4424 Mountain Cove Dr Charlotte, NC 28216
Mountain Island Neighborhood
4
Beds
3.5
Baths
3,275
Sq Ft
0.61
Acres
Highlights
- Access To Lake
- Open Floorplan
- Deck
- RV or Boat Storage in Community
- Clubhouse
- Private Lot
About This Home
As of September 2023Spacious home in the OVERLOOK neighborhood, a waterfront community located on Mt. Island Lake. This FULL BRICK updated home is on a private .61 acre lot located on a cul-de-sac. The newly designed custom kitchen is gorgeous with white cabinetry, bead-board ceiling, stainless steel appliances, tile backsplash, new gas cooktop, and a beautiful view from the bay window in the breakfast room. The other newly updated features include: refinished hardwood flooring, freshly painted common areas, dining room features extensive trim work, concrete extension and paved sidewalks, new light fixtures, new handrails and balusters, new fireplace hearth and mantel, and newly remodeled half bath and owners bathroom. You will love the functional floor plan featuring 3 bedrooms on the main and a huge bonus/ bedroom and an office/flex space upstairs. Accessible outside is an Unfinished basement with a workshop and storage. Relax on the back screen porch or enjoy the amenities in the neighborhood.
Last Agent to Sell the Property
Maultsby Realty Group License #219414 Listed on: 05/19/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,313
Year Built
- Built in 1998
Lot Details
- Lot Dimensions are 94x278x138x237
- Cul-De-Sac
- Private Lot
- Property is zoned R5
HOA Fees
- $119 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
- 5 Open Parking Spaces
Home Design
- Four Sided Brick Exterior Elevation
Interior Spaces
- 1.5-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Family Room with Fireplace
- Screened Porch
- Wood Flooring
- Laundry Room
Kitchen
- Breakfast Bar
- Self-Cleaning Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
Unfinished Basement
- Walk-Out Basement
- Partial Basement
- Crawl Space
Outdoor Features
- Access To Lake
- Deck
Utilities
- Forced Air Zoned Cooling and Heating System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 023-183-33
Community Details
Overview
- Braesael Association, Phone Number (704) 847-3507
- Overlook Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- RV or Boat Storage in Community
- Tennis Courts
- Sport Court
- Indoor Game Court
- Community Playground
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 19, 2023
Closed on
Sep 21, 2023
Sold by
Darling William Brian and Darling Suzanne B
Bought by
Black Desti Michelle and Howard Justin Andrew
Seller's Agent
Laura Maultsby
Maultsby Realty Group
Buyer's Agent
Andrea Nivens
Epique Inc.
List Price
$835,000
Sold Price
$780,000
Premium/Discount to List
-$55,000
-6.59%
Views
266
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$39,149
Avg. Annual Appreciation
-2.76%
Original Mortgage
$624,000
Outstanding Balance
$612,070
Interest Rate
5.88%
Mortgage Type
New Conventional
Estimated Equity
$128,781
Purchase Details
Listed on
Oct 2, 2019
Closed on
Dec 27, 2019
Sold by
Halak Greg C and Halak Bianca L
Bought by
Darling W Brian W and Darling Suzanne B
Seller's Agent
Phil Puma
Puma & Associates Realty, Inc.
Buyer's Agent
Allison Cottingham
Belmont Realty
List Price
$425,000
Sold Price
$399,000
Premium/Discount to List
-$26,000
-6.12%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.63%
Purchase Details
Closed on
Mar 8, 2016
Sold by
Sierra Rolando A and Alonso Sierra Maria E
Bought by
Halak Greg C and Halak Bianca L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$337,000
Interest Rate
3.72%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 28, 2013
Sold by
Howard Thomas W and Howard Mary B
Bought by
Sierra Rolando A and Alonso-Sierra Maria E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$264,800
Interest Rate
3.36%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 10, 1998
Sold by
Robert Ingraham Homes Inc
Bought by
Howard Thomas W and Howard Mary B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
6.84%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 24, 1998
Sold by
Howard Thomas W and Howard Mary B
Bought by
Robert Ingraham Homes Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,625
Interest Rate
7.02%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Charlotte, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $780,000 | Fortified Title | |
| Warranty Deed | $399,000 | None Available | |
| Warranty Deed | $355,000 | None Available | |
| Warranty Deed | $316,000 | None Available | |
| Warranty Deed | $330,500 | -- | |
| Warranty Deed | $41,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $624,000 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $337,000 | New Conventional | |
| Previous Owner | $264,800 | New Conventional | |
| Previous Owner | $186,800 | New Conventional | |
| Previous Owner | $202,749 | Balloon | |
| Previous Owner | $210,000 | Purchase Money Mortgage | |
| Previous Owner | $250,625 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/21/2023 09/21/23 | Sold | $780,000 | -2.5% | $238 / Sq Ft |
| 08/03/2023 08/03/23 | Pending | -- | -- | -- |
| 07/17/2023 07/17/23 | Price Changed | $799,900 | -3.0% | $244 / Sq Ft |
| 06/15/2023 06/15/23 | Price Changed | $825,000 | -1.2% | $252 / Sq Ft |
| 05/19/2023 05/19/23 | For Sale | $835,000 | +109.3% | $255 / Sq Ft |
| 12/27/2019 12/27/19 | Sold | $399,000 | -5.0% | $122 / Sq Ft |
| 11/25/2019 11/25/19 | Pending | -- | -- | -- |
| 11/12/2019 11/12/19 | Price Changed | $419,900 | -1.2% | $129 / Sq Ft |
| 10/02/2019 10/02/19 | For Sale | $425,000 | -- | $130 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,313 | $591,000 | $140,000 | $451,000 |
| 2022 | $4,313 | $446,900 | $125,000 | $321,900 |
| 2021 | $4,427 | $446,900 | $125,000 | $321,900 |
| 2020 | $4,420 | $446,900 | $125,000 | $321,900 |
| 2019 | $4,404 | $446,900 | $125,000 | $321,900 |
| 2018 | $4,739 | $355,600 | $90,000 | $265,600 |
| 2017 | $4,666 | $355,600 | $90,000 | $265,600 |
| 2016 | $4,656 | $355,600 | $90,000 | $265,600 |
| 2015 | $4,645 | $355,600 | $90,000 | $265,600 |
| 2014 | $4,629 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Maultsby
Seller's Agent in 2023
Laura Maultsby
Maultsby Realty Group
(704) 241-8727
39 in this area
167 Total Sales
-
Andrea Nivens
Buyer's Agent in 2023
Andrea Nivens
Epique Inc.
(704) 905-7626
3 in this area
42 Total Sales
-
Phil Puma
Seller's Agent in 2019
Phil Puma
Puma & Associates Realty, Inc.
(704) 578-8851
685 Total Sales
-
Allison Cottingham
Buyer's Agent in 2019
Allison Cottingham
Belmont Realty
(704) 576-0152
2 in this area
62 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4030254
APN: 023-183-33
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