Diane Patty
Responds Quickly
Greater Downtown Realty dba Keller Williams Realty
(706) 944-8917
333 Total Sales
1 in Saint Elmo
$375,000 Price
4428 Seneca Ave Chattanooga, TN 37409
Saint Elmo NeighborhoodEstimated Value: $407,000 - $449,184
2
Beds
2
Baths
1,324
Sq Ft
$324/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Wooded Lot
- No HOA
- Mountain View
- Wood Flooring
- Porch
About This Home
As of June 2025Welcome to 4428 Seneca Avenue, a charming bungalow nestled in the heart of St. Elmo, one of Chattanooga's most eclectic and vibrant neighborhoods. This beautifully refurbished 2-bedroom, 2-bath home offers stunning views of Lookout Mountain right from the front porch, setting the perfect backdrop for morning coffee or evening relaxation. Step inside to discover an inviting open-concept layout featuring gleaming hardwood floors throughout with new windows (updated in 2017) that flood the space with natural light. The living room showcases a cozy wood-burning fireplace, creating the perfect ambiance for chilly evenings. Just off the kitchen, a separate dining room provides an ideal space for entertaining friends and family.
The primary en suite is a dreamy retreat, boasting a recently remodeled bathroom designed with comfort and style in mind. The second full bath also features tasteful upgrades, ensuring a modern feel while preserving the home's classic charm. A dedicated laundry room, complete with a washer and dryer (that convey with an acceptable offer), adds convenience to daily living. Downstairs, you'll find abundant storage space in the unfinished basement, accessible through a walk-out garage door, along with an attached one-car garage for secure parking.
Recent updates to the home include an upgraded floor plan to a 2-bedroom, 2-bath configuration in 2020, as well as modernized plumbing, electrical systems, a gas water heater, and new appliances. Roof repairs were also completed in 2020, giving you peace of mind for years to come. Off-street parking ensures convenience, while a flourishing herb garden and a fire pit hangout area at the top of the quarter acre backyard (boasting even better mountain views) invite you to enjoy outdoor living at its finest. Just steps from the Virginia Ave Greenway, this home is ideally situated in the historic St. Elmo neighborhood. Known for its walkability and welcoming community vibe, St.
Last Agent to Sell the Property
Real Estate Partners Chattanooga, LLC Brokerage Phone: 6018429690 License #361273 Listed on: 09/11/2026
Co-Listed By
Real Estate Partners Chattanooga, LLC Brokerage Phone: 6018429690 License #324028
Last Buyer's Agent
Sally Bacon
Greater Downtown Realty dba Keller Williams Realty License #319867
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,094
Year Built
- Built in 1928
Lot Details
- 10,454 Sq Ft Lot
- Lot Dimensions are 50x210
- Sloped Lot
- Wooded Lot
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Driveway
Home Design
- Asphalt Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- 1,324 Sq Ft Home
- Property has 3 Levels
- Open Floorplan
- Ceiling Fan
- Wood Burning Fireplace
- ENERGY STAR Qualified Windows
- Living Room with Fireplace
- Mountain Views
- Unfinished Basement
- Partial Basement
Kitchen
- Gas Range
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Home Security
- Smart Lights or Controls
- Fire and Smoke Detector
Outdoor Features
- Porch
Schools
- Calvin Donaldson Elementary School
- Lookout Valley Middle / High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 167B N 005
Community Details
Overview
- No Home Owners Association
- Ridgeway Addn Subdivision
Recreation
- Community Playground
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 11, 2026
Closed on
Jun 11, 2025
Sold by
Barron Buck Collier and Lewis Buck James
Bought by
Seller's Agent
Crisler Torrence
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Sally Bacon
Greater Downtown Realty dba Keller Williams Realty
List Price
$435,000
Sold Price
$445,000
Premium/Discount to List
