NOT LISTED FOR SALE

Montego at Cove Towers 445 Cove Tower Dr Unit 1403 Naples, FL 34110

Estimated Value: $1,274,000 - $1,416,855

3 Beds
3 Baths
2,645 Sq Ft
$509/Sq Ft Est. Value

Last Sold April 26, 2019

Last sale price $782,000 $296 Per Sq Ft

Est. 72% increase in value since last sale

Current estimated payment $9,213/month

121 Days on Market

Highlights

  • Community Beach Access
  • Boating
  • Mangrove Front
  • Naples Park Elementary School Rated A-
  • Home fronts navigable water
  • Bay View

About This Home

As of April 2019

C.15346 - Exciting 14th floor views of the Gulf of Mexico and the Cocohatchee River await you from this three bedroom, three bathroom contemporary home with TWO garage spaces. You'll experience stunning sunsets from the expansive screened balcony, Great Room, Dining Room(or Family Room) and the picture window in the Master Bedroom. You'll also enjoy amazing sunrises and city views from the Guest Rooms and private Balcony. The Montego and Nevis buildings exclusively share the use of the Calypso Club, an oasis with a resort-style pool and spa, community rooms, a fitness room, barbecue grills, a media center and two Guest Suites that can be reserved for your overflow guests. A transferable membership is available for the on-site Tarpon Cove Yacht and Racquet Club, which provides members a water Beach Shuttle to Delnor-Wiggins State Beach on an hourly basis during the day. Members will also have use of the resort pool, tennis, fitness center, restaurant, tiki bar, bocce and social events. Boat docks are available for rent or sale through the Wiggins Bay Dock Owners Association.

Last Agent to Sell the Property

Doug Stewart

John R Wood Properties License #NAPLES-502013588 Listed on: 10/23/2018

John R Wood Properties

Last Buyer's Agent

Doug Stewart

John R Wood Properties License #NAPLES-502013588 Listed on: 10/23/2018

John R Wood Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,336

Year Built

  • Built in 2002

Lot Details

  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Southwest Facing Home

HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener
  • Guest Parking
  • 2 Parking Garage Spaces
  • Deeded Parking

Property Views

  • Bay
  • Gulf
  • Mangrove

Home Design

  • Contemporary Architecture
  • Flat Roof Shape
  • Concrete Block With Brick
  • Stucco

Interior Spaces

  • 2,645 Sq Ft Home
  • Elevator
  • Electric Shutters
  • Single Hung Windows
  • Great Room
  • Combination Dining and Living Room
  • Breakfast Room
  • Storage

Kitchen

  • Breakfast Bar
  • Built-In Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Kitchen Island
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Dual Sinks
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Home Security

  • High Impact Windows
  • Fire and Smoke Detector

Accessible Home Design

  • Accessible Parking

Outdoor Features

  • No Fixed Bridges
  • Mangrove Front
  • Screened Balcony
  • Loading Dock or Area

Schools

  • Naples Park Elementary School
  • North Naples Middle School
  • Gulf Coast High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 60560000865
  • Tax Block 18

Community Details

Overview

  • $7,500 Secondary HOA Transfer Fee
  • High-Rise Condominium
  • Car Wash Area
  • 18-Story Property

Amenities

  • Community Barbecue Grill
  • Restaurant
  • Trash Chute
  • Clubhouse
  • Bike Room
  • Community Storage Space

Recreation

  • Boating
  • Fishing Pier
  • Gulf Boat Access
  • Community Beach Access
  • Marina
  • Beach Club Membership Available
  • Tennis Courts
  • Bocce Ball Court
  • Exercise Course
  • Community Pool or Spa Combo

