445 Camden Cir Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $438,348 - $462,000
4
Beds
3
Baths
--
Sq Ft
0.25
Acres
Highlights
- Vaulted Ceiling
- Wood Flooring
- Attached Garage
- Prairie Point Elementary School Rated A-
- Home Office
- Central Air
About This Home
As of April 2018BEAUTIFUL 4 BEDROOM 2 AND HALF BATH HOME IN DEERPATH CREEK! MAGNIFICENT CURB APPEAL, GREAT LOCATION, CLOSE TO SCHOOLS AND PARKS! HARDWOOD FLOORS, FRENCH DOORS OFF BREAKFAST ROOM OVERLOOK LARGE PARTY DECK & GORGEOUSLY LANDSCAPED YARD. FIREPLACE WITH TILE & OAK SURROUND 1ST FLOOR DEN/OFFICE COULD BE 5TH BEDROOM. LUXURY SUITE HAS SPA TUB, PRIVATE SHOWER/TOILET AREA, INDIVIDUAL VANITIES, VAULTED CEILINGS!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,297
Year Built
- 2001
Lot Details
- 0.25
HOA Fees
- $7 per month
Parking
- Attached Garage
- Parking Included in Price
- Garage Is Owned
Home Design
- Brick Exterior Construction
- Aluminum Siding
Interior Spaces
- Primary Bathroom is a Full Bathroom
- Vaulted Ceiling
- Home Office
- Wood Flooring
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Laundry
- Laundry on main level
- Dryer
- Washer
Utilities
- Central Air
- Heating System Uses Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Sep 18, 2019
Sold by
Sweder Timothy M and Sweder Natalie C
Bought by
Sweder Timothy M and Sweder Natalie C
Total Days on Market
37
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,000
Outstanding Balance
$166,101
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$282,804
Purchase Details
Listed on
Feb 1, 2018
Closed on
Apr 27, 2018
Sold by
Jednachowski Kristen
Bought by
Sweder Timothy M and Sweder Natalie C
Seller's Agent
Rebecca Cavins
Keller Williams Infinity
Buyer's Agent
Michael Goodwin
john greene, Realtor
List Price
$280,000
Sold Price
$272,000
Premium/Discount to List
-$8,000
-2.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.37%
Original Mortgage
$200,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 1, 2006
Sold by
Paragon Relocation Resources Inc
Bought by
Jednachowski Keith P and Jednachowski Kristen R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$232,500
Interest Rate
6.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 8, 2005
Sold by
Ginn Ronald M and Ginn Lynn M
Bought by
Paragon Relocation Resources Inc
Purchase Details
Closed on
Jun 19, 2000
Sold by
T J Baumgartner Custom Homes Inc
Bought by
Ginn Ronald M and Ginn Lynn M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,000
Interest Rate
8.56%
Purchase Details
Closed on
Feb 16, 2000
Sold by
Deerpath Development Corp
Bought by
T J Baumgartner Custom Homes Inc
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Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Sweder Timothy M | -- | Attorney | |
| Sweder Timothy M | $272,000 | Attorney | |
| Jednachowski Kristen R | -- | Attorney | |
| Jednachowski Keith P | $292,500 | First American Title Ins Co | |
| Paragon Relocation Resources Inc | $323,500 | First American Title Ins Co | |
| Ginn Ronald M | $239,000 | Chicago Title Insurance Co | |
| T J Baumgartner Custom Homes Inc | $232,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Sweder Timothy M | $194,000 | |
| Closed | Sweder Timothy M | $200,000 | |
| Previous Owner | Jednachowski Keith P | $215,700 | |
| Previous Owner | Jednachowski Keith P | $232,500 | |
| Previous Owner | Ginn Ronald M | $181,400 | |
| Previous Owner | Ginn Ronald M | $187,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/27/2018 04/27/18 | Sold | $272,000 | 0.0% | -- |
| 03/10/2018 03/10/18 | Pending | -- | -- | -- |
| 02/28/2018 02/28/18 | Price Changed | $272,000 | -2.2% | -- |
| 02/15/2018 02/15/18 | Price Changed | $278,000 | -0.7% | -- |
| 02/01/2018 02/01/18 | For Sale | $280,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $9,297 | $119,842 | $25,209 | $94,633 |
| 2022 | $9,297 | $108,947 | $22,917 | $86,030 |
| 2021 | $8,967 | $101,820 | $21,418 | $80,402 |
| 2020 | $8,867 | $99,823 | $20,998 | $78,825 |
| 2019 | $8,128 | $90,667 | $20,998 | $69,669 |
| 2018 | $8,747 | $90,667 | $18,948 | $71,719 |
| 2017 | $9,029 | $94,063 | $17,708 | $76,355 |
| 2016 | $8,875 | $91,323 | $17,192 | $74,131 |
| 2015 | $9,112 | $89,532 | $16,855 | $72,677 |
| 2014 | -- | $86,924 | $16,364 | $70,560 |
| 2013 | -- | $86,924 | $16,364 | $70,560 |
Source: Public Records
Agents Affiliated with this Home
-
Rebecca Cavins
Seller's Agent in 2018
Rebecca Cavins
Keller Williams Infinity
(630) 340-0901
4 in this area
44 Total Sales
-
Damian Bugajski
D
Seller Co-Listing Agent in 2018
Damian Bugajski
Advantage Realty Group
(708) 705-0889
44 Total Sales
-
Michael Goodwin
Buyer's Agent in 2018
Michael Goodwin
john greene Realtor
(630) 768-5257
53 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09846722
APN: 03-29-123-014
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