%
Original Mortgage
$561,750
Interest Rate
4.01%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 8, 2015
Closed on
Jul 21, 2015
Sold by
Kirby Richard T and Wilde Kirby Michele N
Bought by
Dorflinger David L and Dorflinger Vivian W
Seller's Agent
Sandi McGinnis-Garcia
David Lyng Real Estate
Buyer's Agent
Matt Draper
David Lyng Real Estate
List Price
$789,000
Sold Price
$749,000
Premium/Discount to List
-$40,000
-5.07%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$561,750
Interest Rate
4.01%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 21, 2011
Sold by
Simoni Mary C
Bought by
Kirby Richard T and Wilde Kirby Michele N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$398,950
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 7, 2005
Sold by
Mcelwee Neil and Mcelwee Catherine E
Bought by
Simoni Mary C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$560,000
Interest Rate
1.4%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Jul 1, 2002
Sold by
Haddad Brent M and Reuhsen Haddad Moyara
Bought by
Mcelwee Neil A and Mcelwee Catherine E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$469,000
Interest Rate
9.25%

Purchase Details

Closed on
Nov 4, 1997
Sold by
Menge Timothy and Menge Ruth Lee
Bought by
Haddad Brent M and Ruehsen Haddad Moyara

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,500
Interest Rate
7.26%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cameron Jessie Rose $1,350,000 First American Title Company
Dorflinger Family Trust -- None Available
Dorflinger David L $749,000 Old Republic Title Company
Kirby Richard T $450,000 First American Title Company
Simoni Mary C $735,000 Old Republic Title Company
Mcelwee Neil A $589,000 First American Title Co
Haddad Brent M $285,000 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cameron Jessie Rose $1,080,000
Previous Owner Dorflinger David L $561,750
Previous Owner Kirby Richard T $398,950
Previous Owner Simoni Mary C $560,000
Previous Owner Mcelwee Neil A $469,000
Previous Owner Haddad Brent M $256,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/16/2021 12/16/21 Sold $1,350,000 -2.5% $633 / Sq Ft
11/12/2021 11/12/21 Pending -- -- --
11/05/2021 11/05/21 Price Changed $1,385,000 -12.8% $649 / Sq Ft
10/05/2021 10/05/21 For Sale $1,588,000 +112.0% $744 / Sq Ft
07/27/2015 07/27/15 Sold $749,000 -1.3% $351 / Sq Ft View Prior Sale
06/21/2015 06/21/15 Pending -- -- --
06/15/2015 06/15/15 Price Changed $759,000 -2.6% $356 / Sq Ft
06/01/2015 06/01/15 Price Changed $779,000 -1.3% $365 / Sq Ft
05/08/2015 05/08/15 For Sale $789,000 -- $370 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,545 $1,432,631 $1,002,842 $429,789
2023 $16,237 $1,377,000 $963,900 $413,100
2022 $15,911 $1,350,000 $945,000 $405,000
2021 $10,017 $819,141 $532,442 $286,699
2020 $9,850 $810,742 $526,982 $283,760
2019 $9,675 $794,845 $516,649 $278,196
2018 $9,414 $779,260 $506,519 $272,741
2017 $9,328 $763,980 $496,587 $267,393
2016 $9,096 $749,000 $486,850 $262,150
2015 $6,067 $470,296 $282,178 $188,118
2014 $5,921 $461,084 $276,650 $184,434
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2021

    Diana Mercer

    Compass

    Section Image

  • T

    Buyer's Agent in 2021

    Tana Widdows

    Bailey Properties

  • Caroll Basile

    Buyer Co-Listing Agent in 2021

    Caroll Basile

    Bailey Properties

    (831) 345-2351

    6 in this area

    72 Total Sales

    Caroll Basile
    Section Image

  • S

    Seller's Agent in 2015

    Sandi McGinnis-Garcia

    David Lyng Real Estate

    Section Image

  • M

    Buyer's Agent in 2015

    Matt Draper

    David Lyng Real Estate

    Section Image

  • S

    Buyer Co-Listing Agent in 2015

    Sue Draper

    David Lyng Real Estate

    Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81865514

MLSListings

APN: 044-073-10-000

California Santa Cruz County Aptos 95003 Rio del Mar

440 Sumner Ave, Aptos, CA

Not Listed for Sale

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLSListings Property Information © 2025 MLSListings Inc. All rights reserved. Listing information is deemed reliable but not guaranteed. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, MLSListings Inc. The viewer acknowledges ownership and validity of its copyright. Information provided is for personal, non-commercial use by a viewer with a bona fide interest in the purchase or sale of real estate of the type being offered via this website or other electronic means. The viewer is prohibited from copying, redistributing or retransmitting any of the data or information provided by MLSListing, Inc.

Nearby Homes