4424 Mountain Cove Dr Charlotte, NC 28216
Mountain Island Neighborhood
4
Beds
3.5
Baths
3,265
Sq Ft
0.61
Acres
Highlights
- Open Floorplan
- Clubhouse
- Engineered Wood Flooring
- Community Lake
- Private Lot
- Community Pool
About This Home
As of September 2023Must see full brick home in Overlook! Great curb appeal w/ covered front porch! Sought after open floor plan w/ owner’s suite on main! Open entryway w/ tons of natural light. Beautiful hardwood floors on main & plantation shutters throughout. Office w/ custom shelving, built in desk & french doors. Great room w/ vaulted ceiling & gas log fireplace. Eat-in kitchen w/granite counter tops, stainless steel appliances, gas cook top, wall oven & sunny breakfast area! Elegant owner's retreat w/ crown molding & walk in closet. En-suite bath w/ dual vanities, glass shower & separate soaking tub. 2 additional bedrooms, updated bath, laundry & 1/2 bath on main. 2nd floor bonus room, flex space & full bath. Deck & screened in porch are perfect for grilling & entertaining! Peaceful & private backyard w/ mature trees. Walk in crawl space. Community amenities include lake access, boat ramp, pool & tennis courts. HVAC & roof 2016! Tankless water heater. Close to schools, parks, restaurants & shopping!
Last Agent to Sell the Property
Puma & Associates Realty, Inc. License #203114 Listed on: 10/02/2019
Home Details
Home Type
- Single Family
Year Built
- Built in 1998
Lot Details
- Private Lot
- Many Trees
HOA Fees
- $95 Monthly HOA Fees
Parking
- Attached Garage
Interior Spaces
- Open Floorplan
- Gas Log Fireplace
- Insulated Windows
- Crawl Space
- Breakfast Bar
Flooring
- Engineered Wood
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- Walk-In Closet
- Garden Bath
Listing and Financial Details
- Assessor Parcel Number 023-183-33
- Tax Block 552
Community Details
Overview
- Braesael Management Association, Phone Number (704) 847-3507
- Community Lake
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Recreation Facilities
- Community Playground
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 19, 2023
Closed on
Sep 21, 2023
Sold by
Darling William Brian and Darling Suzanne B
Bought by
Black Desti Michelle and Howard Justin Andrew
Seller's Agent
Laura Maultsby
Maultsby Realty Group
Buyer's Agent
Andrea Nivens
Epique Inc.
List Price
$835,000
Sold Price
$780,000
Premium/Discount to List
-$55,000
-6.59%
Views
266
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$39,149
Avg. Annual Appreciation
-2.76%
Original Mortgage
$624,000
Outstanding Balance
$612,070
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$128,781
Purchase Details
Listed on
Oct 2, 2019
Closed on
Dec 27, 2019
Sold by
Halak Greg C and Halak Bianca L
Bought by
Darling W Brian W and Darling Suzanne B
Seller's Agent
Phil Puma
Puma & Associates Realty, Inc.
Buyer's Agent
Allison Cottingham
Belmont Realty
List Price
$425,000
Sold Price
$399,000
Premium/Discount to List
-$26,000
-6.12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.63%
Purchase Details
Closed on
Mar 8, 2016
Sold by
Sierra Rolando A and Alonso Sierra Maria E
Bought by
Halak Greg C and Halak Bianca L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,000
Interest Rate
3.72%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 28, 2013
Sold by
Howard Thomas W and Howard Mary B
Bought by
Sierra Rolando A and Alonso-Sierra Maria E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,800
Interest Rate
3.36%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 10, 1998
Sold by
Robert Ingraham Homes Inc
Bought by
Howard Thomas W and Howard Mary B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.84%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 24, 1998
Sold by
Howard Thomas W and Howard Mary B
Bought by
Robert Ingraham Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,625
Interest Rate
7.02%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Charlotte, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $780,000 | Fortified Title | |
| Warranty Deed | $399,000 | None Available | |
| Warranty Deed | $355,000 | None Available | |
| Warranty Deed | $316,000 | None Available | |
| Warranty Deed | $330,500 | -- | |
| Warranty Deed | $41,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $624,000 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $337,000 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $186,800 | New Conventional | |
| Previous Owner | $202,749 | Balloon | |
| Previous Owner | $210,000 | Purchase Money Mortgage | |
| Previous Owner | $250,625 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/21/2023 09/21/23 | Sold | $780,000 | -2.5% | $238 / Sq Ft |
| 08/03/2023 08/03/23 | Pending | -- | -- | -- |
| 07/17/2023 07/17/23 | Price Changed | $799,900 | -3.0% | $244 / Sq Ft |
| 06/15/2023 06/15/23 | Price Changed | $825,000 | -1.2% | $252 / Sq Ft |
| 05/19/2023 05/19/23 | For Sale | $835,000 | +109.3% | $255 / Sq Ft |
| 12/27/2019 12/27/19 | Sold | $399,000 | -5.0% | $122 / Sq Ft |
| 11/25/2019 11/25/19 | Pending | -- | -- | -- |
| 11/12/2019 11/12/19 | Price Changed | $419,900 | -1.2% | $129 / Sq Ft |
| 10/02/2019 10/02/19 | For Sale | $425,000 | -- | $130 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,313 | $591,000 | $140,000 | $451,000 |
| 2022 | $4,313 | $446,900 | $125,000 | $321,900 |
| 2021 | $4,427 | $446,900 | $125,000 | $321,900 |
| 2020 | $4,420 | $446,900 | $125,000 | $321,900 |
| 2019 | $4,404 | $446,900 | $125,000 | $321,900 |
| 2018 | $4,739 | $355,600 | $90,000 | $265,600 |
| 2017 | $4,666 | $355,600 | $90,000 | $265,600 |
| 2016 | $4,656 | $355,600 | $90,000 | $265,600 |
| 2015 | $4,645 | $355,600 | $90,000 | $265,600 |
| 2014 | $4,629 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Maultsby
Seller's Agent in 2023
Laura Maultsby
Maultsby Realty Group
(704) 241-8727
39 in this area
166 Total Sales
-
Andrea Nivens
Buyer's Agent in 2023
Andrea Nivens
Epique Inc.
(704) 905-7626
3 in this area
42 Total Sales
-
Phil Puma
Seller's Agent in 2019
Phil Puma
Puma & Associates Realty, Inc.
(704) 578-8851
685 Total Sales
-
Allison Cottingham
Buyer's Agent in 2019
Allison Cottingham
Belmont Realty
(704) 576-0152
2 in this area
61 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: CAR3548321
APN: 023-183-33
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