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,336

Year Built

Built in 2002

Lot Details

0

HOA Fees

$1,155 per month

Parking

2

Listing Details

  • Legal Description: MONTEGO AT COVE TOWERS PRESERVE A CONDOMINIUM # 1403
  • Property Type: Residential
  • Table: Residential
  • Street View Param: 1$26.29252747476997$-81.81066190121612$273.40$13.33$1.00$hqUB8bDtDiZ4Rj1LoLOnrQ
  • Building Design: High Rise (8+)
  • Building Description: Contemporary
  • Storm Protection: Impact Resistant Windows, Electric Shutters
  • Year Built: 2002
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Furnished Description: Partially Furnished
  • Num Unit Floor: 14
  • Price Per Sq Ft: 295.65
  • Total Floors: 18
  • Room Count: 6
  • Additional Rooms: Balcony, Laundry in Residence, Screened Balcony
  • Estimated Living Area: 2645
  • Full Bathrooms: 3
  • Total Bathrooms: 3.00
  • Bedroom Description: Split Bedrooms
  • Bedrooms: 3 Bed
  • Total Bedrooms: 3
  • Dining Room: Breakfast Bar, Breakfast Room, Living Dining
  • Elevator: Private
  • Equipment: Auto Garage Door, Cooktop, Disposal, Dryer, Microwave, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Wall Oven, Washer, Washer/Dryer Hookup
  • Flooring: Carpet, Tile
  • Floor Plan: Great Room, Split Bedrooms
  • Interior Amenities: Built-In Cabinets, Cable Prewire, Fire Sprinkler, Foyer, High Speed Available, Laundry Tub, Pantry, Smoke Detectors, Walk-In Closet, Wheel Chair Access, Window Coverings
  • Kitchen: Island, Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower
  • Windows: Single Hung

Exterior Features

  • Gulf Access: Yes
  • Private Pool: No
  • Private Spa: No
  • Roof: Built-Up Or Flat
  • Construction: Concrete Block
  • Gulf Access Type: No Bridge(s)/Water Direct
  • Irrigation: Reclaimed
  • View: Bay, Gulf, Lagoon, Mangroves, River
  • Exterior Features: Storage
  • Exterior Finish: Stucco
  • Waterfront Type: Bay, Mangrove, Navigable

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: 2 Assigned, Deeded, Guest, Load Space, Paved Parking, Under Bldg Closed, Wheelchair Access

Utilities

  • Cable Available: Yes
  • Cooling: Central Electric
  • Heat: Central Electric
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Management Company Phone: 239-596-7200
  • Approval: Application Fee, Buyer
  • Management: Professional
  • Mandatory HOA: Yes
  • Restrictions: Architectural, Deeded, No Commercial
  • Sub Condo Name: MONTEGO AT COVE TOWERS
  • Condo Fees: 3110
  • Condo Fee Frequency: Quarterly
  • Maintenance: Cable, Insurance, Irrigation Water, Lawn/Land Maintenance, Legal/Accounting, Manager, Pest Control Exterior, Pest Control Interior, Recreational Facilities, Reserve, Security, Street Lights, Street Maintenance, Water
  • Master Hoa Fee: 1415
  • Master HOA Fee Frequency: Annually

Association/Amenities

  • Pets: Limits
  • Pets Limit Max Number: 2
  • Pets Limit Max Weight: 30
  • Pets Limit Other: 1 dog or 2 cats
  • Development: Cove Towers
  • Amenities: BBQ - Picnic, Beach Access, Beach Club Available, Bike Storage, Bocce Court, Clubhouse, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Extra Storage, Fishing Pier, Guest Room, Marina, Restaurant, Streetlight, Tennis Court, Trash Chute, Underground Utility, Vehicle Wash Area
  • Community Type: Boating, Gated, Tennis
  • Units In Building: 58
  • Total Number of Units: 272

Fee Information

  • Transfer Fees: 7500.00
  • Application Fee: 100.00

Schools

  • Elementary School: NAPLES PARK ELEMENTARY SCHOOL
  • Middle School: NORTH NAPLES MIDDLE SCHOOL
  • High School: GULF COAST HIGH SCHOOL
  • Elementary School: Naples Park Elementary School
  • High School: Gulf Coast High School
  • Middle School: North Naples Middle School

