$1,287,500
COMING SOON

Estimated payment $7,622/month

Total Views 240
5 Beds
5.5 Baths
5,013 Sq Ft
0.28 Acres

Highlights

  • Popular Property
  • Community Beach Access
  • Panoramic View
  • Beach Front
  • Spa
  • Gated Community

About This Home

Sweeping 180 degree Lake Views in Prestigious Windward Pointe

Located in the sought-after gated community of Windward Pointe, this exceptional 5-bedroom, 6-bath home is perfectly positioned to capture uninterrupted 180 degree views of the lake. Here, you can enjoy the beauty of lake living without the upkeep of a waterfront home while remaining just minutes from marinas, shopping, and downtown Chattanooga.

At the heart of the home is a top-of-the-line chef's kitchen designed for both everyday living and memorable entertaining. Features include an 8-burner Thor gas range with griddle and double oven, Viking refrigerator, wine cooler, custom cabinetry, and an oversized island that serves as the perfect gathering place for family and guests.

The open-concept living and dining spaces are framed by expansive windows for abundance of natural light with doors opening to multiple covered porches on two levels, ideal for year-round enjoyment of the stunning lake views.

The main-level primary suite offers a serene retreat with a separate sitting area, spa-like en-suite bath, and direct patio access. Upstairs offers three additional bedrooms and two baths provide comfort and privacy.

The lower level serves as a complete guest or mother-in-law suite, with its own kitchen, living room, two bedrooms, abundant natural light with covered porch perfect for extended stays or multi-generational living.

There is a two-car garage on the main level near kitchen and a single car-garage off basement level. This home offers ample storage for vehicles, lake gear, and more.

Residents of Windward Pointe enjoy exclusive access to a private beach area for paddle boards and kayaks, and quiet streets within the gated community.

This prime location is just 8 minutes to Highway 153, less than 10 minutes to Chickamauga Marina, and only 15 minutes to downtown Chattanooga's vibrant dining, shopping, and entertainment scene. Sweeping lake views, elegant design, and the coveted amenities of Windward Pointe, this home offers it all with lot's of space for friends and family.

Listing Agent

Ellen Brooks

Fletcher Bright Realty License #236259 Listed on: 08/12/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,764

Year Built

  • Built in 2005

Lot Details

  • 0.28 Acre Lot
  • Beach Front
  • Security Fence
  • Landscaped
  • Corner Lot
  • Lot Sloped Down
  • Front and Back Yard Sprinklers
  • Few Trees
  • Back Yard

HOA Fees

  • $142 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Basement Garage
  • Parking Available
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • River
  • Lake
  • Panoramic

Home Design

  • Brick Exterior Construction
  • Brick Foundation
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Cement Siding

Interior Spaces

  • 3-Story Property
  • Open Floorplan
  • Wired For Sound
  • Bookcases
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Gas Log Fireplace
  • Insulated Windows
  • Drapes & Rods
  • Entrance Foyer
  • Great Room with Fireplace
  • 2 Fireplaces
  • Sitting Room
  • Breakfast Room
  • Formal Dining Room
  • Den with Fireplace
  • Game Room with Fireplace
  • Bonus Room
  • Storage
  • Partially Finished Basement
  • Laundry in Basement

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Double Self-Cleaning Convection Oven
  • Gas Range
  • Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Granite Countertops
  • Disposal
  • Instant Hot Water

Flooring

  • Wood
  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in multiple locations
  • Washer and Dryer

Attic

  • Storage In Attic
  • Walk-In Attic

Home Security

  • Security Gate
  • Fire and Smoke Detector

Accessible Home Design

  • Central Living Area
  • Enhanced Accessible Features

Outdoor Features

  • Spa
  • Lake Privileges
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Vented Exhaust Fan
  • Underground Utilities
  • Gas Available
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 120j D 006

Community Details

Overview

  • $1,700 Initiation Fee
  • Windward Pointe Subdivision
  • Community Lake

Recreation

  • Community Beach Access

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,764

Year Built

Built in 2005

Lot Details

0

HOA Fees

$142 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 216 x 70 IRRG
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Windward Pointe
  • Directions: Highway 153 go North on Highway 58. At the 3rd Traffic Light turn left on Webb Road, go approximately 1.3 miles to left at the Windward Pointe gated Entrance. Code for gate will be give with approved showings.
  • Above Grade Finished Sq Ft: 3276.0
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • Living Area: 5013.0
  • New Construction: No
  • Building Stories: 3
  • Structure Type: House
  • Year Built: 2005
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 120j D 006
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 7764.15
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 3276.0
  • General Property Information Below Grade Finished Area: 1625.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.2783
  • General Property Information Lot Size Square Feet2: 12124.42
  • General Property Information Lot Size Dimensions: 216 x 70 IRRG
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: Second
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Basement
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Room Types Primary Bathroom Level: First
  • Levels Three Or More: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • General Property Information Stories2: 3
  • Appliances WasherDryer5: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Foundation Details BrickMortar: Yes
  • Flooring Luxury Vinyl: Yes
  • Interior Features Sitting Area: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Room Types Den: Yes
  • Room Types Den Level: Basement
  • Parking Features Kitchen Level2: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Appliances Water Heater2: Yes
  • Utilities:Natural Gas Connected: Yes
  • Structure Type:House: Yes
  • Utilities:Cable Connected: Yes
  • Interior Features Breakfast Room: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Additional Association Fees Initiation Fee Amount: 1700.0
  • Laundry Features In Basement: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • View:River: Yes
  • Laundry Features:Lower Level: Yes
  • Security Features:Security Fence: Yes
  • Security Features Security Gate: Yes
  • View:Lake2: Yes
  • Laundry Features Multiple Locations: Yes
  • Association Amenities Beach Access2: Yes
  • Special Features: ComingSoon
  • Stories: 3

