C
Seller's Agent in 2025
Crisler Torrence
Real Estate Partners Chattanooga LLC
(601) 842-9690
7 in this area
22 Total Sales
4428 Seneca Ave Chattanooga, TN 37409
Saint Elmo NeighborhoodEstimated Value: $437,000 - $484,000
2
Beds
2
Baths
1,324
Sq Ft
$348/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Wooded Lot
- No HOA
- Mountain View
- Wood Flooring
- Covered Patio or Porch
About This Home
As of June 2025Welcome to 4428 Seneca Avenue, a charming bungalow nestled in the heart of St. Elmo, one of Chattanooga's most eclectic and vibrant neighborhoods. This beautifully refurbished 2-bedroom, 2-bath home offers stunning views of Lookout Mountain right from the front porch, setting the perfect backdrop for morning coffee or evening relaxation. Step inside to discover an inviting open-concept layout featuring gleaming hardwood floors throughout with new windows (updated in 2017) that flood the space with natural light. The living room showcases a cozy wood-burning fireplace, creating the perfect ambiance for chilly evenings. Just off the kitchen, a separate dining room provides an ideal space for entertaining friends and family.
The primary en suite is a dreamy retreat, boasting a recently remodeled bathroom designed with comfort and style in mind. The second full bath also features tasteful upgrades, ensuring a modern feel while preserving the home's classic charm. A dedicated laundry room, complete with a washer and dryer (that convey with an acceptable offer), adds convenience to daily living. Downstairs, you'll find abundant storage space in the unfinished basement, accessible through a walk-out garage door, along with an attached one-car garage for secure parking.
Recent updates to the home include an upgraded floor plan to a 2-bedroom, 2-bath configuration in 2020, as well as modernized plumbing, electrical systems, a gas water heater, and new appliances. Roof repairs were also completed in 2020, giving you peace of mind for years to come. Off-street parking ensures convenience, while a flourishing herb garden and a fire pit hangout area at the top of the quarter acre backyard (boasting even better mountain views) invite you to enjoy outdoor living at its finest. Just steps from the Virginia Ave Greenway, this home is ideally situated in the historic St. Elmo neighborhood. Known for its walkability and welcoming community vibe, St. Elmo offers a range of unique amenities, including the Virginia Ave bike path, local grocery stores, the post office, restaurants, shopping, an updated playground, and scenic trails on Lookout Mountain and Hawkins Ridge. Whether you're exploring nearby waterfalls or enjoying local eateries, this location promises the perfect balance of nature and urban convenience.
Don't miss the opportunity to call this St. Elmo charmer your own. Local lenders are preferred. Schedule your showing today!
Last Agent to Sell the Property
Real Estate Partners Chattanooga LLC License #361273 Listed on: 05/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,094
Year Built
- Built in 1928
Lot Details
- 10,454 Sq Ft Lot
- Lot Dimensions are 50x210
- Landscaped
- Sloped Lot
- Wooded Lot
- Many Trees
- Garden
Parking
- 1 Car Attached Garage
- Basement Garage
- Parking Available
- Front Facing Garage
- Off-Street Parking
Home Design
- Brick Foundation
- Stone Foundation
- Shingle Roof
- Asphalt Roof
- Wood Siding
- Vinyl Siding
- Stone
Interior Spaces
- 1,324 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Wood Burning Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Shades
- Living Room with Fireplace
- Formal Dining Room
- Mountain Views
- Unfinished Basement
- Partial Basement
Kitchen
- Free-Standing Gas Range
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Bathroom
- 2 Full Bathrooms
- Double Vanity
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Home Security
- Home Security System
- Smart Lights or Controls
- Security Lights
- Fire and Smoke Detector
Outdoor Features
- Covered Patio or Porch
- Fire Pit
- Rain Gutters
Schools
- Calvin Donaldson Elementary School
- Lookout Valley Middle School
- Lookout Valley High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 167b N 005
Community Details
Overview
- No Home Owners Association
- Ridgeway Addn Subdivision
Recreation
- Community Playground
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 13, 2025
Closed on
Jun 11, 2025
Sold by
Bought by
Seller's Agent
Crisler Torrence
Real Estate Partners Chattanooga LLC
Buyer's Agent
Sally Bacon
Keller Williams Realty
List Price
$435,000
Sold Price
$445,000
Premium/Discount to List
$10,000
2.3%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,865
Avg. Annual Appreciation
3.20%
Purchase Details
Listed on
Mar 31, 2017
Closed on
May 22, 2017
Sold by
Bought by
List Price
$188,500
Sold Price
$188,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.25%
Original Mortgage
$185,085
Interest Rate
0.041%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 6, 2015
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
0.0389%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 23, 2010
Sold by
Bought by
Purchase Details
Closed on
Jun 14, 2010
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | Hon & Kopet Title | ||
| $188,500 | None Available | ||
| $140,000 | Title Guaranty & Trust Co | ||
| $48,000 | None Available | ||
| -- | Title Guaranty & Trust Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Closed | $185,085 | ||
| Closed | $95,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/11/2025 06/11/25 | Sold | $445,000 | +2.3% | $336 / Sq Ft | |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- | |
| 05/13/2025 05/13/25 | For Sale | $435,000 | +54.0% | $329 / Sq Ft | |
| 05/29/2020 05/29/20 | Sold | $282,500 | +2.7% | $213 / Sq Ft | View Prior Sale |
| 05/03/2020 05/03/20 | Pending | -- | -- | -- | |
| 04/29/2020 04/29/20 | For Sale | $275,000 | +45.9% | $208 / Sq Ft | |
| 05/22/2017 05/22/17 | Sold | $188,500 | 0.0% | $142 / Sq Ft | View Prior Sale |
| 04/02/2017 04/02/17 | Pending | -- | -- | -- | |
| 03/31/2017 03/31/17 | For Sale | $188,500 | -- | $142 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,571 | $103,650 | $0 | $0 |
| 2024 | $1,543 | $68,950 | $0 | $0 |
| 2023 | $1,543 | $68,950 | $0 | $0 |
| 2022 | $1,543 | $68,950 | $0 | $0 |
| 2021 | $1,543 | $68,950 | $0 | $0 |
| 2020 | $1,039 | $37,575 | $0 | $0 |
| 2019 | $1,039 | $37,575 | $0 | $0 |
| 2018 | $982 | $37,575 | $0 | $0 |
| 2017 | $712 | $35,925 | $0 | $0 |
| 2016 | $424 | $0 | $0 | $0 |
| 2015 | $893 | $15,325 | $0 | $0 |
| 2014 | $893 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Crisler Torrence
-
Sarah Brogdon
Seller Co-Listing Agent in 2025
Sarah Brogdon
Real Estate Partners Chattanooga LLC
(423) 802-2169
43 in this area
446 Total Sales
-
Sally Bacon
Buyer's Agent in 2025
Sally Bacon
Keller Williams Realty
(423) 802-5775
1 in this area
36 Total Sales
-
Zach Onusic
Z
Seller's Agent in 2020
Zach Onusic
SDH Chattanooga LLC
(503) 954-5984
48 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1512512
APN: 167B-N-005
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IDX information is provided exclusively for consumers’ personal, noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is deemed reliable but is not guaranteed accurate by the MLS.
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