Lot Info

  • Builder Product: No
  • Lot Unit: 18r
  • Section: 16
  • Total Area: 3130
  • Waterfront: Yes
  • Rear Exposure: Southwest
  • Parcel Number: 60560000865

Rental Info

  • Lease Limits: Yes
  • Leases Per Year: 3
  • Min Days Of Lease: 90

Tax Info

  • Tax Description: County Only
  • Taxes: 6336.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2018
Closed on
Apr 26, 2019
Sold by
Mohajery M Michael
Bought by
Berglund Roberta L and Roberta L Berglund Trust
Seller's Agent
Doug Stewart
John R Wood Properties
Buyer's Agent
Doug Stewart
John R Wood Properties
List Price
$829,000
Sold Price
$782,000
Premium/Discount to List
-$47,000
-5.67%
Total Days on Market
121
Current Estimated Value
$1,346,964

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$564,964
Avg. Annual Appreciation
9.20%
Original Mortgage
$625,600
Outstanding Balance
$558,870
Interest Rate
4.3%
Mortgage Type
New Conventional
Estimated Equity
$783,614

Purchase Details

Listed on
Sep 4, 2012
Closed on
Nov 29, 2012
Sold by
Diegel Siegfried J and Jacks Diegel Maree C
Bought by
Mohajery M Michael and Mohajery Barbara Ann
Seller's Agent
Cheryl Turner
John R Wood Properties
Buyer's Agent
Katie Brady
INACTIVE AGENT ACCT
List Price
$600,000
Sold Price
$600,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.22%
Original Mortgage
$360,000
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 2005
Sold by
Jeanes Donald H and Jeanes Pamela
Bought by
Diegel Siegfried J
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Berglund Roberta L $782,000 First Boston Title Llc
Mohajery M Michael $600,000 None Available
Diegel Siegfried J $945,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Roberta L Berglund Trust $100,000
Open Berglund Roberta L $625,600
Previous Owner Mohajery M Michael $360,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/26/2019 04/26/19 Sold $782,000 -5.7% $296 / Sq Ft
02/21/2019 02/21/19 Pending -- -- --
10/23/2018 10/23/18 For Sale $829,000 +38.2% $313 / Sq Ft
11/30/2012 11/30/12 Sold $600,000 0.0% $227 / Sq Ft
10/31/2012 10/31/12 Pending -- -- --
09/04/2012 09/04/12 For Sale $600,000 -- $227 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,394 $690,747 $0 $0
2022 $6,605 $670,628 $0 $0
2021 $6,685 $651,095 $0 $0
2020 $6,525 $642,106 $0 $0
2019 $7,317 $671,900 $0 $671,900
2018 $6,336 $621,208 $0 $0
2017 $6,249 $608,431 $0 $0
2016 $6,111 $595,917 $0 $0
2015 $6,163 $591,775 $0 $0
2014 $6,281 $558,325 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Doug Stewart

    Seller's Agent in 2019

    Doug Stewart

    John R. Wood Properties

    (239) 777-8686

    60 Total Sales

    Doug Stewart
    Section Image
  • Cheryl Turner

    Seller's Agent in 2012

    Cheryl Turner

    John R. Wood Properties

    (239) 250-3311

    51 Total Sales

    Cheryl Turner
    Section Image
  • Katie Brady

    Buyer's Agent in 2012

    Katie Brady

    INACTIVE AGENT ACCT

    (239) 770-6061

    53 Total Sales

    Section Image
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About Montego at Cove Towers

Map

Source: Naples Area Board of REALTORS®

MLS Number: 218070133

Naples Area Board of REALTORS®

APN: 60560000865

Florida Collier County Naples 34110

445 Cove Tower Dr Unit 1403, Naples, FL

This home is located at 445 Cove Tower Dr Unit 1403, Naples, FL 34110 since 23 October 2018 and is currently estimated at $1,346,964, approximately $509 per square foot. This property was built in 2002. 445 Cove Tower Dr Unit 1403 is a home located in Collier County with nearby schools including Naples Park Elementary School, North Naples Middle School, and Grace Classical Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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