$10,000
2.3%
Views
14
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,704
Avg. Annual Appreciation
-2.79%
Purchase Details
Listed on
Mar 31, 2017
Closed on
May 22, 2017
Sold by
Whitacre Susan H and Whitacre Brian G
Bought by
Stein Sophie Louise and Stein Joshua
Buyer's Agent
Jim Lea
Greater Chattanooga Realty, Keller Williams Realty
List Price
$188,500
Sold Price
$188,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.25%
Original Mortgage
$185,085
Interest Rate
4.1%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 6, 2015
Sold by
Hawkins Stephen S and Hawkins Jean L
Bought by
Whitacre Susan H and Whitacre Brian G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,000
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 23, 2010
Sold by
St Elmo Presbyterian Church Chattanooga
Bought by
Hawkins Stephen S and Hawkins Jean L
Purchase Details
Closed on
Jun 14, 2010
Sold by
Boroughs Cal
Bought by
St Elmo Presbyterian Church
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Elmo, TN
-
Diane Patty
-
Brian Kelly
Brian Kelly
Real Broker
(423) 497-3735
109 Total Sales
4 in Saint Elmo
$385K - $510K Price Range
-
Bri Goodrich
Bri Goodrich
Keller Williams Realty
(224) 374-1855
178 Total Sales
2 in Saint Elmo
$460,000 Price Range
-
Tim Carter
Tim Carter
Keller Williams Realty
(423) 497-0558
110 Total Sales
2 in Saint Elmo
$435K - $500K Price Range
-
Jim Hughes
Jim Hughes
Keller Williams Realty
(423) 460-9661
57 Total Sales
3 in Saint Elmo
$325K - $500K Price Range
-
David Hanson
David Hanson
EXP Realty, LLC
(423) 250-1387
185 Total Sales
2 in Saint Elmo
$190K - $435K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $445,000 | Hon & Kopet Title | ||
| Stein Sophie Louise | $188,500 | None Available | |
| Whitacre Susan H | $140,000 | Title Guaranty & Trust Co | |
| Hawkins Stephen S | $48,000 | None Available | |
| St Elmo Presbyterian Church | -- | Title Guaranty & Trust Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $185,085 | ||
| Previous Owner | Whitacre Susan H | $95,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/11/2025 06/11/25 | Sold | $445,000 | +2.3% | $336 / Sq Ft | |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- | |
| 05/08/2025 05/08/25 | For Sale | $435,000 | +54.0% | $329 / Sq Ft | |
| 05/29/2020 05/29/20 | Sold | $282,500 | +2.7% | $213 / Sq Ft | View Prior Sale |
| 05/03/2020 05/03/20 | Pending | -- | -- | -- | |
| 04/29/2020 04/29/20 | For Sale | $275,000 | +45.9% | $208 / Sq Ft | |
| 05/22/2017 05/22/17 | Sold | $188,500 | 0.0% | $142 / Sq Ft | View Prior Sale |
| 04/02/2017 04/02/17 | Pending | -- | -- | -- | |
| 03/31/2017 03/31/17 | For Sale | $188,500 | -- | $142 / Sq Ft |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,571 | $103,650 | $0 | $0 |
| 2024 | $1,543 | $68,950 | $0 | $0 |
| 2023 | $1,543 | $68,950 | $0 | $0 |
| 2022 | $1,543 | $68,950 | $0 | $0 |
| 2021 | $1,543 | $68,950 | $0 | $0 |
| 2020 | $1,039 | $37,575 | $0 | $0 |
| 2019 | $1,039 | $37,575 | $0 | $0 |
| 2018 | $982 | $37,575 | $0 | $0 |
| 2017 | $712 | $35,925 | $0 | $0 |
| 2016 | $424 | $0 | $0 | $0 |
| 2015 | $893 | $15,325 | $0 | $0 |
| 2014 | $893 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Crisler Torrence
CT
Seller's Agent in 2026
Crisler Torrence
Real Estate Partners Chattanooga, LLC
6 in this area
24 Total Sales
-
Sarah Brogdon
Seller Co-Listing Agent in 2026
Sarah Brogdon
Real Estate Partners Chattanooga, LLC
(423) 802-2169
44 in this area
458 Total Sales
-
SB
Buyer's Agent in 2026
Sally Bacon
Greater Downtown Realty dba Keller Williams Realty
-
Zach Onusic
ZO
Seller's Agent in 2020
Zach Onusic
SDH Chattanooga LLC
(503) 954-5984
47 Total Sales
-
Jim Lea
Buyer's Agent in 2017
Jim Lea
Greater Chattanooga Realty, Keller Williams Realty
(423) 779-2354
19 in this area
207 Total Sales
Map
Source: Realtracs
MLS Number: 2908360
APN: 167B-N-005
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
Based on information submitted to the MLS GRID
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