Interior Features

  • Private Spa: Yes
  • Appliances: Wine Refrigerator, Water Heater, Washer/Dryer, Vented Exhaust Fan, Tankless Water Heater, Self Cleaning Oven, Refrigerator, Range Hood, Oven, Microwave, Instant Hot Water, Gas Range, Free-Standing Refrigerator, Free-Standing Gas Range, Free-Standing Electric Range, Exhaust Fan, Double Oven, Disposal, Dishwasher, Convection Oven
  • Accessibility Features: Accessible Central Living Area
  • Has Basement: Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1625.0
  • Fireplace Features: Den, Gas Log, Great Room
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Luxury Vinyl, Tile
  • Interior Amenities: Bookcases, Breakfast Bar, Breakfast Room, Ceiling Fan(s), Chandelier, Connected Shared Bathroom, Double Vanity, Eat-in Kitchen, En Suite, Entrance Foyer, Granite Counters, High Ceilings, In-Law Floorplan, Kitchen Island, Open Floorplan, Recessed Lighting, Separate Dining Room, Separate Shower, Sitting Area, Soaking Tub, Storage, Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s), Whirlpool Tub, Wired for Sound
  • Window Features: Drapes, Insulated Windows
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Storage Only: Yes
  • Attic Features:Walk-In Attic: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Exhaust Fan: Yes
  • Appliances:Range Hood: Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Appliances:Wine Refrigerator: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Security Features:Gated Community: Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Tankless Water Heater: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Chandelier: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Kitchen Island: Yes
  • Community Features:Gated: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Oven: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:In-Law Floorplan: Yes
  • Interior Features:Bookcases: Yes
  • Appliances:Instant Hot Water: Yes
  • Basement:Partially Finished: Yes
  • Appliances:Self Cleaning Oven: Yes
  • Interior Features:Wired for Sound: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Lot Features: Back Yard, Corner Lot, Few Trees, Gentle Sloping, Landscaped, Sloped, Sloped Down, Sprinklers In Front, Sprinklers In Rear, Views
  • Pool Features: None
  • View: Lake, Panoramic, River
  • View: Yes
  • Waterfront Features: Beach Front, Lake Privileges
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Cement Siding
  • Exterior Features: Rain Gutters
  • Foundation Details: Block, Brick/Mortar
  • Patio And Porch Features: Front Porch, Porch - Covered, Rear Porch, See Remarks
  • Roof: Asphalt, Shingle
  • Construction Materials:Cement Siding: Yes
  • Construction Materials:Brick: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Corner Lot: Yes
  • Lot Features:Sloped Down: Yes
  • Accessibility Features:Accessible Central Living Area: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Exterior Features:Rain Gutters: Yes
  • Lot Features:Views: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Few Trees: Yes
  • Window Features:Drapes: Yes
  • View:Panoramic: Yes
  • Waterfront Features:Lake Privileges: Yes
  • Waterfront Features:Beach Front: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Basement, Circular Driveway, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Paved2: Yes
  • Parking Features:Basement: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:Circular Driveway: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Lower Level, Main Level, Multiple Locations, Washer Hookup, See Remarks
  • Security: Gated Community, Security Fence, Security Gate, Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Gated, Lake
  • Senior Community: No
  • Amenities: Beach Access, Beach Rights
  • Association Fee: 1700.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1700.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Beach Rights: Yes

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 12124.42
  • Additional Parcels: No
  • Parcel #: 120j D 006

Tax Info

  • Tax Annual Amount: 7764.15

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,871 $173,025 $0 $0
2023 $3,871 $173,025 $0 $0
2022 $3,871 $173,025 $0 $0
2021 $3,871 $173,025 $0 $0
2020 $4,484 $162,175 $0 $0
2019 $4,484 $162,175 $0 $0
2018 $3,693 $162,175 $0 $0
2017 $4,484 $162,175 $0 $0
2016 $4,128 $0 $0 $0
2015 $7,576 $149,300 $0 $0
2014 $7,576 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/01/2023 06/01/23 Sold $1,190,000 -4.8% $243 / Sq Ft
05/05/2023 05/05/23 Pending -- -- --
03/24/2023 03/24/23 For Sale $1,250,000 +54.8% $255 / Sq Ft
04/09/2021 04/09/21 Sold $807,500 -2.1% $166 / Sq Ft
02/21/2021 02/21/21 Pending -- -- --
01/11/2021 01/11/21 For Sale $824,900 +83.3% $170 / Sq Ft
06/15/2012 06/15/12 Sold $450,000 -22.4% $92 / Sq Ft
06/04/2012 06/04/12 Pending -- -- --
01/11/2012 01/11/12 For Sale $579,900 -- $119 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,190,000 Cumberland Title & Guaranty
Warranty Deed $807,500 Chattanooga Ttl East Brainer
Interfamily Deed Transfer -- First Title
Interfamily Deed Transfer -- First Title
Special Warranty Deed $450,000 Stewart Title Company Tennes
Trustee Deed $552,500 None Available
Warranty Deed $137,500 Realty Title & Escrow Co Inc
Warranty Deed $95,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Previous Owner $547,500 New Conventional
Previous Owner $360,000 Assumption
Previous Owner $765,000 Credit Line Revolving
Previous Owner $137,500 Seller Take Back
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1518571

Greater Chattanooga REALTORS®

APN: 120J-D-006