Jessica Reeves
Responds Quickly
Sibcy Cline, REALTORS-Florence
(859) 600-0257
64 Total Sales
2 in Ludlow
$130K - $150K Price Range
441 Elm St Ludlow, KY 41016
Ludlow AreaEstimated Value: $268,000 - $322,000
2
Beds
2
Baths
1,328
Sq Ft
$223/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Granite Countertops
- No HOA
- High Ceiling
- Private Yard
- 3-minute walk to Ludlow Memorial Park
About This Home
As of February 2024Absolutely Adorable!! This 2 bedroom, 2 full bathroom will make you want to move in as soon as you open the door! Open concept split by a beautiful brick fireplace. Enter into the kitchen with white cabinets, granite countertops, stainless steel appliances and pantry! A full bathroom on each floor of the home. A walkout door to the backyard is on the back of the home. A fenced in backyard with a poured patio. Enjoy entertaining in this great backyard. An awesome garage and storage space tops this backyard off! Visit us at an the open house Saturday from 11-1!
Last Agent to Sell the Property
Sibcy Cline, REALTORS-CC License #247012 Listed on: 02/02/2024
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Home Details
Home Type
- Single Family
Year Built
- Built in 1920
Lot Details
- 3,125 Sq Ft Lot
- Wood Fence
- Level Lot
- Private Yard
Parking
- 1 Car Garage
Home Design
- Traditional Architecture
- Stone Foundation
- Shingle Roof
- Wood Siding
Interior Spaces
- 1,328 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Recessed Lighting
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Family Room
- Living Room with Fireplace
- Dining Room with Fireplace
- Formal Dining Room
- Unfinished Basement
- Basement Storage
Kitchen
- Eat-In Kitchen
- Gas Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
Flooring
- Carpet
- Concrete
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Patio
- Exterior Lighting
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Central Air
- Heating Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-34-07-012.00
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 2, 2024
Closed on
Feb 27, 2024
Sold by
Huser Cody R and Huser Kathryn
Bought by
Seller's Agent
Madison Eisenman
Sibcy Cline, REALTORS-CC
Buyer's Agent
Nick Foltz
Pivot Realty Group
List Price
$259,500
Sold Price
$259,900
Premium/Discount to List
$400
0.15%
Views
43
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,586
Avg. Annual Appreciation
5.41%
Original Mortgage
$207,920
Outstanding Balance
$202,356
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$94,438
Purchase Details
Listed on
Aug 7, 2020
Closed on
Sep 10, 2020
Sold by
Knauer Timothy and Knauer Alexis
Bought by
Huser Cody R and Bond Katy
Seller's Agent
Daniel Baron
Keller Williams Advisors
Buyer's Agent
Madison Eisenman
Sibcy Cline, REALTORS-CC
List Price
$174,900
Sold Price
$202,000
Premium/Discount to List
$27,100
15.49%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.53%
Original Mortgage
$196,716
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 8, 2019
Sold by
King Chase and King Meaghan
Bought by
Knauer Timothy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,750
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 30, 2017
Sold by
Secretary Of Hud
Bought by
King Chase
Purchase Details
Closed on
Aug 21, 2017
Sold by
Jpmorgan Chase Bank Na
Bought by
Secretary Of Hud
Purchase Details
Closed on
Jun 15, 2017
Sold by
Secretary Of Housing And Urban Developm
Bought by
Jpmorgan Chase Bank N A
Purchase Details
Closed on
Feb 24, 2014
Sold by
Ashcraft Jackie L
Bought by
Secretary Of Housing & Urban Development
Purchase Details
Closed on
Nov 23, 2004
Sold by
Williams John F and Williams Aloma A
Bought by
Ashcraft Jackie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$91,857
Interest Rate
5.67%
Mortgage Type
FHA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ludlow, KY
-
Jessica Reeves
-
Linda Mildon
Linda Mildon
Responds QuicklyRE/MAX Victory + Affiliates
(859) 600-1626
140 Total Sales
2 in Ludlow
$180K - $272K Price Range
-
Missy Bricking
Missy Bricking
Keller Williams Realty Service
(859) 600-6767
285 Total Sales
1 in Ludlow
$271,000 Price
-
Cathy Miles
Cathy Miles
Responds QuicklyMiles Home Team, LLC
(513) 586-5142
152 Total Sales
1 in Ludlow
$175,000 Price
-
David Schneider
David Schneider
Blue Chicken Realty
(513) 586-5839
97 Total Sales
1 in Ludlow
$152,000 Price
-
Jody Connett
JC
Jody Connett
Huff Realty - CC
(513) 586-6213
113 Total Sales
2 in Ludlow
$272K - $328K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $259,900 | None Listed On Document | ||
| Huser Cody R | $202,800 | Springdale Title Llc | |
| Knauer Timothy | $145,000 | 360 American Title Svcs Llc | |
| King Chase | $40,000 | Priority National Title | |
| Secretary Of Hud | -- | None Available | |
| Jpmorgan Chase Bank N A | -- | None Available | |
| Secretary Of Housing & Urban Development | $53,334 | None Available | |
| Ashcraft Jackie L | $93,299 | Regional Title Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $207,920 | ||
| Previous Owner | Huser Cody R | $196,716 | |
| Previous Owner | Knauer Timothy | $137,750 | |
| Previous Owner | Ashcraft Jack L | $20,000 | |
| Previous Owner | Ashcraft Jackie L | $91,857 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 02/27/2024 02/27/24 | Sold | $259,900 | +0.2% | $196 / Sq Ft | |
| 02/04/2024 02/04/24 | Pending | -- | -- | -- | |
| 02/02/2024 02/02/24 | For Sale | $259,500 | +28.5% | $195 / Sq Ft | |
| 09/10/2020 09/10/20 | Sold | $202,000 | -0.4% | $152 / Sq Ft | View Prior Sale |
| 08/09/2020 08/09/20 | Pending | -- | -- | -- | |
| 08/09/2020 08/09/20 | Price Changed | $202,800 | +16.0% | $153 / Sq Ft | |
| 08/07/2020 08/07/20 | For Sale | $174,900 | -- | $132 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,394 | $259,900 | $10,000 | $249,900 |
| 2024 | $2,636 | $202,800 | $10,000 | $192,800 |
| 2023 | $2,628 | $202,800 | $10,000 | $192,800 |
| 2022 | $2,611 | $202,800 | $10,000 | $192,800 |
| 2021 | $2,898 | $202,800 | $10,000 | $192,800 |
| 2020 | $2,085 | $145,000 | $10,000 | $135,000 |
| 2019 | $1,359 | $93,200 | $10,000 | $83,200 |
| 2018 | $623 | $40,000 | $10,000 | $30,000 |
| 2017 | $1,333 | $93,200 | $10,000 | $83,200 |
| 2015 | $1,270 | $93,200 | $10,000 | $83,200 |
| 2014 | -- | $93,200 | $10,000 | $83,200 |
Source: Public Records
Agents Affiliated with this Home
-
Madison Eisenman
Seller's Agent in 2024
Madison Eisenman
Sibcy Cline
(859) 815-9972
325 Total Sales
-
Nick Foltz
Buyer's Agent in 2024
Nick Foltz
Pivot Realty Group
(513) 401-6462
257 Total Sales
-
Daniel Baron
Seller's Agent in 2020
Daniel Baron
Keller Williams Advisors
(513) 600-4117
736 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 620152
APN: 026-34-07-012.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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